For sale

Listed by: Coastal Real Estate • Phyllis Cameron • Contact: 805-528-7171

Price cut: $26K (6/23)

$599,000

239 Surf St APT D, Morro Bay, CA 93442

2beds

992sqft

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Condominium

Built in 1985

-- sqft lot

$591,400 Zestimate^®

$604/sqft

$400/mo HOA

What's special

Lovely bay and ocean views from this easy-care coastal property. A desirable Morro Bay condominium ideally located close to the Embarcadero where you can enjoy shops, eateries, art and more. This move-in ready home is a two bedroom, 2 bath unit. The floorplan is ideal, with one bedroom and bath up and one bedroom and bath down. The spacious living room, leading to the front deck, offers a cozy fireplace and large west facing windows to enjoy the afternoon sunshine, the beautiful views and the sunset. The kitchen is equipped with a stove, dishwasher, microwave and fridge for your convenience. If you're looking for a quiet, serene location, this is it. It has been freshly painted inside, with easy care carpet upstairs and vinyl flooring downstairs. There is an inside laundry closet downstairs that includes a washer and dryer. The lower level bedroom leads to a private fenced backyard patio. This is an oversized one car garage attached plus extra parking in the carport.

46 days

1,600

38

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 2

Rooms

Room types: Bedroom, Kitchen, Laundry, Living Room

Bedroom

Features: Bedroom on Main Level

Heating

Wall Furnace

Cooling

None

Appliances

Included: Dishwasher, Gas Range, Microwave, Refrigerator, Dryer, Washer
Laundry: Washer Hookup, Laundry Closet

Features

Bedroom on Main Level
Flooring: Carpet, Vinyl
Has fireplace: Yes
Fireplace features: Gas, Living Room
Common walls with other units/homes: 2+ Common Walls

Interior area

Total interior livable area: 992 sqft

Property

Parking

Total spaces: 2
Parking features: Carport, Door-Single, Garage, One Space
Attached garage spaces: 1
Carport spaces: 1
Covered spaces: 2

Features

Levels: Two
Stories: 2
Entry location: Front
Patio & porch: Deck, Patio
Pool features: None
Spa features: None
Fencing: Wood
Has view: Yes
View description: Bay, Ocean
Has water view: Yes
Water view: Bay,Ocean

Lot

Size: 992 Square Feet

Details

Parcel number: 066026005
Special conditions: Standard

Construction

Type & style

Home type: Condo
Property subtype: Condominium
Attached to another structure: Yes

Materials

Roof: Composition

Condition

New construction: No
Year built: 1985

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Urban
Subdivision: Embarcadero(750)

HOA

Has HOA: Yes
Amenities included: Maintenance Grounds, Pet Restrictions, Trash, Water
Services included: Sewer
HOA fee: $400 monthly
HOA name: Poseidon
HOA phone: 805-234-2231

Location

Region: Morro Bay

Financial & listing details

Price per square foot: $604/sqft
Tax assessed value: $576,894
Annual tax amount: $6,376
Date on market: 5/19/2026
Cumulative days on market: 46 days
Listing terms: 1031 Exchange

Estimated market value

$591,400

$562,000 - $621,000

$2,822/mo

Price history

Date	Event	Price
6/23/2026	Price change	$599,000-4.2%$604/sqft
Source: CRMLS #SC26107508 Report a problem
5/20/2026	Listed for sale	$625,000+18.5%$630/sqft
Source: CRMLS #SC26107508 Report a problem
10/2/2021	Listing removed	--
Source: Zillow Rental Manager Report a problem
9/21/2021	Listed for rent	$2,450$2/sqft
Source: Zillow Rental Manager Report a problem
8/31/2018	Sold	$527,500-3.2%$532/sqft
Source: CRMLS #SC18164427 Report a problem
8/22/2018	Pending sale	$545,000$549/sqft
Source: Dale Kaiser Real Estate #SC18164427 Report a problem
7/11/2018	Listed for sale	$545,000+44.8%$549/sqft
Source: Dale Kaiser Real Estate #SC18164427 Report a problem
12/17/2004	Sold	$376,500$380/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$6,376 +1.8%	$576,894 +2%
2023	$6,260 +6.7%	$565,584 +2%
2022	$5,868 +1.6%	$554,495 +2%
2021	$5,775 +1%	$543,624 +1%
2020	$5,715 +1%	$538,050 +2%
2019	$5,656 +15.9%	$527,500 +15.9%
2018	$4,879 +21.3%	$455,000 +5.1%
2017	$4,021	$433,000 +3.8%
2016	$4,021 -10.1%	$417,000 +11.2%
2015	$4,471 +34.1%	$375,000 +13%
2014	$3,333	$332,000 +7.8%
2012	--	$308,000
2011	--	$308,000 -7.5%
2010	--	$333,000
2009	--	$333,000 -16.7%
2008	--	$399,543 +2%
2007	--	$391,710 +2%
2006	--	$384,030 +2%
2005	--	$376,500 +48.4%
2004	--	$253,709 +1.9%
2003	--	$249,060 +38.4%
2002	--	$180,000 +10.4%
2001	--	$163,000

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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