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ActivePrice cut: $5.1K (8/17)
$362,900
3beds
1,860sqft

235 Cardinal Cir W, Saint Marys, GA 31558

3beds
1,860sqft
Single family residence
Built in 1991
0.30 Acres
Attached garage
$195 price/sqft
$74/mo HOA

What's special

Quiet cul-de-sacLarge private lot

235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include a gas water heater for energy efficiency and the pride of ownership that shows throughout the home.For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you'll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry-your gateway to untouched beaches and natural beauty. Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove. Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you're searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. Schedule your private showing today and discover the lifestyle that makes Osprey Cove so special.

114 days
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1,020
|
36
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Source: GAMLS,MLS#: 10773045MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Thomas E McBride 912-222-4403,

Avalon Properties Group

Source: GAMLS,MLS#: 10773045MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3
Rooms
  • Room types: Family Room, Foyer, Great Room, Laundry, Other
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Disposal, Oven/Range (Combo), Refrigerator
  • Laundry: In Hall
Features
  • Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Tray Ceiling(s), Walk-In Closet(s)
  • Flooring: Tile, Vinyl
  • Basement: None
  • Has fireplace: No
Interior area
  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft
  • Finished area above ground: 1,860
  • Finished area below ground: 0

Property

Parking
  • Parking features: Attached, Garage, Garage Door Opener, Kitchen Level
  • Has attached garage: Yes
Features
  • Levels: One
  • Stories: 1
Lot
  • Size: 0.3 Acres
  • Features: Level, Other
Details
  • Parcel number: 122A 150

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subtype: Single Family Residence
Materials
  • Concrete
  • Foundation: Slab
  • Roof: Composition
Condition
  • Resale
  • New construction: No
  • Year built: 1991

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, High Speed Internet, Phone Available, Sewer Connected

Community & HOA

Community
  • Features: Gated, Lake, Street Lights
  • Subdivision: Osprey Cove
HOA
  • Has HOA: Yes
  • Services included: Private Roads
  • HOA fee: $890 annually
Location
  • Region: Saint Marys

Financial & listing details

  • Price per square foot: $195/sqft
  • Tax assessed value: $401,520
  • Annual tax amount: $5,198
  • Date on market: 5/12/2026
  • Cumulative days on market: 114 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: 1031 Exchange,Cash,Conventional,FHA,USDA Loan,VA Loan

Price history

DateEventPrice
8/17/2026Price change$362,900-1.4%$195/sqft
Source: GAMLS #10773045 Report a problem
5/12/2026Listed for sale$368,000-2.9%$198/sqft
Source: Scout MLS #1661980 Report a problem
5/2/2026Listing removed$379,000$204/sqft
Source: GAMLS #10673826 Report a problem
4/15/2026Price change$379,000-3.8%$204/sqft
Source: GAMLS #10673826 Report a problem
2/6/2026Price change$394,000-6.2%$212/sqft
Source: GAMLS #10673826 Report a problem
1/16/2026Listed for sale$420,000$226/sqft
Source: Scout MLS #1659073 Report a problem
1/10/2026Listing removed$420,000$226/sqft
Source: Scout MLS #1657745 Report a problem
12/28/2025Price change$420,000-5.6%$226/sqft
Source: GAMLS #10635644 Report a problem
11/1/2025Listed for sale$445,000+29.7%$239/sqft
Source: GAMLS #10635644 Report a problem
2/3/2025Sold$343,000+4.3%$184/sqft
Source: Scout MLS #1649909 Report a problem
1/11/2025Pending sale$329,000$177/sqft
Source: GAMLS #10406960 Report a problem
1/7/2025Price change$329,000-8.4%$177/sqft
Source: GAMLS #10406960 Report a problem
12/12/2024Price change$359,000-2.7%$193/sqft
Source: GAMLS #10406960 Report a problem
11/2/2024Listed for sale$369,000+55%$198/sqft
Source: Scout MLS #1649909 Report a problem
3/11/2021Sold$238,000$128/sqft
Source: GAMLS #8925660 Report a problem
2/12/2021Pending sale$238,000$128/sqft
Source: Watson Realty Corp. #8925660 Report a problem
2/9/2021Listed for sale$238,000+2.1%$128/sqft
Source: Watson Realty Corp. #8925660 Report a problem
2/6/2015Sold$233,000$125/sqft
Source: Agent Provided Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,329 -0.1%$160,608
2024$3,334 -1.2%$160,608 +22.8%
2023$3,375 +0.2%$130,771 +17.5%
2022$3,368 +66.2%$111,261 +16.2%
2021$2,026 +21.5%$95,732 +5.2%
2020$1,668 -21.2%$90,958
2019$2,116 -1.1%$90,958
2018$2,140 +38.8%$90,958 +7.1%
2017$1,543 -1.8%$84,913 +3.7%
2016$1,571 $81,859
2015$1,571 +4.1%$81,859
2014$1,509 $81,859 -0.7%
2013$1,509 $82,464
2012-- --
2011-- --
2010-- --
2009-- $93,738 -3.8%
2008-- $97,416
2007-- $97,416 +25.8%
2006-- $77,461
2005-- $77,461
2004-- $77,461 +23%
2003-- $62,966
2002-- $62,966
2001-- $62,966

Find assessor info on the county website

Monthly payment

Est. payment
$2,226/mo
Principal & interest
$1868
Property taxes
$284
HOA Fees
$74
More affordability toolsChevron Right

Estimated market value

$355,200

$337,000 - $373,000

$2,270/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 31558

Nearby schools

Mary Lee Clark Elementary School
Grades PK-51.8 miles
7/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
3/10
Saint Marys Middle School
Grades 6-82.4 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
5/10
Camden County High School
Grades 9-124.8 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
8/10