Spacious 3BR HDFC Opportunity with Ultra-Low Maintenance — Just $1335/Month (Includes Taxes!)
This is the one buyers wait for.
Welcome to The Washington — a sun-filled, oversized three-bedroom home offering incredible value, flexible layout, and rare affordability in the heart of Harlem.
Positioned on a quiet, tree-lined block, this residence features three well-proportioned bedrooms, excellent closet space, and beautiful hardwood floors throughout. A proper living and dining area creates a true sense of separation and flow — ideal for both everyday living and entertaining. The home is complete with a full bathroom plus an additional powder room, a rare bonus at this price point.
Full-Service HDFC Co-op with Amenities
Originally built in 1920 and converted in 2003, The Washington is a well-maintained, pet-friendly cooperative offering:
Live-in superintendent
Fitness center
Bike storage
Community room & playroom
Two central laundry rooms
Private, key-access courtyard with BBQ area
Garage parking directly across the street
Financials & HDFC Requirements
Maintenance: $1335/month (includes taxes)
Financing: Up to 90% permitted
Income cap: $284,250 (250% AMI, regardless of household size)
DTI requirement: Under 30%
Subletting: Allowed after 2 years (board approval required)
Flip tax: None
Opportunities like this are increasingly rare — a true three-bedroom with this level of space, condition, and carrying cost is hard to replicate.
Reach out to schedule a private showing.
Active
Price cut: $30K (8/31)
$525,000
231 W 148th St APT 4M, New York, NY 10039
3beds
--sqft
Coop
Built in 1920
-- sqft lot
$-- Zestimate®
$--/sqft
$1,335/mo HOA
What's special
Quiet tree-lined blockThree well-proportioned bedroomsFlexible layoutExcellent closet spaceSun-filled oversized three-bedroom homeBeautiful hardwood floors throughout
- 145 days
- 256
- 26
Zillow last checked:
Listing updated:
Listed by:
74 West Real Estate 516-510-2908,
Ethan Leifer
Source: StreetEasy,MLS#: S1821567
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Bike Room, Childrens Playroom
Appliances
- Included: Dishwasher
- Laundry: Inside
Features
- Flooring: Hardwood
- Has fireplace: No
Property
Features
- Patio & porch: Other
- Exterior features: Courtyard
Details
- Parcel number: 0203410034M
- Special conditions: Restricted Sale
Construction
Type & style
- Home type: Cooperative
- Property subtype: Coop
Condition
- Year built: 1920
Community & HOA
Community
- Subdivision: Central Harlem
HOA
- Has HOA: Yes
- Amenities included: Laundry, Fitness Center, Elevator(s)
- Services included: Maintenance
- HOA fee: $1,335 monthly
Location
- Region: New York
Financial & listing details
- Tax assessed value: $14,689,723
- Annual tax amount: $716,664
- Date on market: 4/13/2026
Estimated market value
Not available
Estimated sales range
Not available
$4,347/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/31/2026 | Price change | $525,000-5.4% |
Source: StreetEasy #S1821567 Report a problem | ||
| 7/2/2026 | Price change | $555,000-3.5% |
Source: StreetEasy #S1821567 Report a problem | ||
| 6/5/2026 | Price change | $575,000-3.4% |
Source: StreetEasy #S1821567 Report a problem | ||
| 4/29/2026 | Price change | $595,000-4.8% |
Source: StreetEasy #S1821567 Report a problem | ||
| 4/13/2026 | Listed for sale | $625,000 |
Source: StreetEasy #S1821567 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2019 | -- | -- |
| 2018 | $716,664 | $6,610,375 +9.9% |
| 2017 | -- | $6,017,081 |
Find assessor info on the county website






