This spacious and functional 4 bedroom home comes with major updates already completed — including a new furnace, central AC, water heater, and electric panel, all installed in 2024! Offering the space you’ve been looking for, this home features two comfortable living areas, generously sized bedrooms, and a versatile layout perfect for everyday living. Enjoy relaxing in the 3-season room overlooking the backyard, and take advantage of the heated workspace in the garage — ideal for hobbies, projects, or a year-round workshop. A solid home with valuable mechanical updates, space, and flexibility ready for its next owner!
For sale
Price cut: $5K (6/26)
$174,999
234 6th St SW, Spencer, IA 51301
4beds
1,800sqft
Single Family Residence
Built in 1964
10,018 Square Feet Lot
$-- Zestimate®
$97/sqft
$-- HOA
What's special
Generously sized bedrooms
- 96 days |
- 437 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Nicole Nimke PRIM:(712)363-0287,
EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR,MLS#: 260187
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom 1
- Level: Upper
- Dimensions: 11 x 16
Bedroom 2
- Level: Upper
- Dimensions: 11 x 12
Bedroom 3
- Level: Upper
- Dimensions: 12 x 16
Bedroom 4
- Level: Upper
- Dimensions: 18 x 11
Bathroom 1
- Level: Main
Bathroom 2
- Level: Upper
Family room
- Level: Main
- Dimensions: 19 x 11
Kitchen
- Level: Main
- Dimensions: 11 x 19
Living room
- Level: Main
- Dimensions: 22 x 12
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater
Features
- Basement: Full
Interior area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
- Finished area above ground: 1,800
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
Lot
- Size: 10,018 Square Feet
- Dimensions: 81 x 125
Details
- Additional structures: Greenhouse, Playhouse
- Parcel number: 963618302007
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Frame/Wood
Condition
- Year built: 1964
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: IA
Location
- Region: Spencer
Financial & listing details
- Price per square foot: $97/sqft
- Tax assessed value: $168,720
- Annual tax amount: $2,538
- Date on market: 3/27/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $174,999-2.8%$97/sqft |
Source: | ||
| 5/23/2026 | Price change | $180,000-5.2%$100/sqft |
Source: | ||
| 3/27/2026 | Listed for sale | $189,900$106/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,448 +1.6% | $168,720 |
| 2023 | $2,410 +3.9% | $168,720 +15.8% |
| 2022 | $2,320 +11.4% | $145,700 +5% |
| 2021 | $2,082 | $138,740 +16.4% |
| 2020 | $2,082 +1.8% | $119,160 |
| 2019 | $2,046 +3.4% | $119,160 -0.7% |
| 2018 | $1,978 | $120,030 +0.7% |
| 2017 | $1,978 -4.5% | $119,160 |
| 2016 | $2,072 -4% | $119,160 -3.7% |
| 2015 | $2,158 | $123,760 |
| 2014 | $2,158 +9.7% | $123,760 |
| 2013 | $1,968 +3.4% | -- |
| 2012 | $1,904 +5.2% | -- |
| 2011 | $1,810 +4% | -- |
| 2010 | $1,740 +4.9% | -- |
| 2009 | $1,658 +10.1% | -- |
| 2007 | $1,506 +4.4% | -- |
| 2005 | $1,442 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 51301
Nearby schools
GreatSchools rating
- 5/10Lincoln Elementary SchoolGrades: 3-5Distance: 0.2 mi
- 9/10Spencer Middle SchoolGrades: 6-8Distance: 1.7 mi
- 7/10Spencer High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Clay County
- Spencer
- 51301
- 234 6th St SW







