This beautiful home in Kettering offers a VA assumable loan of 2.75 with an interest rate. This Cape Cod features 4 bedrooms, 2 baths, and a 2-car garage. The master suite is on the main floor for convenience. A spacious entry leads to a living room with a picture window overlooking the landscaped front yard. The grand family room has sliding doors opening to a covered patio. The main floor bath includes a walk-in shower and double sinks. Upstairs, two large bedrooms with hardwood floors share a hallway bath. The backyard offers a covered patio, paver wall, step gardening area, and a shed. All in a prime location! The family room has a comfy fireplace, great for cozy nights or hanging out. Double sliding patio door allows ample light and opening right up to the covered patio. Making it easy to step outside and enjoy the backyard whenever you want. The back yard is in the process of being The updated kitchen with custom cabinetry and granite counters flows into the family room, with a formal dining room nearby, stainless steel appliances, and a convenient coffee bar keeps the family together for get togethers or just simple movie nights. The yard has a mix of perennials for changing seasons and evergreen bushes to keep it green year-round. This home is conveniently located near Wright-Patterson Air Force Base, downtown Dayton, River Scape, the 70/75 corridor, plus shopping, hospitals, and local attractions.
Accepting backups
Price cut: $2K (6/7)
$339,000
2312 E Whipp Rd, Dayton, OH 45440
4beds
2,230sqft
Single Family Residence
Built in 1966
0.38 Acres Lot
$336,000 Zestimate®
$152/sqft
$-- HOA
What's special
Formal dining room nearbyStainless steel appliancesLandscaped front yardConvenient coffee barCovered patioSpacious entry
- 130 days |
- 1,146 |
- 49 |
Zillow last checked:
Listing updated:
Listed by:
Michelle A Swank (937)890-9111,
Keller Williams Home Town Rlty
Source: DABR MLS,MLS#: 952262
Originating MLS: Dayton Area Board of REALTORS
Originating MLS: Dayton Area Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Level: Main
- Dimensions: 14 x 14
Bedroom
- Level: Main
- Dimensions: 13 x 11
Bedroom
- Level: Second
- Dimensions: 20 x 13
Bedroom
- Level: Second
- Dimensions: 13 x 12
Dining room
- Level: Main
- Dimensions: 12 x 11
Entry foyer
- Level: Main
- Dimensions: 14 x 9
Family room
- Level: Main
- Dimensions: 24 x 14
Kitchen
- Level: Main
- Dimensions: 16 x 13
Laundry
- Level: Main
- Dimensions: 6 x 9
Living room
- Level: Main
- Dimensions: 16 x 14
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer, Gas Water Heater
Features
- Ceiling Fan(s), Granite Counters, High Speed Internet, Kitchen Island, Kitchen/Family Room Combo, Pantry, Remodeled
- Windows: Insulated Windows, Vinyl
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,230
- Total interior livable area: 2,230 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Two Car Garage, Garage Door Opener, Storage
- Attached garage spaces: 2
Features
- Levels: One and One Half
- Patio & porch: Patio
- Exterior features: Patio, Storage
Lot
- Size: 0.38 Acres
- Dimensions: 99 x 169 x 82 x 165
Details
- Additional structures: Shed(s)
- Parcel number: N64030170032
- Zoning: Residential
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Slab
Condition
- Year built: 1966
Details
- Builder model: Capecod
Utilities & green energy
- Sewer: Storm Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Oak Creek
HOA
- Has HOA: No
Location
- Region: Dayton
Financial & listing details
- Price per square foot: $152/sqft
- Tax assessed value: $238,580
- Annual tax amount: $5,325
- Date on market: 2/15/2026
- Date available: 02/16/2026
- Listing terms: Assumable,Conventional,FHA,VA Loan
Estimated market value
$336,000
$319,000 - $353,000
$2,534/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/7/2026 | Price change | $339,000-0.6%$152/sqft |
Source:  DABR MLS #952262 Report a problem | ||
| 6/1/2026 | Price change | $341,000-0.6%$153/sqft |
Source: DABR MLS #952262 Report a problem | ||
| 5/19/2026 | Price change | $343,000-0.3%$154/sqft |
Source: DABR MLS #952262 Report a problem | ||
| 4/28/2026 | Price change | $343,900-1.4%$154/sqft |
Source: DABR MLS #952262 Report a problem | ||
| 3/24/2026 | Price change | $348,900-0.3%$156/sqft |
Source: DABR MLS #952262 Report a problem | ||
| 3/3/2026 | Price change | $349,900-2.8%$157/sqft |
Source: DABR MLS #952262 Report a problem | ||
| 2/16/2026 | Listed for sale | $359,900+30.9%$161/sqft |
Source: DABR MLS #952262 Report a problem | ||
| 10/12/2022 | Listing removed | -- |
Source: DABR MLS Report a problem | ||
| 9/14/2022 | Listed for sale | $274,900+35.1%$123/sqft |
Source: DABR MLS #866248 Report a problem | ||
| 10/3/2019 | Sold | $203,500+1.9%$91/sqft |
Source: Public Record Report a problem | ||
| 8/1/2019 | Pending sale | $199,800$90/sqft |
Source: Irongate Inc., Realtors #791670 Report a problem | ||
| 6/7/2019 | Listed for sale | $199,800$90/sqft |
Source: Irongate Inc., Realtors #791670 Report a problem | ||
| 5/29/2019 | Pending sale | $199,800$90/sqft |
Source: Irongate Inc., Realtors #791670 Report a problem | ||
| 5/24/2019 | Listed for sale | $199,800+8.9%$90/sqft |
Source: Irongate Inc., Realtors #791670 Report a problem | ||
| 7/5/2005 | Sold | $183,500+12.6%$82/sqft |
Source: Public Record Report a problem | ||
| 6/17/2003 | Sold | $162,900$73/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,325 +2.9% | $83,500 |
| 2023 | $5,173 +2.7% | $83,500 +29.8% |
| 2022 | $5,038 +8.1% | $64,320 |
| 2021 | $4,659 +15.3% | $64,320 |
| 2020 | $4,040 -0.5% | $64,320 +10.6% |
| 2019 | $4,060 -0.5% | $58,130 |
| 2018 | $4,082 +8.6% | $58,130 |
| 2017 | $3,759 +7.2% | $58,130 +11.7% |
| 2016 | $3,507 +3.3% | $52,020 |
| 2015 | $3,395 +1.3% | $52,020 |
| 2014 | $3,350 | $52,020 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 45440
Nearby schools
GreatSchools rating
- 7/10J F Kennedy Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 6/10Kettering Middle SchoolGrades: 6-8Distance: 2.2 mi
- 7/10Kettering Fairmont High SchoolGrades: 9-12Distance: 3.5 mi
Schools provided by the listing agent
- District: Kettering
Source: DABR MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Ohio
- Montgomery County
- Kettering
- 45440
- 2312 E Whipp Rd
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