Looking for a cozy coastal retreat on Ochlockonee Bay? Discover the perfect waterfront escape with this beautifully remodeled and upgraded ground-level concrete block home. Fully furnished and ready for you to relax and enjoy, this home features a spacious screened porch overlooking the bay. Situated on over half an acre of waterfront property, it's an ideal spot for launching kayaks and exploring the water. Conveniently located near beloved local restaurants, public boat ramps, the St. Marks bike and nature trail, and Mashes Sands Beach just a short bike or golf cart ride away. A fisherman's paradise and a water lover's dream, this cozy property is also an excellent rental opportunity. Don’t miss out on this slice of paradise!
For sale
Price cut: $100 (7/12)
$449,900
2669 Surf Rd, Panacea, FL 32346
2beds
900sqft
:
Get pre-qualified$2,853/mo
Single Family Residence
Built in 1950
0.54 Acres Lot
$419,900 Zestimate®
$500/sqft
$-- HOA
What's special
Fully furnished
- 105 days |
- 1,069 |
- 64 |
Zillow last checked:
Listing updated:
Listed by:
Wynter Harvey Lopeman 850-491-1237,
Waypoint Properties
Source: TBR,MLS#: 398573
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Dimensions: 12x10
Bedroom 2
- Dimensions: 10x10
Dining room
- Dimensions: 10x8
Family room
- Dimensions: 0x0
Kitchen
- Dimensions: 10x6
Living room
- Dimensions: 14x12
Heating
- Wood
Appliances
- Included: Dryer, Microwave, Oven, Range, Refrigerator, Stove, Washer
Features
- Has fireplace: Yes
Interior area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Parking
- Total spaces: 2
- Parking features: Carport, Two Spaces
- Carport spaces: 2
Features
- Stories: 1
- Patio & porch: Patio
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bay Access
Lot
- Size: 0.54 Acres
Details
- Parcel number: 126S02W03203897000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod,One Story
- Property subtype: Single Family Residence
Materials
- Block, Concrete
Condition
- Year built: 1950
Community & HOA
Community
- Subdivision: White Beach
HOA
- Has HOA: Yes
- Services included: Pest Control
Location
- Region: Panacea
Financial & listing details
- Price per square foot: $500/sqft
- Tax assessed value: $241,387
- Annual tax amount: $3,699
- Date on market: 4/13/2026
- Cumulative days on market: 106 days
- Listing terms: Conventional
- Road surface type: Paved
Estimated market value
$419,900
$399,000 - $441,000
$1,416/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/12/2026 | Price change | $449,9000%$500/sqft |
Source:  TBR #398573 Report a problem | ||
| 4/13/2026 | Listed for sale | $450,000+35.1%$500/sqft |
Source: TBR #398573 Report a problem | ||
| 5/9/2024 | Sold | $333,000-2.1%$370/sqft |
Source: TBR #371099 Report a problem | ||
| 4/18/2024 | Contingent | $340,000$378/sqft |
Source: TBR #371099 Report a problem | ||
| 4/17/2024 | Listed for sale | $340,000$378/sqft |
Source: TBR #371099 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,699 +20.1% | $241,387 +35.9% |
| 2024 | $3,079 +6.8% | $177,579 +10% |
| 2023 | $2,883 +21.2% | $161,435 +10% |
| 2022 | $2,378 +2.1% | $146,759 +4.5% |
| 2021 | $2,329 +4.3% | $140,435 +1.7% |
| 2020 | $2,234 | $138,142 +2.3% |
| 2019 | $2,234 +3% | $135,022 +3.4% |
| 2018 | $2,168 | $130,565 +2.1% |
| 2017 | $2,168 | $127,891 +1.1% |
| 2016 | $2,168 -7.3% | $126,554 +0.7% |
| 2015 | $2,338 | $125,663 +1.1% |
| 2014 | $2,338 | $124,326 |
| 2013 | -- | $124,326 -1.1% |
| 2012 | -- | $125,663 +0% |
| 2011 | -- | $125,643 -44.3% |
| 2010 | -- | $225,643 -31.6% |
| 2009 | -- | $330,054 -22.2% |
| 2008 | -- | $424,285 -19.2% |
| 2007 | -- | $524,865 +29.3% |
| 2006 | -- | $406,008 -0.4% |
| 2005 | -- | $407,514 +181.8% |
| 2004 | -- | $144,602 +111.7% |
| 2003 | -- | $68,318 -0.5% |
| 2002 | -- | $68,687 -0.7% |
| 2001 | -- | $69,146 +9.5% |
| 2000 | -- | $63,160 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32346
Nearby schools
GreatSchools rating
- 8/10Medart Elementary SchoolGrades: PK-5Distance: 6.9 mi
- 6/10Wakulla Middle SchoolGrades: 6-8Distance: 10.2 mi
- 6/10Wakulla High SchoolGrades: PK,9-12Distance: 8.8 mi
Schools provided by the listing agent
- Elementary: MEDART
- Middle: WAKULLA
- High: WAKULLA
Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $557,7003 bd2 ba1.3k sqft2665 Surf Rd, Panacea, FL 32346Off Market
- $677,8003 bd2 ba2.5k sqft2675 Surf Rd, Panacea, FL 32346Off Market
- $635,9003 bd3 ba2.3k sqft2661 Surf Rd, Panacea, FL 32346Off Market
- $16,0000.5 Acres14 Skyhawk Ln, Panacea, FL 32346Sold
- $578,1003 bd2 ba1.9k sqft2653 Surf Rd, Panacea, FL 32346Off Market
- $285,2003 bd2 ba1.4k sqft2682 Surf Rd, Panacea, FL 32346Off Market
- $35,0000.88 Acres16 Skyhawk Ln, Panacea, FL 32346Sold
- $743,2003 bd3 ba1.7k sqft2683 Surf Rd, Panacea, FL 32346Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
Similar homes
- $459,9002 bd2 ba1k sqft1630 Alligator Dr, Alligator Pt, FL 32346For Sale
MLS ID #402185, Sara Robinson, Waypoint Properties. TBR - $399,0003 bd2 ba1.3k sqft27 Chickasaw St, Panacea, FL 32346For Sale
MLS ID #401525, Sonya Fowler Revell, Fowler Revell Real Estate Co.. TBR - $389,0002 bd2 ba1k sqft40 Lakeview Dr, Panacea, FL 32346For Sale
MLS ID #397551, Debbie Brett, Keller Williams Town & Country. TBR - $295,0002 bd2 ba1k sqft69 Suwannee Ave, Panacea, FL 32346For Sale
MLS ID #399635, Debbie Brett, Keller Williams Town & Country. TBR - $289,0003 bd2 ba1.2k sqft160 Mississippi Ave, Panacea, FL 32346For SaleMLS ID #402647, Ruth M Blount, Peeler Properties, LLC. TBR
- $580,0002 bd1 ba864 sqft1308 Peninsular St, Panacea, FL 32346For SaleMLS ID #401375, Kaye C Bishop, Southern Oaks Real Estate. TBR
- $425,0002 bd3 ba1.3k sqft695 A4 Mashes Sands Rd #A4, Panacea, FL 32346For SaleMLS ID #396779, Anna P Smith, Rybak Realty, LLC. TBR
- $269,0003 bd2 ba1k sqft68 Suwannee Ave, Panacea, FL 32346For SaleMLS ID #396591, Jennifer Petrandis, Timber & Tides Real Estate. TBR
- $650,0002 bd1 ba1k sqft147 Harbor Cir, Panacea, FL 32346For Sale By Owner
- $495,0002 bd1 ba1.1k sqft95 Mackery Woods Rd, Sopchoppy, FL 32358For SaleMLS ID #397173, Marsha C Tucker, Keller Williams Town & Country. TBR
- $449,0002 bd2 ba795 sqft367 Gulf Shore Dr, Carrabelle, FL 32322For SaleMLS ID #326316, Terri Cannon, Sea Crest Real Estate, Inc.. Forgotten Coast Realtor Association
- $229,0001 bd1 ba810 sqft19 Mashes Sands Rd #F12, Panacea, FL 32346For SaleMLS ID #400633, Debbie Brett, Keller Williams Town & Country. TBR
- $295,0004 bd1 ba1.2k sqft12 Allen Bell Rd, Sopchoppy, FL 32358For SaleMLS ID #402463, Tara Morgan, GF&A Realty. TBR
- $495,0003 bd2 ba1.3k sqft83 Gulf Breeze Dr, Crawfordville, FL 32327For SaleMLS ID #396990, Barbara A Slaughter, Re/Max Professionals Realty. TBR
- $415,0003 bd1 ba960 sqft17 Egret St N, Crawfordville, FL 32327For SaleMLS ID #394959, Sarah Hundley, Keller Williams Town & Country. TBR
- $250,0003 bd2 ba1.2k sqft150 John Mills Cir, Sopchoppy, FL 32358For SaleMLS ID #402757, Patti Brannon, Coastwise Realty. TBR
- $389,0003 bd2 ba1.2k sqft26 Blue Dolphin Dr, Crawfordville, FL 32327For SaleMLS ID #384440, Barbara A Slaughter, Re/Max Professionals Realty. TBR
- $295,0002 bd1 ba1k sqft14 Lizard Ln, Sopchoppy, FL 32358For SaleMLS ID #402006, Joshua E Brown, Waypoint Properties. TBR
- $279,9882 bd1 ba864 sqft1266 Dr Martin Luther King Jr Mem Rd, Crawfordville, FL 32327For SaleMLS ID #399799, Charlotte M Brown, Bluewater Realty Group. TBR
- $550,0003 bd2 ba1.1k sqft3150 Highway 98, Lanark Village, FL 32323For SaleMLS ID #328226, Cynthia Miller, Xcellence. Forgotten Coast Realtor Association
