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For sale
  • Price cut: $50K (7/15)
    $299,000

    23039 Banks Rd, Cape Charles, VA 23310

    7beds
    3,460sqft
    : 
    $1,822/mo
    Get pre-qualified
    Single Family Residence
    Built in 1988
    0.28 Acres Lot
    $290,200 Zestimate®
    $86/sqft
    $-- HOA

    What's special

    Flexible floor planAbundant living spaceThree versatile bonus roomsSeven spacious bedrooms
    Discover an exceptional opportunity just minutes from Cape Charles to own a beautifully reimagined home offering over 3,500 square feet of flexible living space. Currently undergoing a complete top-to-bottom renovation, this expansive property is being transformed with today's buyer in mind, blending modern finishes, thoughtful design, and endless possibilities. Upon completion, the home will feature seven spacious bedrooms, three versatile bonus rooms, and abundant living space that can easily adapt to your lifestyle. Whether you're searching for a multi-generational home, a vacation retreat, an investment property, or simply need room for a home office, gym, media room, or playroom, this home's flexible floor plan provides countless options. Nearly every aspect of the property is being updated, creating the feel of a brand-new home while offering the space and character that are difficult to find in today's market. Buyers who act early have a unique opportunity to purchase the property at a reduced price in its current condition and complete the remaining renovations themselves, adding their own vision while building instant equity. Alternatively, wait for the professionally completed renovation, with an anticipated completion date of October 2026, and enjoy a truly turnkey home. Conveniently located near the beaches, marinas, restaurants, boutiques, and coastal charm of Cape Charles, you'll enjoy the perfect balance of peaceful living with easy access to everything Virginia's Eastern Shore has to offer. Please note: Photos are architectural renderings intended to illustrate the planned renovation and are for marketing purposes only. Final finishes, materials, colors, and design details may vary as construction progresses. PLEASE NOTE: this home is currently only rated for a 3 bedroom septic. Seller will consider all reasonable offers, in particular prior to project completion.
    37 days
    |
    895
    |
    34
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Sara Seay 757-999-1987,

    Real Broker, LLC 757-250-7575

    Source: Eastern Shore AOR,MLS#: 71774MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 2
      • Full bathrooms: 2
      Dining room
      • Features: Eat-in Kitchen, Dining Area
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Range, Refrigerator, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • 1st Floor Bedroom
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 3,460
      • Total interior livable area: 3,460 sqft

      Property

      Parking
      • Parking features: No Garage
      Features
      • Levels: Two
      • Exterior features: None
      Lot
      • Size: 0.28 Acres
      • Dimensions: .28
      • Features: <.5 acre +/-
      Details
      • Parcel number: 0091B0A000000065
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Farmhouse,Other
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      • Roof: Composition
      Condition
      • 30-50 yrs +/-,Fixer
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Cape Charles
      Location
      • Region: Cape Charles

      Financial & listing details

      • Price per square foot: $86/sqft
      • Tax assessed value: $180,600
      • Annual tax amount: $1,237
      • Date on market: 7/6/2026

        Estimated market value

        $290,200

        $276,000 - $305,000

        $2,791/mo

        Price history

        DateEventPrice
        7/15/2026Price change$299,000-14.3%$86/sqft
        Source: Eastern Shore AOR #71774 Report a problem
        7/6/2026Listed for sale$349,000+325.6%$101/sqft
        Source: Eastern Shore AOR #71774 Report a problem
        7/26/2024Sold$82,000$24/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,237 +82.5%$180,600 +102.5%
        2023$678 $89,200
        2022$678 -6.2%$89,200 +3%
        2021$723 $86,600
        2020$723 -2%$86,600 -2.6%
        2019$738 $88,900
        2018$738 +8790%$88,900
        2017$8 $88,900 -24.5%
        2016$8 $117,800
        2015$8 $117,800 -35.2%
        2011-- $181,900
        2010-- $181,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 23310

        Getting around

        3 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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