For sale

$3,295,000

23 Cache Cay Dr, Vero Beach, FL 32963

3beds

4,345sqft

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Single Family Residence

Built in 1985

0.36 Acres Lot

$-- Zestimate^®

$758/sqft

$270/mo HOA

What's special

Deepwater dockAbundant natural lightOverlooking a heated poolDirect intracoastal access

Boater’s delight! Experience premier waterfront living in this stunning 3-bedroom home with den, loft, and 4.5 baths, located in the gated community of Cache Cay. Nearly every room features serene water views and abundant natural light. Enjoy an expansive porch with summer kitchen overlooking a heated pool and deepwater dock—perfect for entertaining or unwinding after a day on the water. Direct Intracoastal access, just minutes to beaches, dining, and shopping. The ultimate Vero Beach retreat.

172 days

271

8

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 5
Full bathrooms: 4
1/2 bathrooms: 1

Bedroom

Dimensions: 14x26

Bedroom

Dimensions: 14x26

Bedroom

Dimensions: 13x19

Breakfast room nook

Dimensions: 9x9

Den

Dimensions: 12x15

Dining room

Dimensions: 14x16

Foyer

Dimensions: 8x9

Kitchen

Dimensions: 12x14

Living room

Dimensions: 19x19

Loft

Dimensions: 17x12

Pantry

Dimensions: 5x7

Porch

Dimensions: 68x13

Storage room

Dimensions: 5x12

Heating

Central, Electric

Cooling

Central Air, Electric, 3+ Units

Appliances

Included: Built-In Oven, Cooktop, Dryer, Dishwasher, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
Laundry: Laundry Room, Laundry Tub

Features

Bathtub, High Ceilings, Jetted Tub, Primary Downstairs, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), French Door(s)/Atrium Door(s)
Flooring: Carpet, Tile, Wood
Doors: French Doors, Sliding Doors
Windows: Single Hung
Number of fireplaces: 1

Interior area

Total interior livable area: 4,345 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Driveway, Garage, Garage Door Opener
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Porch, Screened
Exterior features: Built-in Barbecue, Balcony, Barbecue, Enclosed Porch, Sprinkler/Irrigation, Porch, Rain Gutters
Has private pool: Yes
Pool features: Electric Heat, Heated, Pool, Private
Has spa: Yes
Spa features: Hot Tub
Has view: Yes
View description: River
Has water view: Yes
Water view: River
Waterfront features: Navigable Water, River Front, Beach Access
Frontage length: 102

Lot

Size: 0.36 Acres
Dimensions: 102 x 154
Features: 1/4 to 1/2 Acre Lot

Details

Parcel number: 32402900014000000012.0
Zoning: ,
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Two Story
Property subtype: Single Family Residence

Materials

Block, Frame, Concrete, Stucco
Roof: Tile

Condition

New construction: No
Year built: 1985

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Other, Gutter(s)
Security: Gated with Guard, Smoke Detector(s)
Subdivision: Cache Cay

HOA

Has HOA: Yes
Amenities included: Dues Paid Monthly
Services included: Common Areas, Reserve Fund, Security
HOA fee: $270 monthly
HOA name: Elliott Merrill

Location

Region: Vero Beach

Financial & listing details

Price per square foot: $758/sqft
Tax assessed value: $1,041,744
Annual tax amount: $20,471
Date on market: 1/20/2026
Listing terms: Cash,New Loan
Ownership: Single Family/Other

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
1/21/2026	Listed for sale	$3,295,000$758/sqft
Source: Realtor Association of Indian River County #294302 Report a problem
1/1/2026	Listing removed	$3,295,000$758/sqft
Source: Realtor Association of Indian River County #288461 Report a problem
6/2/2025	Listed for sale	$3,295,000+164.7%$758/sqft
Source: Realtor Association of Indian River County #288461 Report a problem
3/3/2004	Sold	$1,245,000+92.4%$287/sqft
Source: Public Record Report a problem
11/15/2001	Sold	$647,000$149/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$20,471 +7.2%	$1,145,918 -22.5%
2024	$19,100 +8%	$1,477,713 +3.9%
2023	$17,685 +18.5%	$1,422,609 +30.7%
2022	$14,926 +12.7%	$1,088,853 +22.3%
2021	$13,244 +14.3%	$890,431 +25.1%
2020	$11,588	$711,525 -0.3%
2019	$11,588 -3%	$713,790 -6.5%
2018	$11,945 -8.1%	$763,768 -0.6%
2017	$12,997	$768,434 +2.6%
2016	$12,997 +5.4%	$749,210 +22.4%
2015	$12,325 +11.6%	$611,910 +8%
2014	$11,040	$566,480 +2.8%
2013	--	$551,270 -4.8%
2012	$9,968 +6.5%	$578,820 +6.5%
2011	$9,361 -1.8%	$543,730 -2.1%
2010	$9,531 -11.7%	$555,110 -15.4%
2009	$10,799 -11.5%	$655,990 -15.7%
2008	$12,209 -3.5%	$778,110 +2.8%
2007	$12,647	$756,980 -12.7%
2006	--	$867,380 +29.6%
2005	--	$669,210
2004	--	$669,210 +21.8%
2003	--	$549,300 +19.1%
2002	$8,398 +16.8%	$461,370 +4.1%
2001	$7,191 -0.3%	$443,160 +13.2%
2000	$7,214	$391,650

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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