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Sold for $509,000
    • Zillow Home logoZestimate®
    $509,000

    2648 Churchill Downs Cir, Chattanooga, TN 37421

    4beds
    2,845sqft
    Single Family Residence
    Built in 1997
    0.29 Acres Lot
    $509,000 Zestimate®
    $179/sqft
    $2,657 Estimated rent

    Home value

    $509,000

    $484,000 - $534,000

    $2,657/mo

    Zestimate® history
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    What's special

    Convenient half bathIn-ground poolGenerous living spaceFunctional floor planStainless steel appliancesFully fenced outdoor spaceAbundance of natural light
    Nestled in the quiet, well-established Derby Downs neighborhood, this home offers the perfect blend of comfort and convenience. Known for its welcoming atmosphere, beautifully maintained homes, and easy access to parks, shopping, dining, everyday amenities, and local schools, Derby Downs is a wonderful place to call home. This inviting 4-bedroom, 2.5-bath residence offers generous living space, a functional floor plan, and a backyard designed for relaxing, entertaining, and making lasting memories with family and friends. Step inside to a welcoming two-story foyer with beautiful hardwood floors and an abundance of natural light. The spacious living room features a cozy brick gas fireplace and flows seamlessly into the kitchen and breakfast area, creating an ideal space for everyday living and entertaining. The kitchen combines style and function with granite countertops, custom cabinetry, stainless steel appliances, and a pantry. The main level also offers a flexible room that's perfect for a home office, playroom, or guest room. In addition, there is a formal dining room that could also serve as a keeping room or second living area. A mudroom, laundry room, and convenient half bath complete the main floor. Upstairs, you'll find three additional bedrooms, including a spacious primary suite with a walk-in closet and private bath. A second full bath and a large bonus room offer endless possibilities as a media room, playroom, home gym, hobby space, or a possible fifth bedroom if desired. The backyard is where this home truly shines. The fully fenced outdoor space is thoughtfully designed for both relaxation and entertaining, featuring an in-ground pool, a spacious patio for grilling and gatherings, a hot tub tucked beneath a pergola, and a fire pit perfect for enjoying cool evenings. Offering spacious living areas, flexible spaces to fit your lifestyle, and an outdoor retreat you'll enjoy year-round, this Derby Downs home is ready to welcome its next owners. Conveniently located near shopping, dining, parks, and major commuter routes, it combines everyday comfort with exceptional convenience. Schedule your private showing today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Niki Chambers 423-362-0749,

    Horizon Sotheby's International Realty

    Bought with:

    Matt McDonald, 302483

    The Group Real Estate Brokerage

    Source: Greater Chattanooga Realtors,MLS#: 1538421

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: Second
    Bedroom
    • Level: Second
    Bedroom
    • Level: Second
    Bedroom
    • Description: Bonus Room used as bedroom
    • Level: Second
    Bathroom
    • Description: Full Bathroom
    • Level: Second
    Bathroom
    • Description: Full Bathroom
    • Level: Second
    Other
    • Level: First
    Dining room
    • Description: can be used as keeping room
    • Level: First
    Laundry
    • Description: large pantry/ mudroom connected
    • Level: First
    Living room
    • Level: First
    Office
    • Description: can be used as bedroom
    • Level: First
    Heating
    • Central, Natural Gas
    Cooling
    • Central Air, Electric, Multi Units
    Appliances
    • Included: Disposal, Dishwasher, Electric Range, Free-Standing Electric Range, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s)
    • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
    Features
    • Double Vanity, Granite Counters, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Breakfast Nook, Separate Dining Room, Whirlpool Tub, Connected Shared Bathroom
    • Flooring: Carpet, Hardwood, Tile
    • Windows: Insulated Windows
    • Basement: Crawl Space
    • Number of fireplaces: 1
    • Fireplace features: Gas Log, Living Room
    Interior area
    • Total structure area: 2,845
    • Total interior livable area: 2,845 sqft
    • Finished area above ground: 2,845

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
    • Attached garage spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Patio, Porch
    • Exterior features: Fire Pit
    • Pool features: In Ground
    • Spa features: Above Ground
    • Fencing: Fenced
    Lot
    • Size: 0.29 Acres
    • Dimensions: 90.58 x 138.0
    • Features: Level
    Details
    • Additional structures: Pergola
    • Parcel number: 138e B 022

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Other
    • Property subtype: Single Family Residence
    Materials
    • Brick, Other, Vinyl Siding
    • Foundation: Block
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1997

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities

    Community & HOA

    Community
    • Features: Street Lights, Sidewalks
    • Security: Smoke Detector(s)
    • Subdivision: Derby Downs Phase I
    HOA
    • Has HOA: Yes
    • HOA fee: $68 quarterly
    Location
    • Region: Chattanooga

    Financial & listing details

    • Price per square foot: $179/sqft
    • Tax assessed value: $462,900
    • Annual tax amount: $3,987
    • Date on market: 7/9/2026
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Inclusions: Dishwasher; Disposal; Free-Standing Electric Range; New Gas Water Heater; Microwave; Outdoor Hot Tub

    Price history

    DateEventPrice
    9/30/2026Sold$509,000$179/sqft
    Source: Greater Chattanooga Realtors #1538421 Report a problem
    8/28/2026Contingent$509,000$179/sqft
    Source: Greater Chattanooga Realtors #1538421 Report a problem
    8/22/2026Price change$509,000-3%$179/sqft
    Source: Greater Chattanooga Realtors #1538421 Report a problem
    7/28/2026Price change$525,000-4.4%$185/sqft
    Source: Greater Chattanooga Realtors #1538421 Report a problem
    7/22/2026Price change$549,000-2.8%$193/sqft
    Source: Greater Chattanooga Realtors #1538421 Report a problem
    7/9/2026Listed for sale$565,000+50.7%$199/sqft
    Source: Greater Chattanooga Realtors #1538421 Report a problem
    1/8/2021Sold$375,000$132/sqft
    Source: Greater Chattanooga Realtors #1328356 Report a problem
    1/8/2021Pending sale$375,000$132/sqft
    Source: Keller Williams #1328356 Report a problem
    12/24/2020Contingent$375,000$132/sqft
    Source: Keller Williams via MLS #1328356 Report a problem
    12/9/2020Pending sale$375,000$132/sqft
    Source: Keller Williams Realty #1328356 Report a problem
    12/8/2020Listed for sale$375,000+21%$132/sqft
    Source: Keller Williams Realty #1328356 Report a problem
    5/1/2017Sold$310,000-4.6%$109/sqft
    Source: Public Record Report a problem
    3/16/2017Pending sale$325,000$114/sqft
    Source: Berkshire Hathaway HomeServices Realty Center #1259672 Report a problem
    2/23/2017Listed for sale$325,000+42.7%$114/sqft
    Source: Berkshire Hathaway HomeServices Realty Center #20170910 Report a problem
    11/1/2002Sold$227,800+8.5%$80/sqft
    Source: Public Record Report a problem
    4/21/1998Sold$210,000$74/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,754 -6.3%$115,725 +38.3%
    2024$1,873 $83,700
    2023$1,873 $83,700
    2022$1,873 $83,700
    2021$1,873 -5.8%$83,700 +16.4%
    2020$1,989 $71,925
    2019$1,989 $71,925
    2018$1,989 -47%$71,925
    2017$3,753 +3.2%$71,925
    2016$3,637 --
    2015$3,637 $69,400
    2014$3,637 +1.3%--
    2013$3,589 $69,400 -1.9%
    2012$3,589 $70,725
    2011$3,589 $70,725
    2010$3,589 +7.9%$70,725
    2009$3,327 $70,725 +12.6%
    2008-- $62,825
    2007-- $62,825
    2006-- $62,825
    2005-- $62,825 +11.7%
    2004-- $56,225
    2003-- $56,225
    2002-- $56,225
    2001-- $56,225 +16.7%
    2000-- $48,175
    Find assessor info on the county website

    Neighborhood: 37421

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    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Bess T. Shepherd Elementary
    • Middle: Tyner Middle Academy
    • High: Tyner Academy

    Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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