Rare gated 1.5-acre property directly across from Monserate Winery. Located inside a private gated community with extremely low HOA fees, this beautiful estate sits along a picturesque tree-lined street and offers over 3,100 square feet of living space with 3 bedrooms and 3.5 bathrooms, including two master bedrooms with one located on the main level and another upstairs. One of the most unique aspects of this location is that the home sits directly across from the renowned Monserate Winery, one of North County’s premier destinations for wine, dining, and live events. The property feels like a private retreat with walking trails, mature landscaping, and outdoor spaces designed for entertaining and relaxing. The backyard features a resort-style pool and spa with rock waterfall, elevated deck with hillside views, and a fully equipped outdoor kitchen capturing the best of Southern California indoor-outdoor living. Inside, the home features Jenn-Air appliances and several recent upgrades including brand new skylights, new attic insulation, a new pool and spa heater, newer AC units, and refreshed landscaping with new mulch and professionally trimmed trees. The lower level offers exceptional flexibility and can function as a private multigenerational living space or mother-in-law suite with its own large living room, wet bar with full-size refrigerator, master bedroom, and 1.5 bathrooms. A recent appraisal completed March 13 valued the home at $1,275,000, yet the property is offered at $1,175,000, creating an opportunity for buyers to walk in with built-in equity.
For sale
$1,175,000
2656 Secret Lake Ln, Fallbrook, CA 92028
3beds
3,110sqft
Single Family Residence
Built in 1991
1.53 Acres Lot
$1,143,200 Zestimate®
$378/sqft
$125/mo HOA
What's special
- 111 days |
- 296 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Paul N Hitchcock DRE #01888788 760-533-0009,
United Guardians Realty
Source: SDMLS,MLS#: 260006022
Originating MLS: San Diego Association of REALTOR
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Microwave, Range/Oven
- Laundry: Gas & Electric Dryer HU
Interior area
- Total structure area: 3,110
- Total interior livable area: 3,110 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Attached
- Garage spaces: 2
Features
- Levels: 2 Story
- Pool features: Below Ground
- Fencing: N/K
Lot
- Size: 1.53 Acres
Details
- Parcel number: 1241706000
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood
- Roof: Concrete
Condition
- Year built: 1991
Utilities & green energy
- Sewer: Sewer Connected
- Water: Public
Community & HOA
Community
- Subdivision: FALLBROOK
HOA
- Services included: Common Area Maintenance
- HOA fee: $125 monthly
- HOA name: Secret Lake
Location
- Region: Fallbrook
Financial & listing details
- Price per square foot: $378/sqft
- Tax assessed value: $523,346
- Annual tax amount: $5,587
- Date on market: 3/18/2026
- Listing terms: Cash,Conventional,FHA,VA
Estimated market value
$1,143,200
$1.09M - $1.20M
$5,741/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Listed for sale | $1,175,000+4.4%$378/sqft |
Source: | ||
| 6/10/2024 | Sold | $1,125,000-4.3%$362/sqft |
Source: | ||
| 5/6/2024 | Contingent | $1,175,000$378/sqft |
Source: | ||
| 3/13/2024 | Listed for sale | $1,175,000+86.8%$378/sqft |
Source: | ||
| 8/29/2008 | Sold | $629,000-26.8%$202/sqft |
Source: Public Record Report a problem | ||
| 5/29/2008 | Listing removed | $859,000$276/sqft |
Source: Number1Expert #061083926 Report a problem | ||
| 11/14/2007 | Listed for sale | $859,000+38.8%$276/sqft |
Source: Number1Expert #061083926 Report a problem | ||
| 8/15/2003 | Sold | $619,000+96.5%$199/sqft |
Source: Public Record Report a problem | ||
| 5/15/1997 | Sold | $315,000$101/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,587 -34.7% | $523,346 -34.1% |
| 2024 | $8,552 +3.2% | $794,088 +2% |
| 2023 | $8,283 0% | $778,518 +2% |
| 2022 | $8,287 +3.4% | $763,254 +2% |
| 2021 | $8,013 -0.8% | $748,289 +1% |
| 2020 | $8,078 +2.9% | $740,617 +2% |
| 2019 | $7,849 +0.6% | $726,096 +2% |
| 2018 | $7,803 +2% | $711,860 +2% |
| 2017 | $7,650 +2.5% | $697,903 +2% |
| 2016 | $7,461 +9.6% | $684,219 +9.5% |
| 2015 | $6,808 0% | $625,000 |
| 2014 | $6,811 | $625,000 +16.8% |
| 2013 | -- | $535,000 |
| 2012 | -- | $535,000 -15.4% |
| 2011 | -- | $632,232 +0.8% |
| 2010 | -- | $627,508 -0.2% |
| 2009 | -- | $629,000 -6.1% |
| 2008 | -- | $670,023 +2% |
| 2007 | -- | $656,886 +2% |
| 2006 | -- | $644,007 +2% |
| 2005 | -- | $631,380 +2% |
| 2004 | -- | $619,000 +60.1% |
| 2003 | -- | $386,583 +2% |
| 2002 | -- | $379,004 +2% |
| 2001 | -- | $371,574 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 92028
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 8/10Live Oak Elementary SchoolGrades: K-6Distance: 2.6 mi
- 5/10James E. Potter Intermediate SchoolGrades: 7-8Distance: 2.6 mi
- 6/10Fallbrook High SchoolGrades: 9-12Distance: 3.3 mi
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- California
- San Diego County
- Fallbrook
- 92028
- 2656 Secret Lake Ln





