Located in Holiday Shores subdivision, this updated ranch-style home blends comfort, convenience, and community amenities.** Set on **three spacious lots**, the property offers a flexible floor plan that can function as either a **two-bedroom or three-bedroom layout**, depending on your needs.
The home features a **15×16 covered deck**, an **attached 2-car garage**, and a **10×12 storage shed**, providing plenty of room for outdoor living and storage. A major renovation in **2018** brought new insulated siding, **10 Pella double-pane windows** (excluding the picture windows), and a new deck. Additional perks include **two attic storage areas** and an **electric fireplace insert** for easy, low-maintenance ambiance.
Recent upgrades continue the appeal:
- **New aerobic, chlorinated septic system (2022)** with two sprinklers across the large lawn
- **Class 3 heavy shingles installed June 2, 2025**, offering durability and peace of mind
Residents of Holiday Shores enjoy a welcoming community with **two private boat ramps**, a **secured park**, and a **playground** located next to the subdivision office. Annual HOA dues are **585**, which includes **360 for unlimited water usage** (excluding pool use), due each year on January 31.
This property offers the rare combination of extensive updates, generous outdoor space, and access to neighborhood amenities--an ideal fit for anyone seeking a move-in-ready home with room to relax and enjoy the lake community lifestyle
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Northeast Oklahoma BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.