235 Cardinal Cir W, Saint Marys, GA 31558
What's special
235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include new light fixtures and enhancements done after the photos were taken, gas water heater for energy efficiency and the pride of ownership that shows throughout the home. For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you'll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry-your gateway to untouched beaches and natural beauty. Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove. Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you're searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. Schedule your private showing today and discover the lifestyle that makes Osprey Cove so special.
- 163 days
- 453
- 47
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Thomas E McBride 912-222-4403,
Avalon Properties Group
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Family Room, Foyer, Great Room, Laundry, Other
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Oven/Range (Combo), Refrigerator
- Laundry: In Hall
Features
- Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Tile, Vinyl
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,860
- Total interior livable area: 1,860 sqft
- Finished area above ground: 1,860
- Finished area below ground: 0
Property
Parking
- Parking features: Attached, Garage, Garage Door Opener, Kitchen Level
- Has attached garage: Yes
Features
- Levels: One
- Stories: 1
Lot
- Size: 0.3 Acres
- Features: Level, Other
Details
- Parcel number: 122A 150
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Concrete
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, High Speed Internet, Phone Available, Sewer Connected
Community & HOA
Community
- Features: Gated, Lake, Street Lights
- Subdivision: Osprey Cove
HOA
- Has HOA: Yes
- Services included: Private Roads
- HOA fee: $890 annually
Location
- Region: Saint Marys
Financial & listing details
- Price per square foot: $195/sqft
- Tax assessed value: $401,520
- Annual tax amount: $5,198
- Date on market: 5/12/2026
- Cumulative days on market: 162 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: 1031 Exchange,Cash,Conventional,FHA,USDA Loan,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 10/22/2026 | Price change | $358,000-1.4%$192/sqft |
Source: Scout MLS #1661980 Report a problem | ||
| 8/17/2026 | Price change | $362,900-1.4%$195/sqft |
Source: | ||
| 5/12/2026 | Listed for sale | $368,000-2.9%$198/sqft |
Source: Scout MLS #1661980 Report a problem | ||
| 5/2/2026 | Listing removed | $379,000$204/sqft |
Source: | ||
| 4/15/2026 | Price change | $379,000-3.8%$204/sqft |
Source: | ||
| 2/6/2026 | Price change | $394,000-6.2%$212/sqft |
Source: | ||
| 1/16/2026 | Listed for sale | $420,000$226/sqft |
Source: Scout MLS #1659073 Report a problem | ||
| 1/10/2026 | Listing removed | $420,000$226/sqft |
Source: Scout MLS #1657745 Report a problem | ||
| 12/28/2025 | Price change | $420,000-5.6%$226/sqft |
Source: | ||
| 11/1/2025 | Listed for sale | $445,000+29.7%$239/sqft |
Source: | ||
| 2/3/2025 | Sold | $343,000+4.3%$184/sqft |
Source: Scout MLS #1649909 Report a problem | ||
| 1/11/2025 | Pending sale | $329,000$177/sqft |
Source: | ||
| 1/7/2025 | Price change | $329,000-8.4%$177/sqft |
Source: | ||
| 12/12/2024 | Price change | $359,000-2.7%$193/sqft |
Source: | ||
| 11/2/2024 | Listed for sale | $369,000+55%$198/sqft |
Source: Scout MLS #1649909 Report a problem | ||
| 3/11/2021 | Sold | $238,000$128/sqft |
Source: | ||
| 2/12/2021 | Pending sale | $238,000$128/sqft |
Source: Watson Realty Corp. #8925660 Report a problem | ||
| 2/9/2021 | Listed for sale | $238,000+2.1%$128/sqft |
Source: Watson Realty Corp. #8925660 Report a problem | ||
| 2/6/2015 | Sold | $233,000$125/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,329 -0.1% | $160,608 |
| 2024 | $3,334 -1.2% | $160,608 +22.8% |
| 2023 | $3,375 +0.2% | $130,771 +17.5% |
| 2022 | $3,368 +66.2% | $111,261 +16.2% |
| 2021 | $2,026 +21.5% | $95,732 +5.2% |
| 2020 | $1,668 -21.2% | $90,958 |
| 2019 | $2,116 -1.1% | $90,958 |
| 2018 | $2,140 +38.8% | $90,958 +7.1% |
| 2017 | $1,543 -1.8% | $84,913 +3.7% |
| 2016 | $1,571 | $81,859 |
| 2015 | $1,571 +4.1% | $81,859 |
| 2014 | $1,509 | $81,859 -0.7% |
| 2013 | $1,509 | $82,464 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $93,738 -3.8% |
| 2008 | -- | $97,416 |
| 2007 | -- | $97,416 +25.8% |
| 2006 | -- | $77,461 |
| 2005 | -- | $77,461 |
| 2004 | -- | $77,461 +23% |
| 2003 | -- | $62,966 |
| 2002 | -- | $62,966 |
| 2001 | -- | $62,966 |
Monthly payment
Estimated market value
$356,200
$338,000 - $374,000
$2,030/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.