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Pending
  • $975,000

    23966 98th St NW, Elk River, MN 55330

    6beds
    4,436sqft
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    Single Family
    Built in 2003
    2.93 Acres Lot
    $978,700 Zestimate®
    $220/sqft
    $50/mo HOA

    What's special

    Refined luxury meets peaceful privacy on nearly 3 acres overlooking Stone Lake. This extensively updated walkout rambler offers over 4,400 finished square feet with 6 bedrooms, 4 bathrooms, and a rare blend of timeless craftsmanship, comfort, and elevated living. Thoughtfully designed for both everyday function and entertaining, the home features expansive living spaces, a spacious gourmet kitchen, screened porch, multiple gathering areas, and highly sought-after one-level living amenities. The walkout lower level adds exceptional flexibility with additional bedrooms, office and recreation spaces, and room for multigenerational living or private guest accommodations. Surrounded by beautifully maintained grounds, mature trees, and tranquil water views, this property delivers a true estate-like setting while remaining conveniently close to shopping, dining, and major commuter routes. See supplements for extensive list of updates and improvements.
    68 days
    |
    112
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Barry Peterson 320-492-0931,

    Realty ONE Group SIMPLIFIED

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7038099MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 4
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 221 Square Feet
      • Dimensions: 17x13
      Bedroom 2
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Bedroom 3
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 4
      • Level: Lower
      • Area: 450 Square Feet
      • Dimensions: 25x18
      Bedroom 5
      • Level: Lower
      • Area: 220 Square Feet
      • Dimensions: 20x11
      Bedroom 6
      • Level: Lower
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Dining room
      • Level: Main
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Family room
      • Level: Lower
      • Area: 728 Square Feet
      • Dimensions: 28x26
      Kitchen
      • Level: Main
      • Area: 320 Square Feet
      • Dimensions: 20x16
      Kitchen
      • Level: Lower
      • Area: 112 Square Feet
      • Dimensions: 14x8
      Living room
      • Level: Main
      • Area: 345 Square Feet
      • Dimensions: 23x15
      Office
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Screened porch
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13x11
      Heating
      • Forced Air, Fireplace(s), Hot Water, Humidifier, In-Floor Heating
      Cooling
      • Central Air
      Appliances
      • Included: Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener Owned
      • Laundry: In Basement, Upper Level
      Features
      • Central Vacuum
      • Basement: Drain Tiled,Egress Window(s),Finished,Full,Owner Access,Sump Pump,Walk-Out Access
      • Number of fireplaces: 3
      • Fireplace features: Double Sided, Family Room, Gas, Living Room
      Interior area
      • Total structure area: 4,772
      • Total interior livable area: 4,436 sqft
      • Finished area above ground: 2,317
      • Finished area below ground: 2,119
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Attached, Covered, Detached Garage, Asphalt, Electric, Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
      • Attached garage spaces: 6
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (46x21)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Composite Decking, Deck, Enclosed, Front Porch, Patio
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, Lake View, Lake Bottom(Soft)
      • Frontage length: Water Frontage: 224
      Lot
      • Size: 2.93 Acres
      • Features: Accessible Shoreline, Tree Coverage - Heavy
      Details
      • Additional structures: Storage Shed
      • Foundation area: 2638
      • Parcel number: 30005180105
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less,Architectural Shingle
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
      • Water: Private, Well

      Community & HOA

      Community
      • Subdivision: Pine Stone Estates Second Add
      HOA
      • Has HOA: Yes
      • Services included: Sewer, Shared Amenities
      • HOA fee: $600 annually
      • HOA name: TBD
      • HOA phone: 651-555-5555
      Location
      • Region: Elk River

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $775,400
      • Annual tax amount: $6,852
      • Date on market: 5/11/2026
      • Cumulative days on market: 24 days

        Estimated market value

        $978,700

        $930,000 - $1.03M

        $4,339/mo

        Price history

        DateEventPrice
        5/17/2026Pending sale$975,000$220/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7038099 Report a problem
        5/15/2026Listed for sale$975,000+109.7%$220/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7038099 Report a problem
        8/25/2017Sold$465,000-7%$105/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4829055 Report a problem
        7/20/2017Pending sale$499,900$113/sqft
        Source: RE/MAX Results #4829055 Report a problem
        6/23/2017Price change$499,900-2.9%$113/sqft
        Source: RE/MAX Results #4829055 Report a problem
        6/2/2017Price change$514,900-2.8%$116/sqft
        Source: RE/MAX Results #4829055 Report a problem
        5/12/2017Listed for sale$529,900+17.8%$119/sqft
        Source: Re/Max Results #4829055 Report a problem
        1/10/2005Sold$450,000$101/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,852 +5.4%$625,400 +2.4%
        2024$6,504 -23.2%$610,800 +0.3%
        2023$8,466 +7.8%$608,700 -16.3%
        2022$7,854 -1%$727,000 +25%
        2021$7,934 -0.6%$581,600 +0.4%
        2020$7,982 +0.6%$579,000
        2019$7,934 -0.6%$579,000 +4.8%
        2018$7,982 +16%$552,300 +7.3%
        2017$6,884 +1.4%$514,600 +16.1%
        2016$6,788 +15.1%$443,300 +3.9%
        2015$5,900 $426,800 +7.6%
        2014$5,900 +1.6%$396,500 +4.3%
        2013$5,808 -2.2%$380,200 -1.2%
        2012$5,937 -9.3%$385,000 -15.2%
        2011$6,547 +4.7%$454,100 -3.5%
        2010$6,254 +2.4%$470,400 -3.6%
        2009$6,106 -3.3%$488,200 -10.1%
        2008$6,312 +11.8%$543,100 +2.5%
        2007$5,646 +31.8%$529,700 +36.6%
        2006$4,285 +271.8%$387,800 +264.5%
        2005$1,153 +1701%$106,400 +2071.4%
        2004$64 $4,900
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55330

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

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