Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value.
The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light.
The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances, pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living.
The primary suite provides a comfortable retreat with dual sinks and a walk-in shower.
Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping.
With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.
Sold for $425,000
$425,000
26770 N 174TH Lane, Surprise, AZ 85387
3beds
1,618sqft
Single Family Residence
Built in 2021
6,000 Square Feet Lot
$424,500 Zestimate®
$263/sqft
$2,296 Estimated rent
Home value
$424,500
$403,000 - $446,000
$2,296/mo
Zestimate® history
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$2,296/mo
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$2,561/mo
Est. payment
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$2,561/mo
Est. payment
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List your homeWhat's special
Private poolOpen floor planLow-maintenance landscapingSolar systemAbundant natural lightGated courtyard entryWhite cabinetry
Zillow last checked:
Listing updated:
Listed by:
Scot L. Ellis 602-319-2058,
Caruso Real Estate
Bought with:
Colt Stevens, SA717938000
Russ Lyon Sotheby's International Realty
Source: ARMLS,MLS#: 6999470
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Washer, Water Softener Owned, Reverse Osmosis, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Gas Cooktop, Water Purifier
- Laundry: Inside, Gas Dryer Hookup
Features
- 3/4 Bath Master Bdrm
- Flooring: Carpet, Tile
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,618
- Total interior livable area: 1,618 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage Door Opener, Extended Length Garage, Attch'd Gar Cabinets
- Garage spaces: 2
- Uncovered spaces: 2
Features
- Stories: 1
- Patio & porch: Covered
- Has private pool: Yes
- Pool features: Play Pool
- Spa features: None
- Fencing: Perimeter,Back Yard,Block
Lot
- Size: 6,000 Square Feet
- Features: Desert Front, Gravel/Stone Front, Grass Back, Auto Timer H2O Front, Auto Timer H2O Back
Details
- Parcel number: 51014142
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco, Wood Frame, Painted
- Roof: Tile
Condition
- Year built: 2021
Details
- Builder name: KB HOMES
Utilities & green energy
- Sewer: Public Sewer
- Water: Pvt Water Company
Green energy
- Energy efficient items: Solar Panels
Community & HOA
Community
- Features: Pool
- Subdivision: CORTANA AT DESERT OASIS
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds
- HOA fee: $100 monthly
- HOA name: Desert Oasis
- HOA phone: 602-957-9191
Location
- Region: Surprise
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $322,800
- Annual tax amount: $1,191
- Date on market: 3/17/2026
- Cumulative days on market: 37 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 4/22/2026 | Sold | $425,000$263/sqft |
Source:  ARMLS #6999470 Report a problem | ||
| 3/31/2026 | Contingent | $425,000$263/sqft |
Source: ARMLS #6999470 Report a problem | ||
| 3/17/2026 | Listed for sale | $425,000+57.5%$263/sqft |
Source: ARMLS #6999470 Report a problem | ||
| 5/27/2021 | Sold | $269,784$167/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,091 -18.4% | $32,280 +1.6% |
| 2024 | $1,338 -0.6% | $31,780 +102.6% |
| 2023 | $1,345 +20.1% | $15,687 -28.6% |
| 2022 | $1,120 +650.6% | $21,970 +761.6% |
| 2021 | $149 +426.3% | $2,550 -0.6% |
| 2020 | $28 | $2,565 +10.5% |
| 2019 | -- | $2,321 |
Find assessor info on the county website
Neighborhood: 85387
Nearby homes
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Nearby schools
GreatSchools rating
- 5/10Desert Oasis Elementary SchoolGrades: PK-8Distance: 0.5 mi
- NANadaburg Online Virtual AcademyGrades: 7-12Distance: 6.3 mi
Schools provided by the listing agent
- Elementary: Desert Oasis Elementary School
- Middle: Desert Oasis Elementary School
- High: Mountainside High School
- District: Nadaburg Unified School District
Source: ARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$424,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$424,500
- Arizona
- Maricopa County
- Surprise
- 85387
- 26770 N 174TH Lane
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