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Pending
$459,900
3beds
1,806sqft

246 Lottie Loop, Freeport, FL 32439

3beds
1,806sqft
Single family residence
Built in 2018
8,712 sqft
2 Garage spaces
$255 price/sqft

What's special

Three-sided brick constructionPrivate poolCustom in-ground swimming poolBrushed-nickel plumbing fixturesExtensive crown moldingPrivacy-fenced yardSubstantial natural-wood open shelving

Your Hammock Bay home wish list just found an address, 246 Lottie Loop- Private pool? Check. Custom upgrades? Absolutely. Screened outdoor living? Yes. Move-in ready? NOW! This home has been thoughtfully upgraded with an impressive combination of custom finishes, major improvements and outdoor living. This 3-bedroom, 2-bath home in Central Park offers something buyers are always searching for a home that feels finished, established and ready to enjoy. The interior makes an immediate impression with double tray ceilings in the family room, extensive crown molding, tile-plank flooring throughout the main living areas, baths and utility room, and fresh interior paint completed in 2026. The kitchen features granite countertops, stainless steel Frigidaire microwave, gas range and dishwasher, brushed-nickel plumbing fixtures. One of the home's standout additions is a custom entertaining and serving area that brings warmth and personality to the living space. White cabinetry is paired with a rich wood countertop, beverage cooler, vertical accent wall and substantial natural-wood open shelving, creating a beautiful destination for entertaining, displaying favorite pieces or simply adding valuable storage and function. This is the kind of custom feature that gives the home character you won't find in a typical builder package. The spacious primary suite is another highlight, featuring a large sitting area, double tray ceiling, custom closet organization Then step outside, because this backyard deserves its own introduction. A custom in-ground swimming pool transforms the privacy-fenced yard into a private Florida retreat. The screened lanai creates an inviting transition from indoor to outdoor living and a comfortable place to relax, dine or entertain overlooking the pool. Front and rear porches received professional epoxy flooring, portions of the landscaping were recently re-sodded, and the privacy fence was professionally re-stained in 2025. The list of meaningful improvements continues with a whole-house water softener and filtration system with reverse osmosis, Rhino Shield ceramic coating on the front exterior, three-sided brick construction, gas hot water heater, gas stub for outdoor grilling, decorative storm door and additional exterior enhancements. These aren't simply cosmetic touches--they represent years of investment into the functionality, enjoyment and presentation of the property. And then there is Hammock Bay living. Enjoy an amenity-rich community designed around recreation and connection, with multiple clubhouses, resort-style pools, fitness facilities, pickleball, tennis and basketball courts, miles of walking and biking trails, playgrounds, dog parks, community gathering spaces, the General Store, Town Green and more. It's a community where an afternoon at the pool, a workout, a game of pickleball or meeting friends at a neighborhood event can all be just a golf-cart ride away. The upgrades have been made. The pool is ready. The interior is fresh. The lifestyle is already here. All that's missing is you.

3 days
|
538
|
69
|
Source: ECAOR,MLS#: 1013208MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Beverly J Buck 850-333-0413,

Coldwell Banker Realty,

Michelle E Thierwechter 850-333-6239,

Coldwell Banker Realty

Source: ECAOR,MLS#: 1013208MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Primary bedroom
  • Description: Measurements are approximate
  • Level: First
  • Area: 286 Square Feet
  • Dimensions: 26 x 11
Bedroom
  • Description: Measurements are approximate
  • Level: First
  • Area: 154 Square Feet
  • Dimensions: 14 x 11
Breakfast room
  • Description: Measurements are approximate
  • Level: First
  • Area: 140 Square Feet
  • Dimensions: 14 x 10
Other
  • Description: Measurements are approximate
  • Level: First
  • Area: 192 Square Feet
  • Dimensions: 16 x 12
Family room
  • Description: Measurements are approximate
  • Level: First
  • Area: 306 Square Feet
  • Dimensions: 18 x 17
Heating
  • Central, Natural Gas
Cooling
  • Central Air, Ceiling Fan(s)
Appliances
  • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
Features
  • Crown Molding, Tray Ceiling(s), Vaulted Ceiling(s), Recessed Lighting, Newly Painted, Pantry, Shelving, Split Bedroom, Woodwork Painted
  • Flooring: Tile, Carpet
  • Windows: Double Pane Windows, Window Treatments
  • Common walls with other units/homes: No Common Walls
Interior area
  • Total structure area: 1,806
  • Total interior livable area: 1,806 sqft

Property

Parking
  • Total spaces: 4
  • Parking features: Garage Door Opener, Garage
  • Garage spaces: 2
Features
  • Stories: 1
  • Patio & porch: Covered, Screened
  • Exterior features: Private Yard, Sprinkler System, Rain Gutters
  • Has private pool: Yes
  • Pool features: In Ground, Gunite
Lot
  • Size: 8,712 Square Feet
  • Dimensions: 126 x 69 x 126 x 69
  • Features: Curb & Gutter, Interior Lot, Level, Sidewalk, Survey Available
Details
  • Parcel number: 171S19231310000600
  • Zoning description: City, Deed Restrictions, Resid Single Family

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subtype: Single Family Residence
Materials
  • Brick, Siding CmntFbrHrdBrd
  • Roof: Shingle
Condition
  • Construction Complete,Renovated
  • New construction: No
  • Year built: 2018

Utilities & green energy

  • Water: Public

Community & HOA

Community
  • Features: BBQ Pit/Grill, Community Room, Dock, Fitness Center, Fishing, Short Term Rental - Not Allowed, Pavillion/Gazebo, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Pickleball
  • Security: Smoke Detector(s)
  • Subdivision: HAMMOCK BAY
HOA
  • Has HOA: Yes
  • Services included: Maintenance Grounds, Management, Recreational Faclty, Security, Cable TV
Location
  • Region: Freeport

Financial & listing details

  • Price per square foot: $255/sqft
  • Tax assessed value: $396,146
  • Annual tax amount: $3,328
  • Date on market: 10/2/2026
  • Road surface type: Paved

Price history

DateEventPrice
10/6/2026Pending sale$459,900$255/sqft
Source: ECAOR #1013208
10/2/2026Listed for sale$459,900+57.5%$255/sqft
Source: ECAOR #1013208
10/17/2019Listing removed$292,049$162/sqft
Source: D.R. Horton - Panama City
10/8/2019Pending sale$292,049$162/sqft
Source: D.R. Horton - Panama City
5/28/2019Sold$292,049$162/sqft
Source: Public Record
5/4/2019Price change$292,049-0.7%$162/sqft
Source: D.R. Horton - Panama City
5/1/2019Price change$294,125+3.2%$163/sqft
Source: D.R. Horton - Panama City
5/1/2019Pending sale$284,900$158/sqft
Source: D.R. Horton - Panama City
5/1/2019Listed for sale$284,900-2.1%$158/sqft
Source: D.R. Horton - Panama City
3/23/2019Listing removed$291,125$161/sqft
Source: D.R. Horton - Panama City, FL
1/19/2019Price change$291,125+1%$161/sqft
Source: D.R. Horton - Panama City, FL
1/14/2019Listed for sale$288,125$160/sqft
Source: D.R. Horton - Panama City, FL

Public tax history

YearProperty taxesTax assessment
2025$3,328 -1%$301,610 +2.9%
2024$3,362 +3.7%$293,110 +3%
2023$3,242 +30%$284,573 +23.4%
2022$2,493 +0.2%$230,653 +3%
2021$2,487 -0.7%$223,935 +1.4%
2020$2,504 -9.1%$220,843 +10.6%
2019$2,754 $199,592 +475.9%
2018$2,754 +490.2%$34,658 +2692.7%
2017$467 +2674.1%$1,241
2016$17 $1,241

Find assessor info on the county website

Monthly payment

Est. payment
$2,897/mo
Principal & interest
$2541
Property taxes
$356
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32439

Nearby schools

Freeport Elementary School
Grades K-4 • 0.9 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
Freeport Middle School
Grades 5-8 • 0.9 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
6/10
Freeport Senior High School
Grades 9-12 • 6.1 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
8/10
Student Progress Rating
8/10