Welcome to Navy Cove Harbor, one of Fort Morgan's premier waterfront communities designed with boaters in mind. This beautifully updated 2-bedroom, 2-bath condo offers approximately 1,055 square feet and includes a large deeded boat slip (#45) complete with a 16,000-pound lift with Shoreline power and water, conveniently located just steps from your covered parking space. Positioned to capture some of the most breathtaking views in the community, this unit overlooks the marina, Mobile Bay, and outdoor pools while also offering distant Gulf views from the front entrance. The shaded private balcony provides the perfect place to relax and enjoy spectacular sunsets, cool breezes, and endless waterfront scenery throughout the day. The interior has been tastefully updated with wood-look tile flooring, granite countertops, and stainless steel appliances, creating a move-in-ready coastal retreat. Located within the gated Phase II complex of just 28 units, Navy Cove Harbor offers exceptional amenities, including two swimming pools, hot tubs, a private boat launch, boat trailer parking, covered parking, and convenient beach access directly across Fort Morgan Road. Whether you're heading out for a day of fishing, cruising Mobile Bay, or simply enjoying waterfront living, this community was designed for those who love life on the water. Ideally situated just three miles east of Fort Morgan Ferry, you'll enjoy easy access to local restaurants, marinas, world-class golf courses, historic Fort Morgan, and all the natural beauty the Fort Morgan Peninsula has to offer. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this is your chance to own in one of Fort Morgan's most sought-after boating communities. Buyer to verify all information during due diligence.
View description: Pool, Marina, Skyline, Eastern View, Western View, Northern View, Southern View, Direct Bay Front, Indirect Gulf Across Road
Has water view: Yes
Waterfront features: Deeded Access, Bay Front Building, Bay Access Less Than Or Equal To Quarter Mile, Gulf Access Less Than Or Equal To Quarter Mile, Beach Access Less Than Or Equal To Quarter Mile
Body of water: Mobile Bay
Lot
Features: Waterfront, Water View
Details
Parcel number: 279204
Special conditions: None
Construction
Type & style
Home type: Condo
Architectural style: Condo
Property subtype: Condominium
Materials
Roof: Built Up Flat
Condition
Year built: 2006
Utilities & green energy
Utilities for property: Baldwin EMC, Total Electric, Gulf Shores Utilities, Cable
Community & HOA
Community
Features: Gated, Gazebo, BBQ Area, Internet, Landscaping, Spa Hot Tub, Fishing Pier, Water Access Deeded
Security: Smoke Detector(s)
Subdivision: Navy Cove Harbor
HOA
Has HOA: Yes
Services included: Pool, Trash, Internet, Pest Control, Recreation Facilities, Water Sewer, Reserve Fund, Taxes Common Area, Common Area Insurance, Association Management, Common Area Maintenance
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Baldwin Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.