For sale

$265,000

265 Smallwood Rd, Mount Vernon, KY 40456

3beds

2,204sqft

$1,626/mo

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Single Family Residence

Built in 1995

9.81 Acres Lot

$256,600 Zestimate^®

$120/sqft

$-- HOA

What's special

Cozy gas log fireplacesSpacious functional layoutAmple closet spaceConvenient main-level laundry

24 hour kick out clause. Offering a $15,000 roof allowance at closing! Welcome to your private retreat! This 3 bedroom, 2 bath home offers the option for a main-level office or potential 4th bedroom (no closet) and features 2,204 sq ft of living space on 9.81± wooded acres. This 1½-story home provides excellent privacy with a peaceful setting while still offering a spacious, functional layout. The main level includes the primary bedroom and bath, convenient main-level laundry, ample closet space, and a beautiful sunroom overlooking the property. Cozy gas log fireplaces add warmth and character throughout the home. Upstairs, you'll find two additional bedrooms and a full bath. The property is mostly wooded with a more open, usable yard surrounding the home, offering a great balance of seclusion and outdoor enjoyment. Additional features include a 2-car attached garage, potentially some mature timber, and income potential with a Verizon tower lease on the property.

161 days

1,526

84

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Kitchen

Level: First

Heating

Heat Pump, Propane

Cooling

Heat Pump

Appliances

Included: Dishwasher, Refrigerator, Range
Laundry: Electric Dryer Hookup, Washer Hookup, Lower Level

Features

Walk-In Closet(s)
Flooring: Carpet, Laminate
Windows: Blinds
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: Gas Log, Living Room

Interior area

Total structure area: 2,204
Total interior livable area: 2,204 sqft
Finished area above ground: 2,204
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Side
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One and One Half
Fencing: Partial
Has view: Yes
View description: Rural, Trees/Woods, Farm

Lot

Size: 9.81 Acres
Features: Wooded

Details

Additional structures: Shed(s)
Parcel number: 0430006011
Horses can be raised: Yes

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Block
Roof: Shingle

Condition

Year built: 1995

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Cable Available, Electricity Connected, Water Connected, Propane

Community & HOA

Community

Subdivision: Rural

HOA

Has HOA: No

Location

Region: Mount Vernon

Financial & listing details

Price per square foot: $120/sqft
Tax assessed value: $105,000
Annual tax amount: $860
Date on market: 5/22/2026

Estimated market value

$256,600

$244,000 - $269,000

$1,801/mo

Price history

Date	Event	Price
5/22/2026	Listed for sale	$265,000$120/sqft
Source: Imagine MLS #26002833 Report a problem
5/9/2026	Pending sale	$265,000$120/sqft
Source: Imagine MLS #26002833 Report a problem
3/19/2026	Price change	$265,000-8.6%$120/sqft
Source: Imagine MLS #26002833 Report a problem
2/17/2026	Listed for sale	$290,000$132/sqft
Source: Imagine MLS #26002833 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$860 +27.4%	$105,000 +28.8%
2023	$675 +100.4%	$81,500
2022	$337 -0.7%	$81,500
2021	$339 +0.1%	$81,500 +1.5%
2020	$339 +0.7%	$80,300
2019	$337 +0.3%	$80,300 +2.2%
2018	$336 +0.5%	$78,600
2017	$334	$78,600 +2.2%
2016	--	$76,900
2015	--	$76,900 +3.9%
2010	--	$74,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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