2339 Cincinnati Ave, Panama City, FL 32405

ONLY ONE LEFT: INSTANT EQUITY + FLEXIBLE COASTAL LIVING Rare opportunity to own newly built, coastal home in a highly desirable Panama City location near St. Andrews and just minutes from the beach. Priced WELL BELOW the recent $355,000 appraisal, these homes offer immediate built-in equity from day one — a rare find in today’s market. This 3-bedroom, 2.5-bath home features an open-concept layout with quartz countertops, stainless steel appliances, and durable LVP flooring throughout. A one-car garage adds everyday convenience, making this home ideal for primary residence living, a coastal second home, or a low-maintenance lifestyle property. Recent rental appraisal estimates suggest approximately $2,300 per month in potential long-term rental value and $40K - $55K annual gross potential short-term rental, creating flexible investment potential for buy-and-hold investors. Located near St. Andrews in Panama City, residents enjoy easy access to shopping, dining, local entertainment, the neighborhood boat launch, and approximately 8 miles (12 minutes) to the white, sandy beaches of Panama City Beach. Coastal living is about lifestyle and long-term value — offering modern comfort, built-in equity, and exceptional location convenience in one unique package.