2414 Windmill Point Rd, White Stone, VA 22578
What's special
This distinctive waterfront residence, with its tasteful modern updates, offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas on the breathtaking Rappahannock River where it joins the Chesapeake Bay. Enjoy your own private sandy beach, suitable for your own custom dock, and a protected boat slip ideal for easy kayaking. This unique coastal site truly offers three attached but individual living areas. The original home, circa 1904, is rich in character with dramatic roof lines, high ceilings, hardwood floors, and thoughtful additions and upgrades. It features formal living and dining rooms, along with a kitchen opening to a comfortable family room and its stunning waterfront views. Upstairs, you’ll find four bedrooms, an office space, an artist’s “retreat,” and two full bathrooms. Connected by a breezeway atop a three-bay garage is a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining areas, and a private primary ensuite bedroom. On the opposite side of the main house, a second detached garage also offers a full studio apartment above, complete with an open living space, kitchen, sleeping area, and full bath. Whether you’re looking to host extended family and friends or generate rental income, this versatile property delivers and is just a short jaunt to nearby White Stone and Kilmarnock and an hour’s drive to Richmond. See the featured sheet for more details. (Please note, 4 bedroom septic; however, many areas for bedroom-like rooms.) No HOA-rental income potential. Rare property - SAND BEACH, SUNSETS/SUNRISES over the Rappahannock River out to the Chesapeake Bay.
- 113 days |
- 944 |
- 47 |
Originating MLS: Central Virginia Regional MLSTravel times
Front Covered Porch
Foyer
Sitting Room off Foyer
Living Room
Kitchen
Family Room
Dining Room
Primary Bedroom
Primary Bathroom
Bedroom 1
Bedroom 2
Bedroom 3
Office Space
Upper Garage Apartment
Kitchen in Garage Apartment
Dining Room in Garage Apartment
Bedroom in Garage Apartment
Bathroom in Garage Apartment
Open Studio Detached Apartment
Kitchen
Zillow last checked:
Listing updated:
David Dew 804-436-3106,
Isabell K. Horsley R. E., Ltd. 804-758-2430,
Kathleen Dew 804-436-6256,
Isabell K. Horsley R. E., Ltd.
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Dimensions: 0 x 0
Bedroom 2
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Level: Second
- Dimensions: 0 x 0
Bedroom 4
- Level: Second
- Dimensions: 0 x 0
Additional room
- Level: Second
- Dimensions: 0 x 0
Dining room
- Level: Main
- Dimensions: 0 x 0
Florida room
- Level: First
- Dimensions: 0 x 0
Foyer
- Level: Main
- Dimensions: 0 x 0
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Kitchen
- Level: Main
- Dimensions: 0 x 0
Living room
- Level: Main
- Dimensions: 0 x 0
Heating
- Electric, Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Tankless Water Heater, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Bookcases, Built-in Features, Butler's Pantry, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Fireplace, Granite Counters, High Ceilings, Kitchen Island, Pantry
- Flooring: Carpet, Tile, Wood
- Basement: Crawl Space
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Gas, Insert
Interior area
- Total interior livable area: 3,156 sqft
- Finished area above ground: 3,156
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Detached, Garage, Garage Door Opener
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck
- Exterior features: Deck, Dock
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Dock Access, Mooring, River Front, Bulkhead, Waterfront
- Body of water: Rappahannock River
- Frontage length: 380.0000,380.0000
Lot
- Size: 1.88 Acres
- Features: Beach Front, Level, Waterfront
Details
- Additional structures: Garage(s), Garage Apartment, Guest House
- Parcel number: Tax Map #3940, Palmer 1.88 Acres, LR22/2199
- Zoning description: R1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other,Two Story
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, HardiPlank Type, Plaster, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1904
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Bulkhead
- Subdivision: None
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $491/sqft
- Tax assessed value: $1,039,700
- Annual tax amount: $5,718
- Date on market: 5/22/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $1,550,000$491/sqft |
Source: Northern Neck AOR #120475 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,718 | $1,039,700 |
| 2024 | $5,718 +22.4% | $1,039,700 +40.3% |
| 2023 | $4,670 | $741,300 |
| 2022 | $4,670 | $741,300 |
| 2021 | $4,670 | $741,300 |
| 2020 | $4,670 +22.6% | $741,300 +14.9% |
| 2018 | $3,808 | $645,400 |
| 2017 | -- | $645,400 |
| 2016 | -- | $645,400 +0.5% |
| 2015 | -- | $642,400 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.