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Sold for $650,000
  • $650,000

    2630 ST JOSEPHS DRIVE W, DUNEDIN, FL 34698

    2beds
    1,152sqft
    Townhouse
    Built in 1964
    1,694 Square Feet Lot
    $642,500 Zestimate®
    $564/sqft
    $2,506 Estimated rent

    Home value

    $642,500

    $585,000 - $707,000

    $2,506/mo

    Zestimate® history
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    What's special

    Waterfront paradiseGranite countertopsStylishly updated bathroomsFresh coastal paintIndoor laundry roomHigh-end finishesExclusive ward island
    JUST REDUCED $50,000 – For Sale or For Rent Waterfront Paradise on Dunedin Causeway – No HOA, No Monthly Fees! When you think of a true Florida dream home, what comes to mind? For most, it’s the sound of gentle waves rolling against the shoreline, a breeze carrying the scent of saltwater through open windows, and a front-row seat to watch dolphins play as the sun dips below the horizon. It’s mornings where you sip coffee while pelicans skim the water’s surface, afternoons filled with kayaking or paddleboarding just steps from your door, and evenings that feel like a private showing of the Gulf Coast’s famous golden sunsets. This is the reality waiting for you on exclusive Ward Island, where a rare opportunity has just become even more enticing. This 2-bedroom, 2-bath waterfront townhome isn’t just another listing on the market — it’s a lifestyle upgrade, a gateway to a life of freedom, and a chance to own or rent in one of Dunedin’s most coveted waterfront locations. And now, with the price reduced by $50,000, the dream is closer than ever. A Home That Feels Like Vacation Every Day Imagine waking up, sliding open your impact-rated windows, and being greeted not by traffic or neighbors, but by the sparkling water just beyond your balcony. The birds provide your morning soundtrack. The sunrise paints the sky in hues of pink, orange, and gold. You stretch, step onto your private balcony, and feel the kind of peace that only waterfront living can bring. This isn’t just a home — it’s a retreat. It’s a chance to live like every day is a getaway, without ever packing a bag. Freedom Without Restrictions One of the biggest frustrations buyers face along Florida’s waterfront is the endless web of restrictions, fees, and obligations tied to HOAs and condo associations. Monthly dues that climb every year, special assessments that hit when you least expect them, and a rulebook dictating how you live in your own home. Here, none of that applies. With no HOA, no CDD, and zero monthly fees, you get something rare: true ownership freedom. Park your car without worrying about permits. Keep your kayak or paddleboard close by without board approval. Renovate, decorate, and enjoy your home your way. It’s not just a property; it’s independence. A Lifestyle That’s Always in Demand Dunedin’s waterfront is more than beautiful views — it’s a community pulsing with energy and charm. Travel from around the country to spend even a week here, chasing the very lifestyle you could enjoy every day. Owning or renting this townhome puts you in the middle of it all: the Causeway, Honeymoon Island, downtown Dunedin’s festivals, and the Pinellas Trail all within minutes. And yet, despite the buzz, Ward Island offers a sense of privacy, exclusivity, and quiet. It’s the balance every coastal buyer craves close to everything but tucked away just enough to feel like your own slice of paradise. Opportunities like this rarely come twice. Waterfront property on Dunedin Causeway is limited, and demand only continues to grow. Add to that the recent $50,000 price reduction, and you’ve got the perfect combination of value and exclusivity. Whether you’re ready to purchase your forever home, invest in a high-demand rental, or secure a long-term coastal retreat through leasing, this property won’t wait around. This is more than a listing. It’s your chance to live the Gulf Coast dream, in a home that gives you freedom, beauty, and long-term value.

    Zillow last checked:

    Listing updated:

    Listed by:

    Curt Bush 206-819-4999,

    MDM NAPLES REAL ESTATE LLC 239-776-4483

    Bought with:

    Curt Bush, 3599331

    MDM NAPLES REAL ESTATE LLC

    Source: Stellar MLS,MLS#: TB8405068MLS LogoOriginating MLS: Sarasota - Manatee

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Attic, Family Room, Florida Room, Utility Room
    Primary bedroom
    • Features: Built-in Closet
    • Level: Second
    • Area: 176 Square Feet
    • Dimensions: 16x11
    Bathroom 2
    • Features: Built-in Closet
    • Level: Second
    • Area: 154 Square Feet
    • Dimensions: 14x11
    Balcony porch lanai
    • Level: First
    • Area: 90 Square Feet
    • Dimensions: 10x9
    Balcony porch lanai
    • Level: Second
    • Area: 85 Square Feet
    • Dimensions: 17x5
    Kitchen
    • Features: Bar
    • Level: First
    • Area: 72 Square Feet
    • Dimensions: 9x8
    Living room
    • Features: Built-in Closet
    • Level: Second
    • Area: 272 Square Feet
    • Dimensions: 17x16
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Bar Fridge, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Wine Refrigerator
    • Laundry: Laundry Room
    Features
    • Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat
    • Flooring: Laminate
    • Windows: ENERGY STAR Qualified Windows, Insulated Windows, Storm Window(s), Window Treatments
    • Has fireplace: Yes
    • Fireplace features: Electric
    Interior area
    • Total structure area: 1,152
    • Total interior livable area: 1,152 sqft

    Property

    Parking
    • Parking features: Driveway, Off Street, On Street
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Patio, Rear Porch, Screened
    • Exterior features: Balcony, Lighting, Private Mailbox, Sidewalk
    • Has view: Yes
    • View description: Water, Gulf/Ocean - Full
    • Has water view: Yes
    • Water view: Water,Gulf/Ocean - Full
    • Waterfront features: Gulf/Ocean, Beach Access, Gulf/Ocean Access, Seawall
    • Body of water: GULF OF AMERICA
    Lot
    • Size: 1,694 Square Feet
    • Features: FloodZone, City Lot, Near Golf Course
    • Residential vegetation: Trees/Landscaped
    Details
    • Parcel number: 152815231840000190
    • Special conditions: None

    Construction

    Type & style
    • Home type: Townhouse
    • Architectural style: Coastal
    • Property subtype: Townhouse
    Materials
    • Block
    • Foundation: Block
    • Roof: Shingle
    Condition
    • Completed
    • New construction: No
    • Year built: 1964

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Features: Community Mailbox
    • Pet fee: $0 monthly
    • Subdivision: DUNEDIN CSWY CENTER
    HOA
    • Has HOA: No
    • Services included: None
    Location
    • Region: Dunedin

    Financial & listing details

    • Price per square foot: $564/sqft
    • Tax assessed value: $433,658
    • Annual tax amount: $7,391
    • Date on market: 7/8/2025
    • Cumulative days on market: 111 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt

    Price history

    DateEventPrice
    11/26/2025Sold$650,000-10.3%$564/sqft
    Source: Stellar MLS #TB8405068 Report a problem
    10/29/2025Listing removed$3,950$3/sqft
    Source: Stellar MLS #TB8405174 Report a problem
    9/16/2025Price change$725,000-3.3%$629/sqft
    Source: Stellar MLS #TB8405068 Report a problem
    8/11/2025Price change$3,950-12.2%$3/sqft
    Source: Stellar MLS #TB8405174 Report a problem
    7/25/2025Price change$4,500-10%$4/sqft
    Source: Stellar MLS #TB8405174 Report a problem
    7/9/2025Listed for rent$5,000$4/sqft
    Source: Stellar MLS #TB8405174 Report a problem
    7/8/2025Price change$750,000+27.1%$651/sqft
    Source: Stellar MLS #TB8405068 Report a problem
    6/11/2023Pending sale$590,000$512/sqft
    Source: Stellar MLS #U8202512 Report a problem
    6/1/2023Listed for sale$590,000+7.3%$512/sqft
    Source: Stellar MLS #U8202512 Report a problem
    3/24/2022Sold$550,000-1.8%$477/sqft
    Source: Public Record Report a problem
    2/19/2022Pending sale$559,900$486/sqft
    Source: Stellar MLS #U8150855 Report a problem
    2/2/2022Listed for sale$559,900+86.6%$486/sqft
    Source: Stellar MLS #U8150855 Report a problem
    9/2/2020Sold$300,000+156.4%$260/sqft
    Source: Public Record Report a problem
    10/5/1999Sold$117,000$102/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$6,902 -6.6%$433,658 -8%
    2024$7,391 -4.3%$471,308 +7%
    2023$7,722 +27.6%$440,587 +40.2%
    2022$6,049 +14.4%$314,346 +10%
    2021$5,287 +11.1%$285,769 +13.8%
    2020$4,759 +1.4%$251,141 +10%
    2019$4,691 $228,310 -9.4%
    2018$4,691 +10.1%$252,049 +33.6%
    2017$4,263 +14.7%$188,686 0%
    2016$3,718 -10.2%$188,705 -8.2%
    2015$4,140 +208.8%$205,465 +89.9%
    2014$1,341 +1%$108,204 +1.5%
    2013$1,328 +19.7%$106,605 +1.7%
    2012$1,109 $104,823 -4.3%
    2011-- $109,477 +1.5%
    2010-- $107,859 +2.7%
    2009-- $105,023 -19.2%
    2008$1,725 $129,900 +2.2%
    2007-- $127,100 -18.3%
    2005-- $155,600 +28.7%
    2004$2,616 +2.5%$120,900 +3.1%
    2003$2,552 +26.1%$117,300 -3.9%
    2002$2,023 $122,100 +31%
    2001$2,023 +1.5%$93,200 +1%
    2000$1,994 $92,300
    Find assessor info on the county website

    Neighborhood: 34698

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Dunedin Elementary-PN
    • Middle: Dunedin Highland Middle-PN
    • High: Dunedin High-PN

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $642,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $642,500