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For sale
  • Price cut: $75K (10/6)
    $1,125,000

    2308 N Ridge Dr, Jefferson City, TN 37760

    7beds
    4,436sqft
    : 
    $6,791/mo
    Get pre-qualified
    Single Family Residence, Cabin, Residential
    Built in 1984
    1 Acres Lot
    $1,060,600 Zestimate®
    $254/sqft
    $-- HOA

    What's special

    Peaceful lakefront settingLakefront retreatExisting wooden dockApproximately one acreBeautiful stone fireplaceDirect lake accessMultiple private living spaces
    **Hearthstone | A Lakefront Property Unlike Most|** Welcome to Hearthstone, a distinctive lakefront retreat offering approximately *4,436 total finished square feet nearly 192 feet of waterfront, approximately one acre, two separate living structures, and an existing wooden dock. The main residence offers approximately 2,900 finished square feet** with 5 bedrooms and 5 baths, providing generous space for family, guests, and entertaining. A beautiful stone fireplace adds warmth and character to the main living area, reinforcing the home's true lake-retreat feel. One of the home's standout features is the lake-facing picture window with a sitting area, creating the perfect place to enjoy morning coffee, read a book, or simply take in the changing views of the water. The additional dwelling provides approximately 1,536 finished square feet, divided equally between two levels with approximately 768 square feet on the upper level and 768 square feet on the lower level. Each level offers its own bedroom, bath, kitchenette, living area, and private exterior entrance. Interior stairs connect the two levels and include a lockable separation area, allowing the spaces to function together while still providing privacy when desired. This unique arrangement creates exceptional flexibility for extended family, guests, multigenerational living, private accommodations, or the possibility of supplemental rental income, subject to buyer verification of all applicable zoning, restrictions, permitting, and governmental requirements. The waterfront is at the heart of Hearthstone. An existing wooden dock provides direct access to the lake, while current dock permitting may offer an opportunity to explore expanding the dock configuration, subject to all required approvals and independent verification. What makes Hearthstone difficult to duplicate is the combination: approximately 4,436 finished square feet between two living structures, substantial waterfront, multiple private living spaces, approximately one acre, and direct lake access. Whether envisioned as a full-time lake residence, family retreat, multigenerational property, or vacation destination, Hearthstone offers space and flexibility for the way you want to live. Enjoy the peaceful lakefront setting without sacrificing convenience. This centrally located East Tennessee retreat offers easy access to Knoxville, Pigeon Forge, Sevierville, and Great Smoky Mountains National Park. Spend the day exploring Asheville, or plan a weekend getaway to Nashville--all while returning home to the privacy, natural beauty, and relaxed pace of life on Cherokee Lake. **Some properties offer a lake view. Hearthstone offers a lake lifestyle.**
    47 days
    587
    42

    Zillow last checked:

    Listing updated:

    Listed by:

    Susie Tatum 859-779-1283,

    Keller Williams Properties 423-616-0806

    Source: Lakeway Area AOR,MLS#: 712712MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 7
      • Full bathrooms: 7
      Heating
      • Ductless, Fireplace(s), Separate Meters, Wood Stove
      Cooling
      • Ceiling Fan(s), Central Air, Ductless, Separate Meters
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
      Features
      • Flooring: Hardwood, Stone, Tile
      • Basement: Bath/Stubbed,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Wood Burning Stove
      Interior area
      • Total interior livable area: 4,436 sqft
      • Finished area above ground: 450
      • Finished area below ground: 1,823
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Exterior features: Balcony, Dock, Fire Pit, Lighting, Rain Gutters, Storage
      • Has view: Yes
      • View description: Lake, Mountain(s), Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake, Lake Front, Waterfront
      • Body of water: Cherokee Lake
      Lot
      • Size: 1 Acres
      • Dimensions: 220 x 192 x 221 x 202
      • Features: Back Yard, Rectangular Lot, Views, Waterfront, Wooded
      Details
      • Parcel number: 014G A 01300 000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Log
      • Property subtype: Single Family Residence, Cabin, Residential
      Materials
      • Log, Stone
      Condition
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Electric: 220 Volts in Laundry, Circuit Breakers
      • Sewer: Private Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Jefferson City

      Financial & listing details

      • Price per square foot: $254/sqft
      • Tax assessed value: $742,500
      • Annual tax amount: $2,765
      • Date on market: 8/24/2026
      • Inclusions: 2 dishwashers, 3 refrigerators, washer, dryer, safe, microwave, built in stove top and oven, Range, stackable washer and dryer

        Estimated market value

        $1,060,600

        $1.01M - $1.11M

        $3,765/mo

        Price history

        DateEventPrice
        10/6/2026Price change$1,125,000-6.2%$254/sqft
        Source: Lakeway Area AOR #712712 Report a problem
        8/24/2026Listed for sale$1,199,995+700%$271/sqft
        Source: Lakeway Area AOR #712712 Report a problem
        9/28/1994Sold$150,000$34/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,766 +4.2%$185,625
        2024$2,654 +9.5%$185,625 +76.1%
        2023$2,424 +5%$105,400
        2022$2,308 $105,400
        2021$2,308 $105,400
        2020$2,308 $105,400
        2019$2,308 +4.2%$105,400 +11.9%
        2018$2,214 +0%$94,225
        2017$2,214 $94,225
        2016$2,214 0%$94,225
        2015$2,214 $94,225
        2014$2,214 $94,225
        2013-- $94,225 +0.8%
        2012$2,010 +4.9%$93,475
        2011$1,916 $93,475
        2010$1,916 $93,475
        2009-- $93,475 +26.6%
        2008$1,691 +10.6%$73,850
        2007$1,529 +13.1%$73,850
        2006$1,351 $73,850
        2005$1,351 -11.2%$73,850
        2004$1,521 -46.8%$73,850 -48.4%
        2003$2,861 $143,025 +113.2%
        2001-- $67,077 -75%
        2000-- $268,306
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37760

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Jefferson

        Source: Lakeway Area AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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