Owner financing may be available, subject to approved terms and conditions. Call today for additional details and financing information.
A truly rare offering in the prestigious White Oak Bluff waterfront community, this exceptional homesite is completely cleared, level, and construction-ready with certified compaction tests already completed. A double seawall is already in place, along with established drainage, and the lot has been freshly dragged with new grass seed recently applied--allowing a buyer or builder to move forward with construction immediately.
Approved for a two-story residence with a minimum of 1,500 heated square feet and a maximum height of 40 feet, this property offers the perfect setting to design and build a custom coastal retreat. A valid 4-bedroom septic permit is already on file, adding even more value and convenience.
The property is suitable for a private dock and offers direct deep-water access to the scenic White Oak River--ideal for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises. Community water is available through West Carteret Water Corporation, and the property also permits an outbuilding up to 800 square feet, along with a pump room.
Residents of White Oak Bluff enjoy a thoughtfully designed waterfront community featuring a private riverfront park with sandy beach access, community boat launch, pier, and day dock--all maintained with low HOA dues of only $150 annually. Conveniently located near Crystal Coast beaches, shopping, dining, and coastal attractions, this is a rare opportunity to build a luxury waterfront residence in one of the area's most desirable coastal communities.
Lot/land
Price cut: $37K (5/12)
$239,000
240 White Oak Bluff Road, Stella, NC 28582
--beds
0baths
1.92Acres
Land
Built in ----
1.92 Acres Lot
$-- Zestimate®
$--/sqft
$13/mo HOA
What's special
- 404 days |
- 202 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Bradberry Garner Real Estate 252-515-0552,
Keller Williams Crystal Coast
Source: Hive MLS,MLS#: 100509174
Originating MLS: Carteret County Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 0
Property
Features
- Fencing: None
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Waterfront, Water Access Comm, Marsh Front
- Frontage type: Marsh Front
Lot
- Size: 1.92 Acres
- Features: Cul-De-Sac, Water Depth 4+, Deeded Waterfront, Water Access Comm
- Topography: Cleared,Flood Plain,Level,Marsh/Wetland
Details
- Additional structures: None
- Parcel number: 536704735235000
- Zoning: Residential
- Special conditions: Standard
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: White Oak Bluff
HOA
- Has HOA: Yes
- Amenities included: Maintenance Common Areas, Picnic Area, Ramp, Street Lights
- HOA fee: $150 annually
- HOA name: White Oak Bluffs HOA
Location
- Region: Stella
Financial & listing details
- Tax assessed value: $126,302
- Annual tax amount: $435
- Date on market: 5/22/2025
- Cumulative days on market: 404 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,Private Financing Available
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,647/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Price change | $239,000-13.4% |
Source: | ||
| 1/12/2026 | Price change | $275,995-7.7% |
Source: | ||
| 5/22/2025 | Listed for sale | $299,000+312.4% |
Source: | ||
| 9/29/2022 | Sold | $72,500-27.4% |
Source: | ||
| 9/8/2022 | Pending sale | $99,900 |
Source: | ||
| 7/14/2022 | Price change | $99,900-20% |
Source: | ||
| 4/19/2022 | Price change | $124,900-16.7% |
Source: | ||
| 2/25/2022 | Listed for sale | $149,900+233.1% |
Source: | ||
| 11/9/2020 | Sold | $45,000-10% |
Source: | ||
| 9/18/2020 | Pending sale | $50,000 |
Source: RE/MAX Ocean Properties #100230269 Report a problem | ||
| 9/1/2020 | Price change | $50,000-9.1% |
Source: RE/MAX Ocean Properties #100230269 Report a problem | ||
| 8/6/2020 | Listed for sale | $55,000 |
Source: RE/MAX Ocean Properties #100230269 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $240 | $48,047 |
| 2023 | $240 +4.2% | $48,047 |
| 2022 | $231 0% | $48,047 0% |
| 2021 | $231 | $48,051 |
| 2020 | -- | $48,051 |
| 2019 | $202 | $48,051 |
| 2017 | $202 +10.5% | $48,051 |
| 2016 | $183 | $48,051 |
| 2015 | $183 +2.7% | $48,051 -54.7% |
| 2014 | $178 | $106,021 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28582
Nearby schools
GreatSchools rating
- 10/10White Oak ElementaryGrades: PK-5Distance: 5.5 mi
- 7/10Broad Creek Middle SchoolGrades: 6-8Distance: 11.4 mi
- 9/10Croatan High SchoolGrades: 9-12Distance: 9.6 mi
Schools provided by the listing agent
- Elementary: White Oak Elementary
- Middle: Broad Creek
- High: Croatan
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Carteret County
- Stella
- 28582
- 240 White Oak Bluff Road







