Located on the breathtaking Rappahannock River where it joins with the Chesapeake Bay, this exceptional waterfront property offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas that captivate throughout the day. Enjoy your own private sandy beach and a protected boat slip with approximately 3’ MLW—perfect for effortless days on the water. (A DOCK CAN BE BUILT, OWNERS HAVE A KING'S GRANT) This unique coastal site truly offers three properties in one. The original home, circa 1904, is rich in character with high ceilings, hardwood floors, and thoughtful additions and upgrades over time. It features formal living and dining rooms, along with a kitchen that opens to a comfortable family room—all designed to take in the stunning waterfront views. Upstairs, you’ll find four bedroom areas and two full bathrooms, including a serene primary waterfront ensuite. Connected by a breezeway, the three-bay garage is topped by a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining area, and a private ensuite bedroom. On the opposite side of the property, a second detached garage also offers a full apartment above, complete with an open-concept layout with living space, kitchen, sleeping area, and full bath. Whether you’re looking to host extended family and friends or generate income with multiple rental opportunities, this versatile property delivers. Ideally located just minutes from town and within an easy drive to Richmond, this is a rare opportunity to own a truly special waterfront retreat. Total square footage: 3800. Just minutes down from the town of White Stone or Windmill Point Marina featuring a seasonal Tiki Bar, fishing pier, boat ramp, beach, & more! See the featured sheet for all details.
For sale
$1,550,000
2414 Windmill Point Rd, White Stone, VA 22578
4beds
3,156sqft
Farm, Single Family Residence
Built in 1904
1.88 Acres Lot
$-- Zestimate®
$491/sqft
$-- HOA
What's special
Ever-changing panoramic vistasHigh ceilingsStunning waterfront viewsPrivate sandy beachFour bedroom areasHardwood floorsSerene primary waterfront ensuite
- 21 days |
- 1,818 |
- 104 |
Zillow last checked:
Listing updated:
Listed by:
David Dew 804-436-3106,
Isabell K. Horsley R. E., Ltd.,
Kathleen Dew 804-436-6256,
Isabell K. Horsley R. E., Ltd.
Source: CVRMLS,MLS#: 2613760
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Dimensions: 0 x 0
Bedroom 2
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Level: Second
- Dimensions: 0 x 0
Bedroom 4
- Level: Second
- Dimensions: 0 x 0
Additional room
- Level: Second
- Dimensions: 0 x 0
Dining room
- Level: Main
- Dimensions: 0 x 0
Florida room
- Level: First
- Dimensions: 0 x 0
Foyer
- Level: Main
- Dimensions: 0 x 0
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Kitchen
- Level: Main
- Dimensions: 0 x 0
Living room
- Level: Main
- Dimensions: 0 x 0
Heating
- Electric, Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Tankless Water Heater, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Bookcases, Built-in Features, Butler's Pantry, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Fireplace, Granite Counters, High Ceilings, Kitchen Island, Pantry
- Flooring: Carpet, Tile, Wood
- Basement: Crawl Space
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Gas, Insert
Interior area
- Total interior livable area: 3,156 sqft
- Finished area above ground: 3,156
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Detached, Garage, Garage Door Opener
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck
- Exterior features: Deck, Dock
- Pool features: None
- Fencing: None
- On waterfront: Yes
- Waterfront features: Beach Access, Dock Access, Mooring, River Front, Waterfront
- Body of water: Rappahannock River
- Frontage length: 380.0000,380.0000
Lot
- Size: 1.88 Acres
- Features: Beach Front, Waterfront
Details
- Additional structures: Garage(s), Garage Apartment, Guest House
- Parcel number: Tax Map #3940, Palmer 1.88 Acres, LR22/2199
- Zoning description: R1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse,Two Story
- Property subtype: Farm, Single Family Residence
Materials
- Drywall, Frame, HardiPlank Type, Plaster, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1904
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Bulkhead
- Subdivision: None
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $491/sqft
- Tax assessed value: $1,039,700
- Annual tax amount: $5,718
- Date on market: 5/22/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $1,550,000$491/sqft |
Source: Northern Neck AOR #120475 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,718 +22.4% | $1,039,700 +40.3% |
| 2023 | $4,670 | $741,300 |
| 2022 | $4,670 | $741,300 |
| 2021 | $4,670 | $741,300 |
| 2020 | $4,670 +22.6% | $741,300 +14.9% |
| 2018 | $3,808 | $645,400 |
| 2017 | -- | $645,400 |
| 2016 | -- | $645,400 +0.5% |
| 2015 | -- | $642,400 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22578
Nearby schools
GreatSchools rating
- 4/10Lancaster Elementary SchoolGrades: K-7Distance: 6.5 mi
- 6/10Lancaster High SchoolGrades: 8-12Distance: 11.7 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Lancaster County
- White Stone
- 22578
- 2414 Windmill Point Rd
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