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For sale
$759,900

2489 Surf Rd, Panacea, FL 32346

4beds
3,228sqft
: 
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Single Family Residence
Built in 1955
0.72 Acres Lot
$697,700 Zestimate®
$235/sqft
$-- HOA

What's special

Enclosed garageAdditional bedroom suiteMaster bedroom suite
"High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If you're looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.
108 days
|
969
|
83
|

Zillow last checked:

Listing updated:

Listed by:

Joshua E Brown 850-528-6385,

Waypoint Properties

Source: TBR,MLS#: 396513MLS Logo

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bonus Room, Garage, Other, Sunroom, Utility Room
    Primary bedroom
    • Dimensions: 14x23
    Bedroom 2
    • Dimensions: 11x14
    Bedroom 3
    • Dimensions: 12x21
    Bedroom 4
    • Dimensions: 14x18
    Dining room
    • Dimensions: 17x13
    Family room
    • Dimensions: 15x27
    Kitchen
    • Dimensions: 14x11
    Living room
    • Dimensions: 18x18
    Other
    • Dimensions: 28x11
    Heating
    • Central, Electric, Heat Pump
    Cooling
    • Central Air, Ceiling Fan(s), Electric, Heat Pump
    Appliances
    • Included: Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Refrigerator, Washer
    Features
    • Handicap Access, Window Treatments, Split Bedrooms, Sun Room, Upper Level Primary, Walk-In Closet(s)
    • Flooring: Carpet, Tile
    • Has fireplace: No
    Interior area
    • Total structure area: 3,228
    • Total interior livable area: 3,228 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage, Two Car Garage
    • Garage spaces: 2
    Features
    • Levels: Multi/Split
    • Stories: 2
    • Patio & porch: Covered, Deck, Patio, Porch
    • Has private pool: Yes
    • Pool features: In Ground, Screen Enclosure
    • Fencing: Partial
    • Has view: Yes
    • View description: Bay, Gulf, River
    • Has water view: Yes
    • Water view: Bay,Gulf,River
    • Waterfront features: Bay Access, Gulf, River Access
    Lot
    • Size: 0.72 Acres
    • Dimensions: 121 x 267 x 120 x 260
    Details
    • Parcel number: 12129026S02W03303624000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cottage,Craftsman,Two Story,Split Level
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Stucco, Wood Siding
    Condition
    • Year built: 1955

    Utilities & green energy

    • Sewer: Public Sewer

    Community & HOA

    Community
    • Subdivision: TARPON SHORES UT I
    Location
    • Region: Panacea

    Financial & listing details

    • Price per square foot: $235/sqft
    • Tax assessed value: $474,666
    • Annual tax amount: $5,211
    • Date on market: 2/24/2026
    • Cumulative days on market: 109 days
    • Listing terms: Conventional
    • Road surface type: Paved
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      Estimated market value

      $697,700

      $663,000 - $733,000

      $4,406/mo

      Price history

      DateEventPrice
      2/24/2026Listed for sale$759,900-7.3%$235/sqft
      Source: TBR #396513 Report a problem
      1/9/2026Listing removed$819,900$254/sqft
      Source: TBR #387080 Report a problem
      7/24/2025Price change$819,900-3.5%$254/sqft
      Source: TBR #387080 Report a problem
      6/9/2025Listed for sale$849,900$263/sqft
      Source: TBR #387080 Report a problem
      6/2/2025Listing removed$849,900$263/sqft
      Source: TBR #382811 Report a problem
      5/1/2025Price change$849,900-5.6%$263/sqft
      Source: TBR #382811 Report a problem
      3/11/2025Listed for sale$899,900+114.3%$279/sqft
      Source: TBR #382811 Report a problem
      3/18/2013Sold$420,000-15.2%$130/sqft
      Source: Public Record Report a problem
      6/13/2012Listing removed$495,000$153/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      4/11/2012Listed for sale$495,000-0.8%$153/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      2/27/2012Listing removed$498,900$155/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      2/26/2012Price change$498,900-7.1%$155/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      5/12/2011Price change$537,000-0.4%$166/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      4/23/2011Listed for sale$539,000-23%$167/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      1/6/2011Listing removed$699,999$217/sqft
      Source: Sell #182323 Report a problem
      7/3/2010Listed for sale$699,999-21.8%$217/sqft
      Source: Ochlockonee Bay Realty #182323 Report a problem
      9/21/2009Listing removed$895,000$277/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      7/11/2008Listed for sale$895,000-10.1%$277/sqft
      Source: Ochlockonee Bay Realty #182313 Report a problem
      5/29/2008Listing removed$995,000$308/sqft
      Source: NCI #148704 Report a problem
      1/31/2008Listed for sale$995,000$308/sqft
      Source: NCI #148704 Report a problem

      Public tax history

      YearProperty taxesTax assessment
      2025$6,467 +8.5%$431,064 +10%
      2024$5,959 +14.4%$391,876 +9.9%
      2023$5,211 +1.5%$356,656 +2.8%
      2022$5,134 +0.6%$346,783 +2.8%
      2021$5,104 +3.6%$337,229 +2%
      2020$4,929 $330,503 +2.1%
      2019$4,929 +12.7%$323,730 +13.6%
      2018$4,374 $285,038 +2.3%
      2017$4,374 $278,529 +2.8%
      2016$4,374 -7.6%$271,041 -0.2%
      2015$4,732 $271,503 +7.7%
      2014$4,732 $252,197 +24.7%
      2013-- $202,289 +1.7%
      2012-- $198,908 +3%
      2011-- $193,115 +1.5%
      2010-- $190,261 +2.7%
      2009-- $185,259 -0.7%
      2008-- $186,521 +2.5%
      2007-- $181,971 +3%
      2006-- $176,671 +3%
      2005-- $171,525 +17.7%
      2004-- $145,700 +2.8%
      2003-- $141,777 +12.9%
      2002-- $125,633 +1.6%
      2001-- $123,655 +3%
      2000-- $120,053

      Find assessor info on the county website

      Monthly payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32346

        Getting around

        1 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: MEDART
        • Middle: WAKULLA
        • High: WAKULLA

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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