Welcome to your slice of paradise in Emerald Shores of South Walton! This charming Key West–style 4-bedroom, 3-bathroom home offers the perfect blend of coastal living and income-producing potential ideal as a vacation getaway, primary residence, or investment opportunity. Step inside to the main level, where an open-concept layout creates a bright and inviting space for gathering. The living, dining, and kitchen areas flow seamlessly together, perfect for entertaining or relaxing after a day at the beach. The kitchen is equipped with stone countertops, stainless steel appliances, and convenient access to the pantry and laundry area. Upstairs on the second floor, you’ll find all four bedrooms and two full bathrooms, thoughtfully arranged for comfort and privacy. Step out onto the front-facing balcony and enjoy the coastal breeze. The third-floor loft offers a versatile bonus space ideal as an additional sleeping area, game room, or home office with access to another balcony for even more outdoor enjoyment. Enjoy Florida living year-round with both front and rear screened patios, providing the perfect setting for morning coffee or evening relaxation without the bugs. Located just a short walk to the beach, this home offers easy access to the sugar-white sands and emerald waters that make this area so desirable. Whether you’re looking for a personal retreat or a high-demand rental property, this home delivers location, style, and flexibility in one of the area’s most sought-after communities.
For sale
Price cut: $34.1K (6/30)
$899,900
26 TOPAZ COVE, MIRAMAR BEACH, FL 32550
4beds
2,094sqft
Single Family Residence
Built in 1993
4,869 Square Feet Lot
$-- Zestimate®
$430/sqft
$511/mo HOA
What's special
Front-facing balconyOpen-concept layoutBright and inviting spaceAccess to another balconyStainless steel appliances
- 146 days |
- 397 |
- 18 |
Zillow last checked:
Listing updated:
Listed by:
Isis Sarcos 407-749-2130,
EXP REALTY LLC 888-883-8509,
Shani Carty 321-379-5113,
EXP REALTY LLC
Source: Stellar MLS,MLS#: O6393760
Originating MLS: Orlando Regional

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Built-in Closet
- Level: Second
Bedroom 2
- Features: Built-in Closet
- Level: Second
Bedroom 3
- Features: Built-in Closet
- Level: Second
Bedroom 4
- Features: No Closet
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Purifier
- Laundry: Inside
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters
- Flooring: Laminate, Tile, Hardwood
- Has fireplace: No
Interior area
- Total structure area: 3,127
- Total interior livable area: 2,094 sqft
Video & virtual tour
Property
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Front Porch, Rear Porch, Screened
- Exterior features: Balcony
Lot
- Size: 4,869 Square Feet
Details
- Parcel number: 302S21428300000480
- Zoning: CC
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Other
- Roof: Tile
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: EMERALD SHORES OF SOUTH WALTON
HOA
- Has HOA: Yes
- HOA fee: $511 monthly
- HOA name: Castle Management
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $430/sqft
- Tax assessed value: $718,141
- Annual tax amount: $6,371
- Date on market: 3/27/2026
- Cumulative days on market: 105 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Price change | $899,900-3.7%$430/sqft |
Source: | ||
| 5/7/2026 | Price change | $933,999-3.7%$446/sqft |
Source: eXp Realty #O6393760 Report a problem | ||
| 4/20/2026 | Price change | $969,998-1%$463/sqft |
Source: eXp Realty #O6393760 Report a problem | ||
| 3/27/2026 | Listed for sale | $979,999+10.1%$468/sqft |
Source: | ||
| 12/15/2024 | Listing removed | $890,000$425/sqft |
Source: | ||
| 9/18/2024 | Price change | $890,000-6.3%$425/sqft |
Source: | ||
| 8/23/2024 | Listed for sale | $950,000+3.3%$454/sqft |
Source: | ||
| 5/11/2024 | Listing removed | -- |
Source: | ||
| 3/8/2024 | Price change | $920,000-3.2%$439/sqft |
Source: | ||
| 2/14/2024 | Listed for sale | $950,000$454/sqft |
Source: | ||
| 2/14/2024 | Pending sale | $950,000$454/sqft |
Source: | ||
| 2/10/2024 | Price change | $950,000-5%$454/sqft |
Source: | ||
| 11/7/2023 | Price change | $999,999-4.8%$478/sqft |
Source: | ||
| 10/4/2023 | Price change | $1,050,000-4.5%$501/sqft |
Source: | ||
| 9/29/2023 | Listed for sale | $1,100,000+279.3%$525/sqft |
Source: | ||
| 8/18/2015 | Sold | $290,000$138/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,371 -4.5% | $693,475 +10% |
| 2024 | $6,670 +4% | $630,432 +10% |
| 2023 | $6,416 +12.3% | $573,120 +10% |
| 2022 | $5,715 +22.1% | $521,018 +10% |
| 2021 | $4,680 +8.6% | $473,653 +10% |
| 2020 | $4,310 +6.5% | $430,594 +10% |
| 2019 | $4,046 | $391,449 -1.9% |
| 2018 | $4,046 +7.4% | $399,195 +23.4% |
| 2017 | $3,768 +17.5% | $323,512 +1.8% |
| 2016 | $3,206 +0.8% | $317,744 +3.5% |
| 2015 | $3,180 +1.9% | $307,108 -0.3% |
| 2014 | $3,122 | $308,121 +13.2% |
| 2013 | -- | $272,202 +1.7% |
| 2012 | -- | $267,652 +3% |
| 2011 | -- | $259,856 -4.3% |
| 2010 | -- | $271,429 -10.1% |
| 2009 | -- | $301,917 -24.3% |
| 2008 | -- | $398,930 -32.8% |
| 2007 | -- | $593,887 +5.6% |
| 2005 | -- | $562,526 +135.6% |
| 2004 | -- | $238,720 +1.9% |
| 2003 | -- | $234,269 +2.4% |
| 2002 | -- | $228,778 -0.1% |
| 2001 | -- | $229,116 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32550
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 8.2 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 17 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 12.9 mi
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