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For salePrice cut: $155K (9/21)
$1,395,000
4beds
3,156sqft

2414 Windmill Point Rd, White Stone, VA 22578

4beds
3,156sqft
Single Family Residence
Built in 1904
1.88 Acres Lot
$442/sqft

What's special

Office spaceSand beachSecond detached garageHigh ceilingsBeautiful sunrises and sunsetsBeautifully finished apartmentSweeping rappahannock river views

Discover waterfront living at 2414 Windmill Point Road in White Stone, Virginia, featuring a SAND BEACH, sweeping RAPPAHANNOCK RIVER views, beautiful SUNRISES and SUNSETS, and THREE separate dwellings. "Kings Grant" allows you to build a private pier. The property does have protected anchorage for small boats. This Northern Neck waterfront property includes a timeless main house with modern additions, a guest house above the three-bay garage, and a studio apartment above the garage. The original home, circa 1904, features high ceilings, hardwood floors, and thoughtful additions and upgrades. It features formal living and dining rooms, along with a kitchen opening to a comfortable family room and its stunning waterfront views. Upstairs, you’ll find four bedrooms, an office space, and two full bathrooms. Connected by a breezeway atop a three-bay garage is a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining areas, and a private primary ensuite bedroom. On the opposite side of the main house, a second detached garage also offers a full studio apartment above, complete with an open living space, kitchen, sleeping area, and full bath. Whether you’re looking to host extended family and friends or generate rental income, this versatile property delivers and is just a short drive to White Stone and Kilmarnock and an hour’s drive to Richmond. See the featured sheet for more details. (Please note, 4 bedroom septic; however, many areas for bedroom-like rooms.) No HOA; rental income potential. Rare property - SAND BEACH, SUNSETS/SUNRISES over the Rappahannock River out to the Chesapeake Bay.

156 days
1,068
44
Source: CVRMLS,MLS#: 2613760MLS LogoOriginating MLS: Central Virginia Regional MLS
Travel times

Front Covered Porch

Foyer

Sitting Room off Foyer

Living Room

Kitchen

Family Room

Dining Room

Primary Bedroom

Primary Bathroom

Bedroom 1

Bedroom 2

Bedroom 3

Office Space

Upper Garage Apartment

Kitchen in Garage Apartment

Dining Room in Garage Apartment

Bedroom in Garage Apartment

Bathroom in Garage Apartment

Open Studio Detached Apartment

Kitchen

Zillow last checked:

Listing updated:

Listed by:

David Dew 804-436-3106,

Isabell K. Horsley R. E., Ltd. 804-758-2430,

Kathleen Dew 804-436-6256,

Isabell K. Horsley R. E., Ltd.

Source: CVRMLS,MLS#: 2613760MLS LogoOriginating MLS: Central Virginia Regional MLS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
Primary bedroom
  • Level: Second
  • Dimensions: 0 x 0
Bedroom 2
  • Level: Second
  • Dimensions: 0 x 0
Bedroom 3
  • Level: Second
  • Dimensions: 0 x 0
Bedroom 4
  • Level: Second
  • Dimensions: 0 x 0
Additional room
  • Level: Second
  • Dimensions: 0 x 0
Additional room
  • Description: APARTMENT OVER 3-BAY Garage
  • Level: Second
  • Dimensions: 0 x 0
Additional room
  • Description: STUDIO APARTMENT over Workshop
  • Level: Second
  • Dimensions: 0 x 0
Dining room
  • Level: Main
  • Dimensions: 0 x 0
Florida room
  • Level: First
  • Dimensions: 0 x 0
Foyer
  • Level: Main
  • Dimensions: 0 x 0
Other
  • Description: Tub & Shower
  • Level: Second
Half bath
  • Level: First
Kitchen
  • Level: Main
  • Dimensions: 0 x 0
Living room
  • Level: Main
  • Dimensions: 0 x 0
Heating
  • Electric, Heat Pump
Cooling
  • Heat Pump
Appliances
  • Included: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Tankless Water Heater, Washer
  • Laundry: Washer Hookup, Dryer Hookup
Features
  • Bookcases, Built-in Features, Butler's Pantry, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Fireplace, Granite Counters, High Ceilings, Kitchen Island, Pantry
  • Flooring: Carpet, Tile, Wood
  • Basement: Crawl Space
  • Attic: Pull Down Stairs
  • Number of fireplaces: 1
  • Fireplace features: Gas, Insert
Interior area
  • Total interior livable area: 3,156 sqft
  • Finished area above ground: 3,156
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 3
  • Parking features: Detached, Garage, Garage Door Opener
  • Garage spaces: 3
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony, Deck
  • Exterior features: Deck, Dock
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access, Dock Access, Mooring, River Front, Bulkhead, Waterfront
  • Body of water: Rappahannock River
  • Frontage length: 380.0000,380.0000
Lot
  • Size: 1.88 Acres
  • Features: Beach Front, Level, Waterfront
Details
  • Additional structures: Garage(s), Garage Apartment, Guest House
  • Parcel number: Tax Map #3940, Palmer 1.88 Acres, LR22/2199
  • Zoning description: R1
  • Other equipment: Generator

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Other,Two Story
  • Property subtype: Single Family Residence
Materials
  • Drywall, Frame, HardiPlank Type, Plaster, Vinyl Siding
  • Roof: Composition
Condition
  • Resale
  • New construction: No
  • Year built: 1904

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Well

Community & HOA

Community
  • Features: Bulkhead
  • Subdivision: None
Location
  • Region: White Stone

Financial & listing details

  • Price per square foot: $442/sqft
  • Tax assessed value: $1,039,700
  • Annual tax amount: $5,718
  • Date on market: 5/24/2026
  • Ownership: Individuals
  • Ownership type: Sole Proprietor

Price history

DateEventPrice
9/21/2026Price change$1,395,000-10%$442/sqft
Source: Chesapeake Bay & Rivers AOR #202600874 Report a problem
5/22/2026Listed for sale$1,550,000$491/sqft
Source: Northern Neck AOR #120475 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$5,718 $1,039,700
2024$5,718 +22.4%$1,039,700 +40.3%
2023$4,670 $741,300
2022$4,670 $741,300
2021$4,670 $741,300
2020$4,670 +22.6%$741,300 +14.9%
2018$3,808 $645,400
2017-- $645,400
2016-- $645,400 +0.5%
2015-- $642,400
2014-- --
2013-- --
2012-- --
2010-- --
Find assessor info on the county website

Monthly payment

Est. payment
$7,854/mo
Principal & interest
$7284
Property taxes
$570
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 22578

Nearby schools

Lancaster Elementary School
Grades K-7 • 6.5 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
3/10
Lancaster High School
Grades 8-12 • 11.7 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
College Readiness Rating
3/10