****OPEN HOUSE THIS SATURDAY, June 20th, 10am-1pm**** Welcome to 2540 Putnam Street in Schenectady, a well-maintained 3-bedroom, 1-bath home offering comfort, efficiency, and room to grow. From the moment you arrive, you'll appreciate the home's attractive curb appeal, fenced backyard, and thoughtful updates throughout.
Inside, beautiful hardwood floors flow through much of the home, creating a warm and inviting atmosphere. The recently renovated bathroom offers modern style and convenience, while the spacious living and dining areas provide comfortable spaces for everyday living and entertaining. Central air conditioning helps keep the home comfortable.
Step outside to enjoy the private, fully fenced backyard featuring a low-maintenance Trex deck and a 4-person hot tub--perfect for relaxing or hosting family and friends. Energy-conscious buyers will appreciate the owned solar panels and whole-house generator, providing both savings and peace of mind.
The full basement offers abundant storage and workshop space, while the expansive second-floor attic presents exciting possibilities for future expansion. Whether you're envisioning a bonusroom, home office, hobby space, or potential primary suite, this area provides excellent flexibility to suit your needs.
Conveniently located close to shopping, dining, schools, and major commuter routes, this move-in-ready home combines practical amenities, energy efficiency, and future potential in one appealing package.
Active
$289,900
2540 Putnam Street, Schenectady, NY 12304
3beds
1,162sqft
Single Family Residence
Built in 1945
6,534 Square Feet Lot
$286,800 Zestimate®
$249/sqft
$-- HOA
What's special
Private fully fenced backyardRecently renovated bathroomCentral air conditioningAttractive curb appealThoughtful updates throughoutLow-maintenance trex deckFenced backyard
- 23 days |
- 924 |
- 55 |
Zillow last checked:
Listing updated:
Listed by:
Country Views Realty, Inc. 518-966-0200,
Alene Call 518-331-5382
Source: HVCRMLS,MLS#: 20263353
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Washer, Refrigerator, Range, Microwave, Dryer, Dishwasher
- Laundry: In Basement
Features
- Beamed Ceilings, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, High Speed Internet, Hot Tub
- Flooring: Carpet, Laminate, Wood
- Doors: Storm Door(s)
- Windows: Insulated Windows
- Basement: Full,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,162
- Total interior livable area: 1,162 sqft
- Finished area above ground: 1,162
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Garage Faces Front, Garage Door Opener, Concrete
- Attached garage spaces: 1
- Uncovered spaces: 2
Features
- Levels: One
- Patio & porch: Deck
- Exterior features: Paved Walkway, Private Yard
- Pool features: None
- Fencing: Fenced,Full
Lot
- Size: 6,534 Square Feet
- Features: Back Yard, Front Yard, Landscaped
Details
- Additional structures: None
- Parcel number: 421500 60.2235
- Zoning: Residential
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1945
Utilities & green energy
- Electric: 200+ Amp Service, Circuit Breakers, Generator
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Schenectady
Financial & listing details
- Price per square foot: $249/sqft
- Tax assessed value: $108,100
- Annual tax amount: $5,494
- Date on market: 6/18/2026
Estimated market value
Zestimate®
$286,800
Estimated sales range
$272,000 - $301,000
Rent Zestimate®
$1,960/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Listed for sale | $289,900$249/sqft |
Source: | ||
| 6/26/2026 | Pending sale | $289,900$249/sqft |
Source: | ||
| 6/17/2026 | Listed for sale | $289,900+94.6%$249/sqft |
Source: | ||
| 7/21/2020 | Sold | $149,000$128/sqft |
Source: | ||
| 5/25/2020 | Pending sale | $149,000$128/sqft |
Source: 518 Realty.Com Inc #202017496 Report a problem | ||
| 5/13/2020 | Listed for sale | $149,000+23.7%$128/sqft |
Source: 518 Realty.Com Inc #202017496 Report a problem | ||
| 5/24/2013 | Sold | $120,500+0.5%$104/sqft |
Source: | ||
| 3/19/2013 | Price change | $119,900-4%$103/sqft |
Source: Realty USA #201311558 Report a problem | ||
| 1/31/2013 | Listed for sale | $124,900+86.4%$107/sqft |
Source: RealtyUSA.com #201311558 Report a problem | ||
| 12/4/2012 | Sold | $67,000-16.1%$58/sqft |
Source: Public Record Report a problem | ||
| 8/2/2012 | Price change | $79,900-5.9%$69/sqft |
Source: Listhub #201215960 Report a problem | ||
| 6/23/2012 | Listed for sale | $84,900$73/sqft |
Source: Listhub #201215960 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $108,100 |
| 2024 | -- | $108,100 |
| 2023 | -- | $108,100 |
| 2022 | -- | $108,100 |
| 2021 | -- | $108,100 |
| 2020 | -- | $108,100 |
| 2019 | -- | $108,100 |
| 2018 | -- | $108,100 |
| 2017 | $4,920 | $108,100 |
| 2016 | -- | $108,100 |
| 2015 | -- | $108,100 |
| 2014 | -- | $108,100 |
| 2013 | -- | $108,100 |
| 2012 | -- | $108,100 |
| 2011 | -- | $108,100 |
| 2010 | -- | $108,100 |
| 2009 | -- | $108,100 +62.3% |
| 2008 | -- | $66,600 |
| 2007 | -- | $66,600 |
| 2006 | -- | $66,600 |
| 2005 | -- | $66,600 |
| 2004 | -- | $66,600 +11% |
| 2002 | -- | $60,000 |
| 2001 | -- | $60,000 |
| 2000 | -- | $60,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Woodlawn
Nearby schools
GreatSchools rating
- 4/10Paige Elementary SchoolGrades: PK-5Distance: 0.1 mi
- 3/10Central Park International Magnet SchoolGrades: 6-8Distance: 1.2 mi
- 3/10Schenectady High SchoolGrades: 9-12Distance: 1.9 mi
- $255,0003 bd1 ba1.4k sqft2534 Putnam St, Schenectady, NY 12304Off Market
Save - $238,8003 bd1 ba1.3k sqft2546 Putnam St, Schenectady, NY 12304Off Market
Save - $224,0002 bd1 ba1.6k sqft2541 Teller St, Schenectady, NY 12304Off Market
Save - $262,0003 bd1 ba1.5k sqft2552 Putnam St, Schenectady, NY 12304Off Market
Save 
- $252,5004 bd1 ba1.7k sqft2535 Teller St, Schenectady, NY 12304Off Market
Save - $217,8003 bd1 ba981 sqft2547 Teller St, Schenectady, NY 12304Off Market
Save - $242,1003 bd1 ba900 sqft2528 Putnam St, Schenectady, NY 12304Off Market
Save - $229,8003 bd1 ba1.3k sqft2535 Putnam St, Schenectady, NY 12304Off Market
Save
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $280,0003 bd1 ba1.4k sqft15 Mather Avenue, Schenectady, NY 12304Active
Save
MLS ID #202621417, Anne Marie Bouyea, Listing by: Coldwell Banker Prime Properties. Global MLS - $219,9003 bd1 ba1.3k sqft2529 Putnam Street, Schenectady, NY 12304Active
Save
MLS ID #202621472, Lorenzo C Murray, Listing by: Hunt ERA. Global MLS - $279,9003 bd1 ba1.1k sqft1005 Wayne Road, Rotterdam, NY 12303Active
Save
MLS ID #202621248, Melissa A Barone, Listing by: Romeo Team Realty. Global MLS - $275,0003 bd2 ba976 sqft54 E Hite Court, Schenectady, NY 12303Active
Save
MLS ID #202621133, Jill Greaux, Listing by: Empire Real Estate Firm LLC. Global MLS - $249,9003 bd1 ba912 sqft420 Chiswell Road, Schenectady, NY 12304Active
Save MLS ID #202619925, Jason Swift, Listing by: Laviano & Associates Real Estate Group. Global MLS - $229,9003 bd2 ba1.6k sqft17 Frank Street, Schenectady, NY 12304Active
Save MLS ID #202621414, Mary Bintz, Listing by: Coldwell Banker Prime Properties. Global MLS - $289,0004 bd1 ba1.5k sqft7 Pinewood Road, Guilderland, NY 12084Active
Save MLS ID #202621390, Tracy Mance, Listing by: 518 Realty.Com Inc. Global MLS - $319,9004 bd1 ba1.2k sqft172 Dahlia Street, Schenectady, NY 12306Active
Save MLS ID #202621431, Jennifer C Whipple, Listing by: Miranda Real Estate Group Inc. Global MLS - $315,0003 bd2 ba1.7k sqft809 Thompson Street, Schenectady, NY 12306Active
Save MLS ID #202621217, Caitlin Vallario, Listing by: Coldwell Banker Prime Properties. Global MLS - $299,9003 bd2 ba1.5k sqft1045 Balltown Road, Niskayuna, NY 12309Active
Save MLS ID #202620500, Gillian S Paciolla, Listing by: Coldwell Banker Prime Properties. Global MLS - $299,9003 bd2 ba1.6k sqft1321 Helderberg Avenue, Schenectady, NY 12306Active
Save MLS ID #202615817, Amanda Haley, Listing by: Coldwell Banker Prime Properties. Global MLS - $304,9003 bd1 ba1.2k sqft3202 Delmar Avenue, Schenectady, NY 12306Active
Save MLS ID #202620338, Joseph J Villano, Listing by: At Home Realty Sales. Global MLS - $369,9004 bd2 ba1.5k sqft3 Cornelius Avenue, Niskayuna, NY 12309Active
Save MLS ID #202621470, Dawn A Wachtel, Listing by: Renovo Real Estate. Global MLS - $284,9002 bd2 ba1.3k sqft56 Broderick Street, Colonie, NY 12205Active
Save MLS ID #202621477, Suzanne I Prezio, Listing by: Suzanne Prezio Properties, Inc. Global MLS - $365,0003 bd2 ba1.1k sqft4 Cedar Court, Schenectady, NY 12309Active
Save MLS ID #202621451, Anna Bochenek DiRaddo, Listing by: Hunt Real Estate ERA. Global MLS - $284,9003 bd1 ba1.3k sqft752 State Route 146, Wright, NY 12053Active
Save
MLS ID #20263781, Matthew Loder, Listing by: Country Boy Realty. HVCRMLS - $259,9003 bd2 ba1.2k sqft876 Thompson Street, Schenectady, NY 12306Active
Save MLS ID #202619120, Joseph Guice, Listing by: Howard Hanna Capital Inc. Global MLS - $289,0002 bd1 ba1.2k sqft32 Nolan Road, Ballston Lake, NY 12019Active
Save MLS ID #202615891, Erin Roth, Listing by: Saratoga Spa Realty. Global MLS - $249,9003 bd1 ba1k sqft901 S Holmes Street, Schenectady, NY 12302Active
Save MLS ID #202621084, Maggie G Fromm, Listing by: Gabler Realty, LLC. Global MLS - $285,0003 bd2 ba1k sqft142 Osborne Road, Albany, NY 12205Active
Save MLS ID #202621208, Karen Totino, Listing by: Monticello. Global MLS
- Request a tour
as early as tomorrow at 11:00 am
Contact an agent
- New York
- Schenectady County
- Schenectady
- 12304
- Woodlawn
- 2540 Putnam Street