This is why people move to Harbor Bay. Set along the lagoon in Harbor Bay's coveted Catamar community, 262 Ratto Road offers the rare combination of waterfront living, indoor-outdoor flow, and everyday convenience that makes this one of Alameda's most sought-after neighborhoods. Vaulted ceilings and walls of glass create a sense of openness and light, while the seamless connection between the living spaces and the outdoors makes the lagoon part of everyday life. Imagine starting your morning with coffee overlooking the water, spending the afternoon on the shoreline trails, and ending the day watching the sunset from your private waterfront deck. Step outside and the experience continues. The landscaped backyard leads directly to the water's edge, creating a natural extension of the home and a front-row seat to life on the lagoon. What truly sets Harbor Bay apart is how effortlessly it balances serenity and convenience. Close to everything. Connected to nothing but the moment. Miles of shoreline trails, parks, golf, the SF Ferry, BART, Oakland International Airport, and major commuter routes are all within easy reach. Because the real luxury isn't simply living on the water. It's waking up to it. It's ending the day beside it. It's having a home that feels like an escape without ever leaving town. Welcome to 262 Ratto Road.
For sale
$1,468,000
262 Ratto Rd, Alameda, CA 94502
4beds
2,028sqft
Residential, Single Family Residence
Built in 1997
4,791 Square Feet Lot
$1,454,300 Zestimate®
$724/sqft
$388/mo HOA
What's special
Waterfront livingPrivate waterfront deckWalls of glassIndoor-outdoor flowVaulted ceilings
- 17 hours |
- 79 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Jose Cerda-Zein DRE #01403669 510-523-5673,
Cerda-zein Real Estate
Source: Bay East AOR,MLS#: 41138195
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Rooms
- Room types: 0.5 Bath, Main Entry, 4 Bedrooms, 2 Baths, Primary Bedrm Suite - 1, Dining Room, Dining Area, Eat-In Kitchen, Laundry, Living Room, Primary Bathroom
Bathroom
- Features: Shower Over Tub, Window, Stall Shower, Tub, Closet
Kitchen
- Features: Counter - Solid Surface, Dishwasher, Gas Range/Cooktop, Microwave, Refrigerator
Heating
- Forced Air
Cooling
- No Air Conditioning
Appliances
- Included: Dishwasher, Gas Range, Microwave, Refrigerator, Gas Water Heater
- Laundry: Hookups Only, Common Area
Features
- Counter - Solid Surface, Sound System
- Flooring: Vinyl
- Doors: Mirrored Closet Door(s)
- Number of fireplaces: 1
- Fireplace features: Family Room
Interior area
- Total structure area: 2,028
- Total interior livable area: 2,028 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Pool features: None
- Fencing: Fenced
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Size: 4,791 Square Feet
- Features: Premium Lot, Back Yard
Details
- Parcel number: 74134822
- Special conditions: Standard
- Other equipment: Other
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Residential, Single Family Residence
Materials
- Stucco
- Roof: Tile,Unknown
Condition
- Existing
- New construction: No
- Year built: 1997
Utilities & green energy
- Electric: No Solar
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Harbor Bay
HOA
- Has HOA: Yes
- Amenities included: Greenbelt
- Services included: Common Area Maint, Management Fee, Reserve Fund
- HOA fee: $388 monthly
- HOA name: CANTAMAR
- HOA phone: 510-865-3363
Location
- Region: Alameda
Financial & listing details
- Price per square foot: $724/sqft
- Tax assessed value: $1,400,748
- Price range: $1.5M - $1.5M
- Date on market: 6/12/2026
- Listing agreement: Excl Right
- Listing terms: Cash,Conventional
Estimated market value
$1,454,300
$1.38M - $1.53M
$4,320/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Listed for sale | $1,468,000+46.1%$724/sqft |
Source:  Bay East AOR #41138195 Report a problem | ||
| 5/17/2005 | Sold | $1,005,000+58.3%$496/sqft |
Source: Bay East AOR #40073860 Report a problem | ||
| 12/21/2000 | Sold | $635,000+83.3%$313/sqft |
Source: Public Record Report a problem | ||
| 4/9/1997 | Sold | $346,500$171/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $1,400,748 +2% |
| 2024 | $18,899 +4.1% | $1,373,291 +2% |
| 2023 | $18,146 +2.3% | $1,346,367 +2% |
| 2022 | $17,730 +2.6% | $1,319,976 +2% |
| 2021 | $17,278 +1.2% | $1,294,097 +1% |
| 2020 | $17,065 +4.1% | $1,280,831 +2% |
| 2019 | $16,397 -3.3% | $1,255,727 +2% |
| 2018 | $16,953 | $1,231,114 +9.4% |
| 2017 | $16,953 +1.8% | $1,125,000 +4.3% |
| 2016 | $16,660 +20.4% | $1,079,000 +9.2% |
| 2015 | $13,839 | $988,000 +14% |
| 2014 | $13,839 | $867,000 +8.4% |
| 2013 | -- | $800,000 +1.3% |
| 2012 | -- | $790,000 -10.2% |
| 2011 | -- | $880,000 +3.2% |
| 2010 | -- | $853,000 +9.4% |
| 2009 | -- | $780,000 -8.3% |
| 2008 | -- | $851,000 -18.6% |
| 2007 | -- | $1,045,601 +2% |
| 2006 | -- | $1,025,100 +49.3% |
| 2005 | -- | $686,440 +2% |
| 2004 | -- | $672,986 +1.9% |
| 2003 | -- | $660,654 +2% |
| 2002 | -- | $647,700 +2% |
| 2001 | $9,730 | $635,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Bay Farm Island
Nearby schools
GreatSchools rating
- 9/10Bay Farm SchoolGrades: K-5Distance: 0.9 mi
- 10/10Lincoln Middle SchoolGrades: 6-8Distance: 1.7 mi
- 10/10Alameda High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- District: Alameda (510) 748-4000
Source: Bay East AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
Local buyer's agents are ready to help
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Alameda Topics
