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For sale
  • Price cut: $10K (7/9)
    $889,000

    2601 S Roosevelt Blvd APT 103C, Key West, FL 33040

    3beds
    1,221sqft
    : 
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    Condominium, Residential - Condo/Townhouse
    Built in 1967
    -- sqft lot
    $856,400 Zestimate®
    $728/sqft
    $925/mo HOA

    What's special

    Sunset over the water
    Now offered at $889,000, this 2-bedroom, 2-bath Key West beachfront condo sits ground-floor at Key West by the Sea, directly across from Smathers Beach, a rare setup that lets you walk to the sand without stairs, elevators, or commuting. At 1,221 square feet, the 3BR deeded layout lives comfortably open, with room to actually use the space rather than just pass through it. Dual-zone split A/C allows personalized comfort. Hurricane-impact, soundproof windows and doors provide enhanced security, energy efficiency, and peace of mind all year long. Inside, luxurious porcelain flooring runs throughout, paired with detailed bathroom tile work chosen to match the quality of the rest of the home. The kitchen carries soft-touch cabinetry and granite countertops -- quiet, durable choices that hold up well in a beach environment, which matters more here than most out-of-state buyers realize until they've owned property in the Keys for a few years. Key West by the Sea is a managed beachfront community with resort-style amenities, meaning pool, grounds, and building upkeep are handled for you offering low-maintenance, turnkey ownership that buyers relocating from out of state especially value. The building has never flooded, a track record that matters as much as the view when you're evaluating waterfront property in the Florida Keys. This stretch of South Roosevelt Blvd sits between the Atlantic shoreline and the island's laid-back Old Town core, across the street from Smathers Beach, close to Key West International Airport, and minutes from Duval Street, the historic Bight, and Higgs Beach. It's the kind of setting where morning coffee happens on the terrace with saltwater air and pool views, evenings mean sunset over the water instead of a screen, and life moves at the pace islanders have always known: bike rides instead of traffic, conch culture instead of chain restaurants. That's the island lifestyle longtime locals like myself have watched hold its value for decades.
    55 days
    |
    231
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Natallie M Liz 305-879-7658,

    Expert Realty LLC (HQ)

    Source: FLKMLS,MLS#: 619926MLS LogoOriginating MLS: Key West Association

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Wine Cooler, Freezer, Disposal, Microwave, Oven, Refrigerator, Dishwasher, Dryer
      Interior area
      • Total interior livable area: 1,221 sqft

      Property

      Features
      • Has private pool: Yes
      • Pool features: In Ground, Concrete, Salt Water
      • Has view: Yes
      • View description: Ocean
      • Has water view: Yes
      • Water view: Ocean
      • Waterfront features: Oceanfront, Dockage: None
      Lot
      • Size: 8 Square Feet
      • Dimensions: 8 acres
      • Features: 5 Less Than 10 Acres
      Details
      • Parcel number: 00065143000300
      • Zoning: MDR-C
      • Zoning description: Coastal Medium Density Residential

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium, Residential - Condo/Townhouse
      Materials
      • Concrete
      Condition
      • Year built: 1967

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Cable Available

      Community & HOA

      Community
      • Subdivision: Key West By The Sea (3.0)
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Security, Maintenance Grounds, Building Insurance, Maintenance Structure, Pest Control
      • HOA fee: $925 monthly
      Location
      • Region: Key West

      Financial & listing details

      • Price per square foot: $728/sqft
      • Tax assessed value: $512,425
      • Annual tax amount: $3,924
      • Date on market: 5/15/2026

        Estimated market value

        $856,400

        $814,000 - $899,000

        $4,338/mo

        Price history

        DateEventPrice
        7/9/2026Price change$889,000-1.1%$728/sqft
        Source: Key West AOR #619926 Report a problem
        5/15/2026Listed for sale$899,000$736/sqft
        Source: Key West AOR #619926 Report a problem
        2/2/2026Listing removed$899,000$736/sqft
        Source: Key West AOR #615895 Report a problem
        12/1/2025Price change$899,000-1.7%$736/sqft
        Source: Key West AOR #615895 Report a problem
        7/23/2025Listed for sale$915,000-1.1%$749/sqft
        Source: FLKMLS #615895 Report a problem
        4/7/2025Listing removed$925,000$758/sqft
        Source: FLKMLS #611997 Report a problem
        10/28/2024Listed for sale$925,000+98.9%$758/sqft
        Source: FLKMLS #611997 Report a problem
        4/1/2021Sold$465,000-4.9%$381/sqft
        Source: FLKMLS #594019 Report a problem
        1/7/2021Listed for sale$489,000-17.1%$400/sqft
        Source: Berkshire Hathaway Knight & Gardner Realty #594019 Report a problem
        12/4/2020Listing removed$590,000$483/sqft
        Source: Berkshire Hathaway Knight & Gardner Realty #592958 Report a problem
        11/9/2020Price change$590,000-3.3%$483/sqft
        Source: Berkshire Hathaway Knight & Gardner Realty #592958 Report a problem
        10/13/2020Listed for sale$610,000$500/sqft
        Source: Berkshire Hathaway Knight & Gardner Realty #592958 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,438 -4.8%$512,425 -6.7%
        2024$4,660 +1.8%$549,041 +3%
        2023$4,578 +11.2%$533,050 +19.9%
        2022$4,116 +11.8%$444,534 +19.6%
        2021$3,682 +0.4%$371,636
        2020$3,667 $371,636 -0.6%
        2019$3,667 -1.3%$373,929 +7.9%
        2018$3,714 +5.1%$346,602 +3%
        2017$3,533 +1%$336,604 +1%
        2016$3,498 -4.1%$333,382 +6.2%
        2015$3,647 $314,066

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33040

        Getting around

        18 / 100
        Car-Dependent
        18 / 100
        Minimal Transit
        76 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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