Rare in Naples: a home where flood insurance isn't just waived—it's structurally irrelevant. Built in 2016 and sitting in an X Flood Zone with a first floor elevated at 13 feet, this custom five-bedroom home delivers something that's increasingly hard to find in Southwest Florida: genuine, engineered peace of mind. It has never flooded—not during Ian, not during any storm—and with a first floor at 13', it's built well above the threshold that makes that confidence meaningful. The home itself feels brand new. A just-completed full interior repaint freshens a space already defined by warm wood floors, custom cabinetry, and quartz countertops throughout. The open-concept main level flows effortlessly from a chef's kitchen—anchored by a large quartz island and walk-in pantry—through the great room and dining area, making it equally suited for weekday living and weekend entertaining. The floor plan offers real flexibility across five bedrooms. Three are on the main level, including a serene primary suite alongside two guest rooms. Upstairs, two additional bedrooms are privately tucked away—ideal for guest suites, a home office, gym, or media room. Step outside to the screened lanai or front porch to take in the Florida breeze, while the fully fenced backyard with mature landscaping offers both privacy and room for a future pool. A recently replaced roof adds another layer of long-term value to an already low-maintenance package. And the location delivers: walkable to Naples High School, restaurants, and shopping, with beaches and downtown just minutes away. Seller financing is a possibility! —schedule your private showing today.
For sale
Price cut: $100K (4/14)
$1,700,000
2499 10th ST N, NAPLES, FL 34103
5beds
2,497sqft
Single Family Residence
Built in 2016
10,018 Square Feet Lot
$-- Zestimate®
$681/sqft
$-- HOA
What's special
Screened lanaiRecently replaced roofQuartz countertops throughoutFront porchCustom cabinetryLarge quartz islandWarm wood floors
- 227 days |
- 363 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Joe Belz, LLC 239-825-3646,
Compass Florida LLC
Source: SWFLMLS,MLS#: 225080795
Originating MLS: Naples
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Den - Study, Screened Lanai/Porch, 5 Bed
Bedroom
- Features: First Floor Bedroom
Dining room
- Features: Eat-in Kitchen
Kitchen
- Features: Gas Available
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- Laundry: Inside, Laundry Tub
Features
- Built-In Cabinets, Custom Mirrors, Laundry Tub, Pantry, Smoke Detectors, Wired for Sound, Den - Study, Laundry in Residence, Screened Lanai/Porch
- Flooring: Carpet, Tile, Wood
- Doors: Impact Resistant Doors
- Windows: Impact Resistant Windows
- Has fireplace: No
Interior area
- Total structure area: 3,707
- Total interior livable area: 2,497 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened Lanai/Porch
- Fencing: Fenced
- Has view: Yes
- View description: Landscaped Area, Privacy Wall
- Waterfront features: None
Lot
- Size: 10,018 Square Feet
- Features: Regular
Details
- Parcel number: 14250120108
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Frame, Stucco
- Foundation: Concrete Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 2016
Utilities & green energy
- Gas: Propane
- Water: Central
Community & HOA
Community
- Features: Non-Gated
- Security: Security System, Smoke Detector(s)
- Subdivision: NAPLES TERRACE
HOA
- Has HOA: No
- Amenities included: Internet Access
Location
- Region: Naples
Financial & listing details
- Price per square foot: $681/sqft
- Tax assessed value: $1,322,305
- Annual tax amount: $6,624
- Date on market: 11/21/2025
- Lease term: Buyer Finance/Cash
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/14/2026 | Price change | $1,700,000-5.6%$681/sqft |
Source: | ||
| 1/19/2026 | Price change | $1,800,000-5.3%$721/sqft |
Source: | ||
| 11/21/2025 | Listed for sale | $1,900,000-5%$761/sqft |
Source: | ||
| 10/13/2025 | Listing removed | $1,999,000$801/sqft |
Source: | ||
| 5/7/2025 | Price change | $1,999,000-14.9%$801/sqft |
Source: | ||
| 12/2/2024 | Listed for sale | $2,350,000+978%$941/sqft |
Source: | ||
| 12/31/2015 | Sold | $218,000$87/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,775 +2.3% | $787,100 +2.9% |
| 2024 | $6,625 +1.7% | $764,917 +3% |
| 2023 | $6,517 -2.6% | $742,638 +3% |
| 2022 | $6,692 -1.5% | $721,008 +3% |
| 2021 | $6,792 +2.5% | $700,008 +1.4% |
| 2020 | $6,626 +1.3% | $690,343 +2.3% |
| 2019 | $6,540 +2.2% | $674,822 +1.9% |
| 2018 | $6,398 | $662,239 +2.1% |
| 2017 | $6,398 +1.6% | $648,618 +248.2% |
| 2016 | $6,296 +226.7% | $186,278 +100% |
| 2015 | $1,927 | $93,139 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Sun Terrace
Nearby schools
GreatSchools rating
- 10/10Lake Park Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 9/10Gulfview Middle SchoolGrades: 6-8Distance: 2.2 mi
- 6/10Naples High SchoolGrades: PK,9-12Distance: 0.3 mi
Schools provided by the listing agent
- Elementary: LAKE PARK ELEMENTARY
- Middle: GULFVIEW MIDDLE
- High: NAPLES HIGH SCHOOL
Source: SWFLMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Collier County
- Naples
- 34103
- Sun Terrace
- 2499 10th ST N






