This beautifully upgraded 3-bedroom, 2-bath home in one of Panama City Beach's most sought-after neighborhoods checks every box. Sitting on a generous lot with a private saltwater pool, this home was built for Florida living at its finest.
Inside, you'll find custom cabinetry, granite countertops, stainless appliances, and updated flooring throughout the home. The open floor plan flows effortlessly to the outdoor living space, where the saltwater pool and lush backyard create a private retreat you'll never want to leave. The spacious primary suite features a jetted tub, separate shower, walk-in closet, and a layout designed for comfort and privacy.
But the real story here is the location. Palmetto Trace sits directly across from Pier Park and Top Golf, walking distance to Panama City Beach's only dog-friendly beach, and minutes from Frank Brown Park, Aaron Bessant Park, and the Russell-Fields City Pier. With ECP airport just 15-17 minutes away and the incoming Tallahassee Memorial Healthcare facility just minutes away-, this neighborhood is only going to grow in demand.
Two community pools, oak-lined streets, underground utilities, golf cart-friendly access, and a low HOA make this community as livable as it gets.
Whether you're planting roots, seeking a second home, or looking for a high-demand long-term rental market, this is your opportunity to own in PCB before the next wave hits.
Sold for $560,000
$560,000
245 Oxford Ave, Panama City Beach, FL 32413
3beds
2,300sqft
Single Family Residence
Built in 2003
10,454 Square Feet Lot
$559,900 Zestimate®
$243/sqft
$3,733 Estimated rent
Home value
$559,900
$526,000 - $593,000
$3,733/mo
Zestimate® history
Owner options
List your home for rent
$3,733/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$3,733/mo
Rent Zestimate®
Refinance and save
$3,672/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$3,672/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
O M Orellana 850-931-2272,
Counts Real Estate Group Inc
Bought with:
Marc Cialoni
Seashore Realty LLC
Source: CPAR,MLS#: 790604
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bonus Room, Bedroom, Dining Room, Kitchen, Primary Bedroom, Sunroom
Primary bedroom
- Level: First
- Dimensions: 17 x 16
Bedroom
- Description: 2nd
- Level: First
Bedroom
- Description: 3rd
- Level: First
Bonus room
- Level: First
Dining room
- Level: First
- Dimensions: 13 x 13
Kitchen
- Description: Island Seats 6
- Level: First
- Dimensions: 14 x 14
Sunroom
- Level: First
- Dimensions: 27 x 16
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Wall Unit(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Features
- Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Smart Thermostat, Walk-In Closet(s)
Interior area
- Total structure area: 2,300
- Total interior livable area: 2,300 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Enclosed, Patio
- Exterior features: Deck, Patio, Rain Gutters
- Has private pool: Yes
- Pool features: Fenced, Gunite, In Ground, Salt Water, Community, Private
- Has spa: Yes
- Fencing: Fenced
Lot
- Size: 10,454 Square Feet
- Dimensions: 70 x 150
- Features: Sprinkler System
Details
- Parcel number: 32738786000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Concrete, Stucco, Wood Frame
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available, Underground Utilities
Community & HOA
Community
- Features: Pool
- Subdivision: Palmetto Trace Phase 2
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $243/sqft
- Tax assessed value: $404,780
- Annual tax amount: $4,713
- Date on market: 5/31/2026
- Cumulative days on market: 4 days
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 7/15/2026 | Sold | $560,000-8.1%$243/sqft |
Source:  CPAR #790604 Report a problem | ||
| 6/5/2026 | Pending sale | $609,500$265/sqft |
Source: CPAR #790604 Report a problem | ||
| 5/31/2026 | Listed for sale | $609,500+84.7%$265/sqft |
Source: CPAR #790604 Report a problem | ||
| 10/17/2016 | Sold | $330,000-1.5%$143/sqft |
Source: CPAR #643936 Report a problem | ||
| 6/8/2016 | Price change | $334,900-4.2%$146/sqft |
Source: Prudential Shimmering Sands #643936 Report a problem | ||
| 3/20/2016 | Listed for sale | $349,500+12.7%$152/sqft |
Source: Prudential Shimmering Sands #643936 Report a problem | ||
| 9/21/2009 | Sold | $310,000-11.4%$135/sqft |
Source: Public Record Report a problem | ||
| 7/14/2009 | Price change | $349,900-7.9%$152/sqft |
Source: Coldwell Banker United, Realtors #395316 Report a problem | ||
| 6/6/2009 | Listed for sale | $379,900+61.3%$165/sqft |
Source: Coldwell Banker United, Realtors #395316 Report a problem | ||
| 4/26/2004 | Sold | $235,500+12.8%$102/sqft |
Source: Public Record Report a problem | ||
| 11/26/2003 | Sold | $208,700$91/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,640 -3.6% | $404,780 +9.5% |
| 2023 | $4,811 +19.2% | $369,663 +10% |
| 2022 | $4,036 | $336,057 |
| 2021 | -- | -- |
| 2020 | $3,513 +11.1% | $288,181 +10% |
| 2019 | $3,163 | $261,983 +0.1% |
| 2018 | $3,163 -1.6% | $261,814 +2.9% |
| 2017 | $3,213 +9.9% | $254,335 +23.1% |
| 2016 | $2,923 +18.1% | $206,617 -0.6% |
| 2015 | $2,476 | $207,940 -1.5% |
| 2014 | $2,476 | $211,142 -0.3% |
| 2013 | -- | $211,716 |
| 2012 | -- | $211,716 -2.5% |
| 2011 | -- | $217,098 -7.5% |
| 2010 | -- | $234,775 -6.5% |
| 2009 | -- | $251,127 +0.1% |
| 2008 | -- | $250,876 +6.1% |
| 2007 | -- | $236,530 +2.5% |
| 2006 | -- | $230,761 +3% |
| 2005 | -- | $224,040 +27.2% |
| 2004 | -- | $176,097 |
Find assessor info on the county website
Neighborhood: 32413
Nearby homes
- $449,0003 bd2 ba1.7k sqft247 Oxford Ave, Panama City Beach, FL 32413Off Market
- $405,3003 bd2 ba1.5k sqft243 Oxford Ave, Panama City Beach, FL 32413Off Market
- $505,5003 bd2 ba1.5k sqft249 Oxford Ave, Panama City Beach, FL 32413For Sale
- $469,5003 bd2 ba2.1k sqft102 Bainbridge St, Panama City Beach, FL 32413Off Market
- $422,6004 bd2 ba2k sqft104 Bainbridge St, Panama City Beach, FL 32413Off Market
- $398,8003 bd2 ba1.6k sqft100 Bainbridge St, Panama City Beach, FL 32413Off Market
- $557,2004 bd2 ba2.3k sqft230 Oxford Ave, Panama City Beach, FL 32413Off Market
- $398,2003 bd2 ba1.5k sqft106 Bainbridge St, Panama City Beach, FL 32413Off Market
Nearby schools
GreatSchools rating
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 1 mi
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 2.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 3 mi
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$559,900
2% more
+$11,198
With Zillow Showcase(estimated)
$571,098
- Florida
- Bay County
- Panama City Beach
- 32413
- 245 Oxford Ave
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Panama City Beach Topics
- Apartments for Rent in 32413
- Houses for Sale in 32413
- Houses for Rent in 32413
- 32413 Real Estate
- Panama City Beach Condos
- Houses for Sale in Panama City Beach
- Newest Listings in Panama City Beach
- Panama City Beach Home Values
- Panama City Beach Real Estate Agents
- Panama City Beach Refinance
- Panama City Beach Mortgage Rates
