1-bedroom, 1-bathroom apartment, laminate wood flooring, interior two-tone paint scheme, laundry room on premises, tenant pays electric, cable and internet, gardener provided, built in breakfast nook, walk-in closet. If interested, please reach out to us by e-mail and you will receive a pre-tour verification link. Once your financial information is reviewed, we will reach out to invite you to tour if you meet our leasing criteria listed below. Please e-mail us directly at Betty@ssapubl. com. Leasing criteria: INCOME REQUIREMENTS All applicants must provide verifiable proof of income meeting the following criteria: Combined gross monthly household income must be no less than three (3) times the monthly rent Acceptable documentation includes: -Minimum of three (3) recent pay stubs -Three (3) months of bank statements (checking and savings) OR verification of the past twelve (12) months of on-time rent payments -Proof of additional income (e.g., Social Security, disability, child/spousal support, retirement, trust income) Additional requirements: -Self-employed applicants must provide the past three (3) years of tax returns -Income must be stable, lawful, and verifiable Failure to provide sufficient and verifiable income documentation will result in denial. CREDIT CRITERIA Minimum acceptable credit score: 700 FICO Credit history must demonstrate: -No delinquent accounts -No collection accounts -No unpaid judgments -No prior foreclosures or open bankruptcies -Negative credit information may result in denial. Written explanations of extenuating circumstances may be considered but do not guarantee approval. RENTAL HISTORY & LANDLORD REFERENCES Applicants must provide verifiable and favorable rental history, including: -Contact information for current and previous landlords -Signed favorable reference letters from previous and current landlords. -Favorable references from landlords are required for approval -The following may result in denial: Prior evictions or unlawful detainers History of late or unpaid rent Lease violations or failure to fulfill rental obligations Inability to verify rental history or obtain landlord references Failure to provide verifiable landlord references will result in denial. CRIMINAL BACKGROUND Applicants must not have convictions for crimes involving violence, threats to safety, or damage to property, subject to applicable federal, state, and local laws. Screening is conducted in compliance with fair housing regulations. CO-SIGNOR / GUARANTOR POLICY -Co-signors are accepted only for full-time students with insufficient or no credit history -Co-signors must meet all application, income, and credit requirements -Co-signors may not be used to offset negative credit or rental history IF APPROVED Upon approval, all applicants must, within twenty-four (24) hours: Pay the full security deposit with check, cash or money order Execute the Lease Agreement via DocuSign Failure to comply may result in the property being offered to another applicant. Once paid, security deposits and pet deposits are non-refundable except as required by law Proof of Renter's Insurance (listing landlord as Additional Interested Party) is required prior to move-in Proof of utility connection as applicable for the property is required prior to move-in
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