With a brand-new roof, freshly painted exterior, and newly enhanced rockwork creating an inviting outdoor patio space, this mountain retreat is packed with potential and priced to inspire opportunity. The sellers intentionally positioned this home to allow the next owner the freedom to add their own updates, personal style, and value—creating the perfect chance to step into instant equity. Whether you envision a profitable short-term rental, long-term investment property, or your own private getaway, this home offers the ideal combination of location, layout, and affordability. Tucked away on a private lot with an attached two-car garage and lower-level space ready for your ideas, the possibilities are endless for transforming this property into something truly special. Ownership includes access to the sought-after Sapphire Valley amenities, featuring an indoor pool, three outdoor pools, fitness center, walking track, playground, miniature golf, and a premier tennis facility with 14 courts. Residents also enjoy private access to the stunning 77-acre Lake Fairfield for swimming, fishing, canoeing, and paddle boating. Finding this much potential, privacy, and value in this price range is rare. With strong vacation rental possibilities and the added advantage of seller financing available, this is an exceptional opportunity to create your ideal mountain investment or personal retreat.
For sale
Price cut: $30K (6/26)
$320,000
245 Locust Court, Sapphire, NC 28774
2beds
--sqft
Single Family Residence
Built in 1988
0.71 Acres Lot
$305,700 Zestimate®
$--/sqft
$87/mo HOA
What's special
Attached two-car garageBrand-new roofFreshly painted exterior
- 45 days |
- 573 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Susan Mills,
Keller Williams Great Smokies
Source: HCMLS,MLS#: 1003391Originating MLS: Highlands Cashiers Board of Realtors
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Main
Bedroom 2
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Gas
Cooling
- Heat Pump
Appliances
- Included: Built-In Oven, Dryer, Dishwasher, Microwave, Refrigerator, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Built-in Features, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Kitchen Island, Pantry, Workshop
- Flooring: Carpet, Laminate
- Basement: Exterior Entry,Full,Interior Entry,Concrete
- Number of fireplaces: 1
- Fireplace features: Living Room, Wood Burning
Property
Parking
- Total spaces: 2
- Parking features: Attached, Concrete, Garage, Two Car Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Covered, Porch
- Exterior features: Garden, Propane Tank - Owned
- Pool features: Association, Community
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: None
Lot
- Size: 0.71 Acres
- Features: Cul-De-Sac, Partially Cleared, Rolling Slope
- Topography: Rolling,Sloping
Details
- Parcel number: 8502237170
- Zoning description: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Roof: Shingle
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Sewer Applied for Permit
- Water: Public
- Utilities for property: Electricity Connected, Fiber Optic Available, Propane, Water Connected
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Lake, Playground, Pickleball, Pool, Putting Green, Tennis Court(s), Trails/Paths
- Subdivision: Holly Forest
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Dog Park, Fitness Center, Golf Course, Indoor Pool, Barbecue, Playground, Pickleball, Park, Pool, Recreation Facilities, Ski Accessible, Tennis Court(s), Trail(s)
- HOA fee: $1,038 annually
- HOA name: Holly Forest
Location
- Region: Sapphire
Financial & listing details
- Tax assessed value: $385,419
- Annual tax amount: $1,413
- Date on market: 5/22/2026
- Cumulative days on market: 46 days
- Road surface type: Paved
Estimated market value
$305,700
$290,000 - $321,000
$2,250/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $320,000-8.6% |
Source: HCMLS #1003391 Report a problem | ||
| 5/22/2026 | Listed for sale | $350,000-11.4% |
Source: HCMLS #1003391 Report a problem | ||
| 11/1/2025 | Listing removed | $395,000 |
Source: HCMLS #1000630 Report a problem | ||
| 9/5/2025 | Listed for sale | $395,000 |
Source: HCMLS #1000630 Report a problem | ||
| 9/4/2025 | Pending sale | $395,000 |
Source: HCMLS #1000630 Report a problem | ||
| 6/3/2025 | Price change | $395,000-5.7% |
Source: HCMLS #1000630 Report a problem | ||
| 4/26/2025 | Listed for sale | $419,000-6.7% |
Source: HCMLS #1000630 Report a problem | ||
| 9/4/2024 | Listing removed | $449,000 |
Source: HCMLS #104730 Report a problem | ||
| 9/4/2024 | Price change | $449,000-9.7% |
Source: HCMLS #104730 Report a problem | ||
| 7/12/2024 | Listed for sale | $497,000+107.1% |
Source: HCMLS #104730 Report a problem | ||
| 1/21/2022 | Sold | $240,000-9.4% |
Source: HCMLS #97994 Report a problem | ||
| 12/5/2021 | Pending sale | $265,000 |
Source: HCMLS #97994 Report a problem | ||
| 12/4/2021 | Listed for sale | $265,000 |
Source: HCMLS #97994 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,413 +23.3% | $385,419 +54.6% |
| 2024 | $1,146 | $249,320 |
| 2023 | $1,146 | $249,320 |
| 2022 | $1,146 +7.3% | $249,320 |
| 2021 | $1,068 -2.8% | $249,320 -0.9% |
| 2020 | $1,098 | $251,470 |
| 2019 | $1,098 | $251,470 |
| 2018 | $1,098 | $251,470 |
| 2017 | $1,098 +2.3% | $251,470 |
| 2015 | $1,073 +16% | $251,470 -10.9% |
| 2011 | $925 | $282,170 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28774
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Blue Ridge SchoolGrades: PK-6Distance: 6.6 mi
- 4/10Blue Ridge Virtual Early CollegeGrades: 7-12Distance: 6.6 mi
- 9/10Jackson County Early CollegeGrades: 9-12Distance: 19.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Jackson County
- Sapphire
- 28774
- 245 Locust Court





