Life is different on “The Bottom.” Ask the people who live on Monocacy Bottom Road and they’ll tell you — this is one of those rare Frederick County places people don’t stumble into by accident. They either know about it… or they don’t. And the people who know? They tend to stay. Monocacy Bottom is one of Frederick County’s hidden gems. A turn-back-the-clock kind of setting where neighbors know each other, the road gets quieter the farther you go, and life feels just a little more grounded. It is tucked away, off the beaten path, and surrounded by the kind of peace you simply do not find in most neighborhoods anymore. And yet, that is what makes this location so special. You feel like you are in another world… but you are still just minutes from everything. About 5 minutes to Urbana. About 8 minutes to Frederick. Easy access to shopping, restaurants, commuter routes, schools, and daily convenience — but when you come home, it feels like you have left the noise behind. That is the magic of The Bottom. And sitting on nearly an acre, just a few hundred yards before the road comes to an end, 2528 Monocacy Bottom Road gives you the lifestyle people quietly wish they could find. Even better? The hard work has already been done. This 3 bedroom, 2 full bath home has been beautifully renovated and is ready for its next owner. With over 3,000 finished square feet, a 2.5-car garage, two sheds, and .93 acres of usable outdoor space, this is the kind of home that gives you breathing room inside and out. The main level is bright, clean, and comfortable, with refinished hardwood flooring, fresh paint, updated finishes, and a layout that simply works. The living room is large and welcoming, with a fireplace and big windows overlooking the rear of the property. It is the kind of room that feels equally right for a quiet night in, a holiday gathering, or a lazy Sunday afternoon with nothing on the schedule. The kitchen has been fully updated with a fresh, modern feel — white cabinetry, sleek countertops, stainless steel appliances, subway tile backsplash, updated lighting, and clean finishes throughout. It connects easily to the dining area and living space, giving the home a comfortable, open flow without losing the warmth and character people love in an established home. There are three bedrooms on the main level, and all three are generously sized. No tiny afterthought bedrooms here. Each one offers real space, good natural light, and flexibility for family, guests, office space, or whatever life needs next. Both full bathrooms have been updated as well, giving the home a fresh move-in-ready feel from top to bottom. The lower level adds a whole second layer of living. You get a large family room with a wood-burning fireplace, a bonus room or office, and an additional rec room that gives you options — movie room, playroom, home gym, hobby space, guest overflow, or just a place to spread out. That lower level matters. It takes the home from “nice rancher” to “real lifestyle space.” Outside, the property continues the story. Nearly an acre gives you room to breathe. Room for gardens. Room for pets. Room for play. Room to host. Room to sit quietly and actually hear yourself think. Add in the 2.5-car garage and two sheds, and you have the storage, workshop, and utility space that most homes just don’t offer anymore. The updates are significant: newer roof, new kitchen, new HVAC, new well pump, updated bathrooms, refinished hardwood flooring, new basement carpet, and fresh paint throughout. In other words, this is not a project. This is a lifestyle home in a location people rarely get the chance to buy into. Because life on The Bottom is different. Slower. Quieter. More connected. More peaceful. And once you understand it, you understand why people rarely leave. Welcome to 2528 Monocacy Bottom Road. Renovated, move-in ready, and tucked into one of Frederick County’s best-kept secrets.
Under contract
$575,000
2528 Monocacy Bottom Rd, Adamstown, MD 21710
3beds
3,085sqft
Single Family Residence
Built in 1978
0.93 Acres Lot
$580,700 Zestimate®
$186/sqft
$-- HOA
What's special
New basement carpetUpdated finishesFresh paint throughoutFresh paintStainless steel appliancesTwo shedsNewer roof
- 30 days |
- 506 |
- 35 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Eric Verdi 301-514-2403,
IMPACT Maryland Real Estate (240) 815-0890
Source: Bright MLS,MLS#: MDFR2082196
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Office, Recreation Room, Bathroom 2, Full Bath
Bedroom 1
- Features: Walk-In Closet(s), Flooring - HardWood, Ceiling Fan(s)
- Level: Main
- Area: 225 Square Feet
- Dimensions: 15 X 15
Bedroom 2
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11 X 14
Bedroom 3
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11 X 11
Bathroom 2
- Level: Lower
Dining room
- Features: Flooring - HardWood
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10 X 11
Family room
- Features: Flooring - HardWood, Cathedral/Vaulted Ceiling, Fireplace - Gas
- Level: Main
- Area: 270 Square Feet
- Dimensions: 15 X 18
Family room
- Features: Wood Stove, Flooring - Carpet
- Level: Lower
- Area: 294 Square Feet
- Dimensions: 14 X 21
Other
- Features: Bathroom - Walk-In Shower
- Level: Main
Kitchen
- Features: Flooring - Luxury Vinyl Tile, Countertop(s) - Quartz
- Level: Main
- Area: 112 Square Feet
- Dimensions: 8 X 14
Laundry
- Level: Main
Living room
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Main
- Area: 209 Square Feet
- Dimensions: 11 X 19
Office
- Features: Flooring - Carpet
- Level: Lower
- Area: 120 Square Feet
- Dimensions: 10 X 12
Recreation room
- Features: Flooring - Carpet, Ceiling Fan(s)
- Level: Lower
- Area: 570 Square Feet
- Dimensions: 19 X 30
Heating
- Heat Pump, Wood Stove, Electric, Wood, Propane
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Water Heater, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Ceiling Fan(s), Dining Area, Open Floorplan, Kitchen - Galley, Bar, Paneled Walls, Dry Wall
- Flooring: Hardwood, Luxury Vinyl, Carpet
- Basement: Full,Finished,Improved,Exterior Entry,Rear Entrance
- Number of fireplaces: 2
- Fireplace features: Gas/Propane, Wood Burning
Interior area
- Total structure area: 3,270
- Total interior livable area: 3,085 sqft
- Finished area above ground: 1,635
- Finished area below ground: 1,450
Video & virtual tour
Property
Parking
- Total spaces: 14
- Parking features: Garage Faces Front, Oversized, Asphalt, Driveway, Attached
- Attached garage spaces: 2
- Uncovered spaces: 12
- Details: Garage Sqft: 768
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Full
Lot
- Size: 0.93 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1107204906
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Architectural Shingle
Condition
- Very Good,Good
- New construction: No
- Year built: 1978
- Major remodel year: 2026
Utilities & green energy
- Sewer: Septic Exists
- Water: Well
Community & HOA
Community
- Subdivision: Monocacy Overlook
HOA
- Has HOA: No
Location
- Region: Adamstown
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $427,833
- Annual tax amount: $4,846
- Date on market: 5/19/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,USDA Loan,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$580,700
$552,000 - $610,000
$2,835/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Contingent | $575,000$186/sqft |
Source: | ||
| 5/19/2026 | Listed for sale | $575,000+38.4%$186/sqft |
Source: | ||
| 4/7/2020 | Sold | $415,500$135/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,034 +10.8% | $399,867 +7.5% |
| 2024 | $4,545 +11.6% | $371,900 +7.1% |
| 2023 | $4,072 +7.6% | $347,400 -6.6% |
| 2022 | $3,784 +8.2% | $371,900 +24.6% |
| 2021 | $3,497 +1.8% | $298,400 |
| 2020 | $3,437 +1.8% | -- |
| 2019 | $3,376 +1.8% | $298,400 +5.5% |
| 2018 | $3,316 | $282,900 |
| 2017 | $3,316 +10.1% | $282,900 +3.7% |
| 2016 | $3,010 | $272,767 +1.9% |
| 2015 | $3,010 | $267,700 +0.5% |
| 2014 | $3,010 | $266,467 +0.5% |
| 2013 | -- | $265,233 +0.5% |
| 2012 | -- | $264,000 |
| 2011 | -- | $264,000 |
| 2010 | -- | $264,000 -35.3% |
| 2009 | -- | $408,070 +15.6% |
| 2008 | -- | $353,030 +18.5% |
| 2007 | -- | $297,990 +22.7% |
| 2006 | -- | $242,950 +14.5% |
| 2005 | -- | $212,152 +17% |
| 2004 | -- | $181,356 +20.5% |
| 2003 | -- | $150,560 +7.8% |
| 2002 | -- | $139,696 +8.4% |
| 2001 | -- | $128,833 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21710
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 8/10Urbana Elementary SchoolGrades: PK-5Distance: 3.8 mi
- 9/10Urbana Middle SchoolGrades: 6-8Distance: 4.8 mi
- 9/10Urbana High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Urbana
- Middle: Urbana
- High: Urbana
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Frederick County
- Adamstown
- 21710
- 2528 Monocacy Bottom Rd




