**Hearthstone | A Lakefront Property Unlike Most|**
Welcome to Hearthstone, a distinctive lakefront retreat offering approximately *4,436 total finished square feet nearly 192 feet of waterfront, approximately one acre, two separate living structures, and an existing wooden dock.
The main residence offers approximately 2,900 finished square feet** with 5 bedrooms and 5 baths, providing generous space for family, guests, and entertaining. A beautiful stone fireplace adds warmth and character to the main living area, reinforcing the home's true lake-retreat feel. One of the home's standout features is the lake-facing picture window with a sitting area, creating the perfect place to enjoy morning coffee, read a book, or simply take in the changing views of the water.
The additional dwelling provides approximately 1,536 finished square feet, divided equally between two levels with approximately 768 square feet on the upper level and 768 square feet on the lower level. Each level offers its own bedroom, bath, kitchenette, living area, and private exterior entrance. Interior stairs connect the two levels and include a lockable separation area, allowing the spaces to function together while still providing privacy when desired.
This unique arrangement creates exceptional flexibility for extended family, guests, multigenerational living, private accommodations, or the possibility of supplemental rental income, subject to buyer verification of all applicable zoning, restrictions, permitting, and governmental requirements.
The waterfront is at the heart of Hearthstone. An existing wooden dock provides direct access to the lake, while current dock permitting may offer an opportunity to explore expanding the dock configuration, subject to all required approvals and independent verification.
What makes Hearthstone difficult to duplicate is the combination: approximately 4,436 finished square feet between two living structures, substantial waterfront, multiple private living spaces, approximately one acre, and direct lake access. Whether envisioned as a full-time lake residence, family retreat, multigenerational property, or vacation destination, Hearthstone offers space and flexibility for the way you want to live.
Enjoy the peaceful lakefront setting without sacrificing convenience. This centrally located East Tennessee retreat offers easy access to Knoxville, Pigeon Forge, Sevierville, and Great Smoky Mountains National Park. Spend the day exploring Asheville, or plan a weekend getaway to Nashville--all while returning home to the privacy, natural beauty, and relaxed pace of life on Cherokee Lake.
**Some properties offer a lake view. Hearthstone offers a lake lifestyle.**
For sale
Price cut: $75K (10/6)
$1,125,000
2308 N Ridge Dr, Jefferson City, TN 37760
7beds
4,436sqft
Single Family Residence, Cabin, Residential
Built in 1984
1 Acres Lot
$1,060,600 Zestimate®
$254/sqft
$-- HOA
What's special
Peaceful lakefront settingLakefront retreatExisting wooden dockApproximately one acreBeautiful stone fireplaceDirect lake accessMultiple private living spaces
- 47 days
- 587
- 42
Zillow last checked:
Listing updated:
Listed by:
Susie Tatum 859-779-1283,
Keller Williams Properties 423-616-0806
Source: Lakeway Area AOR,MLS#: 712712
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 7
- Full bathrooms: 7
Heating
- Ductless, Fireplace(s), Separate Meters, Wood Stove
Cooling
- Ceiling Fan(s), Central Air, Ductless, Separate Meters
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
Features
- Flooring: Hardwood, Stone, Tile
- Basement: Bath/Stubbed,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Wood Burning Stove
Interior area
- Total interior livable area: 4,436 sqft
- Finished area above ground: 450
- Finished area below ground: 1,823
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Exterior features: Balcony, Dock, Fire Pit, Lighting, Rain Gutters, Storage
- Has view: Yes
- View description: Lake, Mountain(s), Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Lake, Lake Front, Waterfront
- Body of water: Cherokee Lake
Lot
- Size: 1 Acres
- Dimensions: 220 x 192 x 221 x 202
- Features: Back Yard, Rectangular Lot, Views, Waterfront, Wooded
Details
- Parcel number: 014G A 01300 000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Log
- Property subtype: Single Family Residence, Cabin, Residential
Materials
- Log, Stone
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Electric: 220 Volts in Laundry, Circuit Breakers
- Sewer: Private Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Jefferson City
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $742,500
- Annual tax amount: $2,765
- Date on market: 8/24/2026
- Inclusions: 2 dishwashers, 3 refrigerators, washer, dryer, safe, microwave, built in stove top and oven, Range, stackable washer and dryer
Estimated market value
$1,060,600
$1.01M - $1.11M
$3,765/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/6/2026 | Price change | $1,125,000-6.2%$254/sqft |
Source: | ||
| 8/24/2026 | Listed for sale | $1,199,995+700%$271/sqft |
Source: | ||
| 9/28/1994 | Sold | $150,000$34/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,766 +4.2% | $185,625 |
| 2024 | $2,654 +9.5% | $185,625 +76.1% |
| 2023 | $2,424 +5% | $105,400 |
| 2022 | $2,308 | $105,400 |
| 2021 | $2,308 | $105,400 |
| 2020 | $2,308 | $105,400 |
| 2019 | $2,308 +4.2% | $105,400 +11.9% |
| 2018 | $2,214 +0% | $94,225 |
| 2017 | $2,214 | $94,225 |
| 2016 | $2,214 0% | $94,225 |
| 2015 | $2,214 | $94,225 |
| 2014 | $2,214 | $94,225 |
| 2013 | -- | $94,225 +0.8% |
| 2012 | $2,010 +4.9% | $93,475 |
| 2011 | $1,916 | $93,475 |
| 2010 | $1,916 | $93,475 |
| 2009 | -- | $93,475 +26.6% |
| 2008 | $1,691 +10.6% | $73,850 |
| 2007 | $1,529 +13.1% | $73,850 |
| 2006 | $1,351 | $73,850 |
| 2005 | $1,351 -11.2% | $73,850 |
| 2004 | $1,521 -46.8% | $73,850 -48.4% |
| 2003 | $2,861 | $143,025 +113.2% |
| 2001 | -- | $67,077 -75% |
| 2000 | -- | $268,306 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 37760
Nearby schools
Schools provided by the listing agent
- High: Jefferson
Source: Lakeway Area AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







