Step back in time with this Queen Anne Victorian Farmhouse, built in 1870 and lovingly updated to blend the elegance of yesteryear with the conveniences of today. Nestled on Tabbs Creek, just off the Chesapeake Bay, this waterfront treasure offers the perfect balance of history, character, and modern comfort. The home features 4 bedrooms and 3 full baths, along with a layout that flows gracefully for everyday living and entertaining. Inside, you’ll find hardwood floors, intricate millwork, and a beautifully renovated kitchen, as well as fresh interior paint and numerous recent upgrades. Enjoy the outdoors with a private pier in excellent condition, offering 5–6’ MLW and a boat lift, ideal for boating, fishing, or crabbing. When not on the water, relax by the in-ground waterfront pool, framed by over 2 acres of mature grounds. Key updates include a new kitchen, new pool liner, new pavers, multiple new HVAC units, and more (see feature sheet for full list). The slate roof was updated in 2014, with architectural additions marking the home’s evolution: a two-story front wing added in 1912 and a rear addition completed in 1990. Located just minutes from White Stone, Irvington, and Kilmarnock, this property offers easy access to boutique shopping, dining, and community amenities, all while preserving its rich history and timeless waterfront setting. This is more than a house—it’s a piece of Northern Neck history waiting for its next chapter.
Sold for $845,000
$845,000
248 Cardinal Ln, White Stone, VA 22578
4beds
2,840sqft
Farm, Single Family Residence
Built in 1870
2 Acres Lot
$842,300 Zestimate®
$298/sqft
$3,276 Estimated rent
Home value
$842,300
Estimated sales range
Not available
$3,276/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
David Edward Dew 804-436-3106,
IsaBell K. Horsley Real Estate,
Katie Horsley Dew 804-436-6256,
IsaBell K. Horsley Real Estate
Bought with:
Robert B. Bragg IV, 0225188659
Bragg & Company
Source: Chesapeake Bay & Rivers AOR,MLS#: 2524601Originating MLS: Chesapeake Bay Area MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Dimensions: 0 x 0
Bedroom 2
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Level: Second
- Dimensions: 0 x 0
Bedroom 4
- Level: Second
- Dimensions: 0 x 0
Additional room
- Level: First
- Dimensions: 0 x 0
Dining room
- Level: First
- Dimensions: 0 x 0
Family room
- Level: First
- Dimensions: 0 x 0
Foyer
- Level: First
- Dimensions: 0 x 0
Kitchen
- Level: First
- Dimensions: 0 x 0
Laundry
- Level: First
- Dimensions: 0 x 0
Living room
- Level: First
- Dimensions: 0 x 0
Heating
- Electric, Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Disposal, Microwave, Range, Refrigerator, Range Hood, Stove, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Bookcases, Built-in Features, Bay Window, Separate/Formal Dining Room, Granite Counters, Walk-In Closet(s), Workshop
- Flooring: Carpet, Tile, Wood
- Windows: Screens, Thermal Windows
- Basement: Crawl Space
- Attic: None
Interior area
- Total interior livable area: 2,840 sqft
- Finished area above ground: 2,840
- Finished area below ground: 0
Property
Parking
- Parking features: Circular Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened, Porch
- Exterior features: Boat Lift, Dock, Porch
- Pool features: Fenced, In Ground, Outdoor Pool, Pool
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek, Dock Access, Mooring, River Access, Boat Ramp/Lift Access, Waterfront
- Body of water: Tabbs Creek
Lot
- Size: 2 Acres
- Features: Waterfront, Level
- Topography: Level
Details
- Parcel number: 3553P
- Zoning description: R1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse,Two Story,Victorian
- Property subtype: Farm, Single Family Residence
Materials
- Drywall, Frame, Wood Siding
- Roof: Slate
Condition
- Resale
- New construction: No
- Year built: 1870
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $298/sqft
- Tax assessed value: $644,500
- Annual tax amount: $3,544
- Date on market: 10/31/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 11/7/2025 | Sold | $845,000-5.6%$298/sqft |
Source: Chesapeake Bay & Rivers AOR #2524601 Report a problem | ||
| 9/30/2025 | Pending sale | $895,000$315/sqft |
Source: Chesapeake Bay & Rivers AOR #2524601 Report a problem | ||
| 9/30/2025 | Contingent | $895,000$315/sqft |
Source: Northern Neck AOR #119347 Report a problem | ||
| 9/4/2025 | Listed for sale | $895,000+80.8%$315/sqft |
Source: Northern Neck AOR #119347 Report a problem | ||
| 6/8/2018 | Sold | $495,000-5.7%$174/sqft |
Source: Chesapeake Bay & Rivers AOR #119222 Report a problem | ||
| 4/30/2018 | Pending sale | $525,000$185/sqft |
Source: Isabell K. Horsley R. E., Ltd. #97982 Report a problem | ||
| 9/18/2017 | Price change | $525,000-4.4%$185/sqft |
Source: Isabell K. Horsley R. E., Ltd. #97982 Report a problem | ||
| 6/27/2017 | Price change | $549,000-3.5%$193/sqft |
Source: Isabell K. Horsley R. E., Ltd. #97982 Report a problem | ||
| 11/21/2015 | Price change | $569,000-10.4%$200/sqft |
Source: IsaBell K. Horsley Real Estate #119222 Report a problem | ||
| 7/18/2015 | Price change | $635,000-5%$224/sqft |
Source: Bragg & Company #96772 Report a problem | ||
| 5/25/2015 | Price change | $668,500-1.5%$235/sqft |
Source: Bragg & Company #96772 Report a problem | ||
| 5/3/2015 | Listed for sale | $678,500$239/sqft |
Source: Bragg & Company #96772 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,545 | $644,500 |
| 2024 | $3,545 +33.2% | $644,500 +52.6% |
| 2023 | $2,660 | $422,300 |
| 2022 | $2,660 | $422,300 |
| 2021 | $2,660 | $422,300 |
| 2020 | $2,660 +12.7% | $422,300 +5.6% |
| 2018 | $2,360 | $400,000 |
| 2017 | -- | $400,000 |
| 2016 | -- | $400,000 |
| 2015 | -- | $400,000 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 22578
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Nearby schools
GreatSchools rating
- 3/10Lancaster Elementary SchoolGrades: K-7Distance: 4.2 mi
- 3/10Lancaster High SchoolGrades: 8-12Distance: 9.5 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Lancaster County
- White Stone
- 22578
- 248 Cardinal Ln
