Welcome to Terrapin Point, an extraordinary waterfront estate nestled in the heart of Royal Oak, Maryland—one of Talbot County’s most coveted and picturesque settings. Built in 1890, this timeless Victorian residence evokes the charm of a bygone era, blending old-world elegance with the serene beauty of Maryland’s Eastern Shore. Set gracefully on a private point along the tranquil waters of Oak Creek, the property offers sweeping, uninterrupted waterfront views and a rare sense of peace and seclusion. With minimal boat traffic and protected waters just off the Miles River, Terrapin Point is a true sanctuary for those seeking quiet coastal living and the wonders of nature. A long, tree-lined driveway creates a grand and memorable approach, opening to a storybook setting reminiscent of a Norman Rockwell painting. The home itself is filled with natural light and architectural character, including soaring ceilings, elegant archways, and a stunning dining room with exposed beams that overlooks the water—perfectly framing the estate’s breathtaking surroundings. Designed for both relaxation and entertaining, the home features a spacious kitchen and dining area ideal for hosting, along with an oversize screened porch that invites you to unwind while enjoying gentle breezes off the creek. Outdoors, a beautifully positioned in-ground pool sits just at the water’s edge, offering a resort-like vacation experience. On the edge of the trees sits a beautifully designed potential "glamping" cabin, art or music studio where you can enjoy the birds singing and watch the light through the trees. Perfectly located, the property sits equidistant between the charming towns of Easton and St. Michaels, allowing effortless access to renowned dining, shopping, and cultural attractions while maintaining a peaceful, tucked-away feel. The 12 acre point of land and home embodies the quintessential Eastern Shore lifestyle—refined yet relaxed, elegant yet inviting. A rare offering where timeless architecture, premier waterfront, and an exceptional location come together to create a truly unforgettable property. *Seller currently resides at the property in the main floor primary suite. Several pictures have been visually enhanced with virtual staging.
Sold for $2,000,000
$2,000,000
26090 Royal Oak Rd, Royal Oak, MD 21662
4beds
5,207sqft
Single Family Residence
Built in 1890
11.59 Acres Lot
$1,999,200 Zestimate®
$384/sqft
$4,973 Estimated rent
Home value
$1,999,200
$1.82M - $2.20M
$4,973/mo
Zestimate® history
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$11,625/mo
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List your homeWhat's special
Waterfront estateArchitectural characterLong tree-lined drivewayElegant archwaysSoaring ceilingsNatural lightSweeping uninterrupted waterfront views
Zillow last checked:
Listing updated:
Listed by:
Kate Koeppen 410-829-0705,
Chesapeake Bay Real Estate Plus, LLC
Bought with:
Laura Carney, 596166
TTR Sotheby's International Realty
Source: Bright MLS,MLS#: MDTA2013440
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Features: Attached Bathroom, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Flooring - HardWood, Flooring - Engineered Wood, Primary Bedroom - Dressing Area
- Level: Upper
Primary bedroom
- Level: Main
Other
- Level: Upper
Bedroom 2
- Features: Walk-In Closet(s)
- Level: Upper
Primary bathroom
- Level: Main
Primary bathroom
- Level: Upper
Bathroom 2
- Level: Main
Bathroom 3
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Other
- Level: Upper
Great room
- Level: Upper
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Office
- Level: Main
Office
- Level: Upper
Screened porch
- Level: Main
Heating
- Heat Pump, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Built-In Range, Dishwasher, Dryer, Oven, Refrigerator, Six Burner Stove, Washer, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Additional Stairway, Soaking Tub, Bathroom - Walk-In Shower, Built-in Features, Cedar Closet(s), Ceiling Fan(s), Crown Molding, Curved Staircase, Exposed Beams, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Gourmet, Primary Bedroom - Bay Front, Recessed Lighting, Spiral Staircase, Studio, Upgraded Countertops, Walk-In Closet(s), Cathedral Ceiling(s), Vaulted Ceiling(s)
- Flooring: Hardwood, Carpet, Ceramic Tile, Wood
- Windows: Skylight(s), Screens, Storm Window(s), Transom, Stain/Lead Glass
- Basement: Connecting Stairway,Improved,Interior Entry,Sump Pump,Exterior Entry,Water Proofing System
- Number of fireplaces: 3
- Fireplace features: Decorative, Pellet Stove
Interior area
- Total structure area: 5,207
- Total interior livable area: 5,207 sqft
- Finished area above ground: 5,207
Property
Parking
- Total spaces: 11
- Parking features: Storage, Garage Faces Front, Gravel, Driveway, Detached
- Garage spaces: 1
- Uncovered spaces: 10
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Enclosed, Porch, Screened, Wrap Around, Screened Porch
- Exterior features: Lighting, Flood Lights, Rain Gutters
- Has private pool: Yes
- Pool features: In Ground, Private
- Has view: Yes
- View description: River, Pond, Scenic Vista, Trees/Woods, Water, Panoramic, Creek/Stream, Garden
- Has water view: Yes
- Water view: River,Pond,Water,Creek/Stream
- Waterfront features: Private Dock Site, River, Private Access
- Body of water: Oak Creek
- Frontage length: Road Frontage: 898,Water Frontage Ft: 829
Lot
- Size: 11.59 Acres
- Features: Secluded, Backs to Trees, Hunting Available, Rip-Rapped, Tidal Wetland, Wooded, Stream/Creek
Details
- Additional structures: Above Grade, Outbuilding
- Parcel number: 2102070057
- Zoning: RC
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Brick/Mortar
- Roof: Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 1890
- Major remodel year: 1996
Utilities & green energy
- Sewer: Septic Exists
- Water: Private
Community & neighborhood
Location
- Region: Royal Oak
- Subdivision: Royal Oak
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Sold | $2,000,000+0.5%$384/sqft |
Source:  Bright MLS #MDTA2013440 Report a problem | ||
| 5/2/2026 | Pending sale | $1,990,000$382/sqft |
Source: Bright MLS #MDTA2013440 Report a problem | ||
| 4/19/2026 | Contingent | $1,990,000$382/sqft |
Source: Bright MLS #MDTA2013440 Report a problem | ||
| 4/16/2026 | Listed for sale | $1,990,000$382/sqft |
Source: Bright MLS #MDTA2013440 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $1,769,800 +8.3% |
| 2024 | $14,754 +15.1% | $1,633,833 +9.1% |
| 2023 | $12,813 +18.5% | $1,497,867 +10% |
| 2022 | $10,813 +9% | $1,361,900 +2.9% |
| 2021 | $9,916 +3% | $1,323,600 +3% |
| 2020 | $9,629 +3.1% | $1,285,300 +3.1% |
| 2019 | $9,343 +4.3% | $1,247,000 |
| 2018 | $8,955 +5.2% | $1,247,000 |
| 2017 | $8,515 +112.1% | $1,247,000 -2.1% |
| 2016 | $4,013 -3.6% | $1,273,800 0% |
| 2015 | $4,164 +3.8% | $1,273,900 |
| 2014 | $4,013 | $1,273,900 -19.2% |
| 2013 | -- | $1,576,400 |
| 2012 | -- | $1,576,400 |
| 2011 | -- | $1,576,400 -20.3% |
| 2010 | -- | $1,978,930 +10.5% |
| 2009 | -- | $1,790,260 +11.8% |
| 2008 | -- | $1,601,590 +13.4% |
| 2007 | -- | $1,412,920 +11.9% |
| 2006 | -- | $1,262,936 +13.5% |
| 2005 | -- | $1,112,953 +15.6% |
| 2004 | -- | $962,970 +7.9% |
| 2003 | -- | $892,140 +8.6% |
| 2002 | -- | $821,310 +9.4% |
| 2001 | -- | $750,480 |
Find assessor info on the county website
Neighborhood: 21662
Nearby schools
GreatSchools rating
- 5/10St. Michaels Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 5/10St. Michaels Middle/High SchoolGrades: 6-12Distance: 3.6 mi
Schools provided by the listing agent
- District: Talbot County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,999,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$1,999,200
- Maryland
- Talbot County
- Easton
- 21662
- 26090 Royal Oak Rd
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