A Rare Bayfront Opportunity in Montego Bay! Experience coastal living at its finest with this cherished bayfront home in the highly sought-after Montego Bay community of Ocean City, MD. Owned by the same family since 1979, this property has been lovingly maintained and offers breathtaking panoramic views of the bay and Ocean City skyline, perfectly positioned to capture stunning sunsets. Boasting 4 bedrooms, 3 full baths, and a versatile loft, the open floor plan is filled with natural light, creating an inviting space for entertaining or relaxing. The primary suite, located on the main level, features an en-suite bath, while two additional bedrooms, a full bath, and a laundry room provide convenient living. Upstairs, a spacious fourth bedroom with a private bath and loft offers additional living or guest space. This home was constructed with 2x6 exterior walls, enhancing its energy efficiency and structural integrity. It also includes thoughtful features such as Anderson windows, vinyl bulkheading for added peace of mind, and a heat pump that’s only three years old. Step outside to a beautiful covered porch with coveted Southern exposure, perfect for enjoying the coastal breeze. The private dock is a boater’s dream, complete with a boat lift and jet ski lift, making it easy to explore the bay. This home also features a crawl space with a concrete floor, offering enhanced durability and peace of mind. Montego Bay is a highly desirable neighborhood known for its relaxed lifestyle and outstanding amenities. Residents enjoy two outdoor swimming pools, pickelball court, a mini-golf course, shuffleboard courts, crabbing and fishing piers, and an 8-acre wildlife sanctuary with a 5-acre pond and blacktop walking path, all with incredibly low HOA fees. Its prime location near Northside Park, shopping, restaurants, and the beach ensures easy access to Ocean City’s top attractions. This home is an exceptional find for year-round living or a vacation retreat, and it is being sold furnished. Don’t miss your chance to own this slice of paradise—schedule your private showing today!
Sold for $1,210,000
$1,210,000
243 S Ocean Dr, Ocean City, MD 21842
4beds
2,415sqft
Single Family Residence
Built in 2012
4,000 Square Feet Lot
$1,236,100 Zestimate®
$501/sqft
$3,328 Estimated rent
Home value
$1,236,100
$1.11M - $1.37M
$3,328/mo
Zestimate® history
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List your homeWhat's special
Natural lightStunning sunsetsOpen floor planBayfront home
Zillow last checked:
Listing updated:
Listed by:
Cindy Poremski 410-430-9988,
Berkshire Hathaway HomeServices PenFed Realty - OP
Bought with:
Unrepresented Buyer
Unrepresented Buyer Office
Source: Bright MLS,MLS#: MDWO2028102
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Ceiling Fan(s), Heat Pump, Electric
Appliances
- Included: Microwave, Dishwasher, Tankless Water Heater, Washer/Dryer Stacked, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
- Laundry: Washer In Unit, Dryer In Unit
Features
- Bathroom - Walk-In Shower, Bathroom - Tub Shower, Built-in Features, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen Island, Pantry, Upgraded Countertops, Walk-In Closet(s), Cathedral Ceiling(s), Dry Wall
- Flooring: Ceramic Tile, Carpet, Luxury Vinyl
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,415
- Total interior livable area: 2,415 sqft
- Finished area above ground: 2,415
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Uncovered spaces: 2
Accessibility
- Accessibility features: Accessible Entrance
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Outdoor Shower
- Pool features: Community
- Has view: Yes
- View description: Bay, Scenic Vista, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Private Dock Site, Bayfront, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Bay
- Body of water: Assawoman Bay
- Frontage length: Water Frontage Ft: 40
Lot
- Size: 4,000 Square Feet
- Features: Bulkheaded, Landscaped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410201187
- Zoning: TR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler,Coastal
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Montego Bay
HOA
- Has HOA: Yes
- Amenities included: Pool, Shuffleboard Court, Tennis Court(s)
- Services included: Pool(s), Reserve Funds, Road Maintenance, Snow Removal
- HOA fee: $415 annually
- HOA name: MONTEGO BAY
Location
- Region: Ocean City
- Municipality: Ocean City
Financial & listing details
- Price per square foot: $501/sqft
- Tax assessed value: $587,933
- Annual tax amount: $8,229
- Date on market: 1/27/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan,FHA
- Exclusions: Table & Chairs On Porch, All Deck Furniture, Tools In Shed, Chesapeake Bay Clock, Some Wall Hangings, Rocker In Sitting Room, Plants W / Stands And Personal Belongings. See Exclusion List.
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 3/11/2025 | Sold | $1,210,000+21%$501/sqft |
Source:  Bright MLS #MDWO2028102 Report a problem | ||
| 3/9/2025 | Pending sale | $999,900$414/sqft |
Source: Bright MLS #MDWO2028102 Report a problem | ||
| 2/3/2025 | Contingent | $999,900$414/sqft |
Source: Bright MLS #MDWO2028102 Report a problem | ||
| 1/27/2025 | Listed for sale | $999,900$414/sqft |
Source: Bright MLS #MDWO2028102 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,347 +13.6% | $682,467 +16.1% |
| 2024 | $8,229 +18.3% | $587,933 +19.2% |
| 2023 | $6,955 +1.5% | $493,400 |
| 2022 | $6,852 +1.3% | $493,400 +3% |
| 2021 | $6,765 +1.5% | $478,800 +1.5% |
| 2020 | $6,662 -0.7% | $471,500 |
| 2019 | $6,708 +0.7% | $471,500 |
| 2018 | $6,660 -4.9% | $471,500 -5% |
| 2017 | $7,005 +61.5% | $496,100 +6% |
| 2016 | $4,338 | $467,900 +6.4% |
| 2015 | $4,338 | $439,700 +6.9% |
| 2014 | $4,338 | $411,500 |
| 2013 | -- | $411,500 |
| 2012 | -- | $411,500 +27.4% |
| 2011 | -- | $323,000 -10.6% |
| 2010 | -- | $361,460 |
| 2009 | -- | $361,460 -8.3% |
| 2008 | -- | $394,090 +18.3% |
| 2007 | -- | $333,126 +22.4% |
| 2006 | -- | $272,163 +28.9% |
| 2005 | -- | $211,200 +14.6% |
| 2004 | -- | $184,312 +17.1% |
| 2003 | -- | $157,426 +20.6% |
| 2002 | -- | $130,540 +1.3% |
| 2001 | -- | $128,880 |
Find assessor info on the county website
Neighborhood: North Ocean City
Nearby homes
- $812,2003 bd3 ba2k sqft245 S Ocean Dr, Ocean City, MD 21842Off Market
- $789,800-- bd2 ba1.5k sqft241 S Ocean Dr, Ocean City, MD 21842Off Market
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- $950,0003 bd3 ba1.7k sqft257 S Ocean Dr, Ocean City, MD 21842Sold
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- $763,800-- bd2 ba1.5k sqft249 S Ocean Dr, Ocean City, MD 21842Off Market
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Nearby schools
GreatSchools rating
- 10/10Ocean City Elementary SchoolGrades: PK-4Distance: 6.5 mi
- 10/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 9.6 mi
- 7/10Stephen Decatur High SchoolGrades: 9-12Distance: 9.3 mi
Schools provided by the listing agent
- Elementary: Ocean City
- Middle: Stephen Decatur
- High: Stephen Decatur
- District: Worcester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Worcester County
- Ocean City
- 21842
- North Ocean City
- 243 S Ocean Dr
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