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Pending
  • $610,000

    27279 Cat Creek Rd, Mechanicsville, MD 20659

    3beds
    1,788sqft
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    Single Family Residence
    Built in 1975
    2.01 Acres Lot
    $623,600 Zestimate®
    $341/sqft
    $-- HOA

    What's special

    Waterfront homeHigh-end water filtration systemBackdrop of windowsNewer appliancesNew roofLaundry roomSpacious screened porch
    Meticulously maintained and thoughtfully updated, this stunning waterfront home located on a dead end street in Mechanicsville, Maryland offers a rare opportunity to own 2.01 acres with approximately 381 feet of shoreline including house lot and lot next door. Featuring sweeping, panoramic water views create a beautiful backdrop from nearly every angle to be enjoyed from inside the home, the spacious screened porch, or the pier. The tax record square footage is incorrect; the home offers approximately 1,788 finished square feet, featuring 3 bedrooms and 2 full bathrooms. Rebuilt in 2004 that included new addition featuring new electrical wiring, windows, drywall, oak flooring, lighting, kitchen cabinetry, sound system, and vinyl siding, a new well and a tranquil 14’ x 18’ screen porch. Thoughtfully designed to embrace the waterfront lifestyle, this property provides direct access for boating, kayaking, crabbing and fishing, while also offering the perfect setting to relax and take in the peaceful surroundings. The private pier extends your living space to the water’s edge, ideal for enjoying sunrises, sunsets, and everything in between. Inside, a bright open floor plan with a backdrop of windows and welcomes you with a lovely family room anchored by a gas fireplace, seamlessly connected to the kitchen featuring granite countertops and extensive cabinetry, a high-end water filtration system and newer appliances. A main-level bedroom, full bathroom, and laundry room add flexibility and convenience. Upstairs, two additional bedrooms and an updated full bathroom provide gorgeous, comfortable accommodations. Additional extensive updates and improvements over the years include: the entire first floor painted May & June (2026), a new 8' x 10' storage shed (2025), new kitchen stove (12/2025), detached single-car garage with a new oversized garage door (2025), new HVAC system featuring a heat pump and propane furnace (2023), new interior paint (2022), crawl space dehumidifier installation (2021), new private pier (2020), new kitchen refrigerator (2020), new 6" gutters and 4" downspouts (2020), new front deck measuring approximately 10' x 8'6", new foyer and kitchen flooring, whole-house generator installation (2018), upper-level bathroom renovations (2017 & 2018), new roof (2017), new dishwasher (2017), new water heater (2015), new dryer (2013), gas fireplace installed by Taylor Gas (2011), crawl space encapsulation completed by JES (8/2011), and a main-level bathroom renovation (2009). This one-of-a-kind property is a rare offering combining extensive updates, acreage, and direct waterfront access, this property delivers a refined, yet relaxed lifestyle defined by space, comfort, and the natural beauty of Southern Maryland. Hurry this amazing property will not last long!
    29 days
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    523
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    42
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mary Chambers 301-659-2440,

    JPAR Real Estate Professionals 3016844895

    Source: Bright MLS,MLS#: MDSM2031456MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Laundry, Full Bath
      Primary bedroom
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Foyer
      • Level: Main
      Other
      • Level: Upper
      Other
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Screened porch
      • Level: Main
      Heating
      • Forced Air, Heat Pump, Propane, Electric
      Cooling
      • Attic Fan, Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Dishwasher, Exhaust Fan, Oven/Range - Electric, Refrigerator, Electric Water Heater
      • Laundry: Main Level, Laundry Room
      Features
      • Breakfast Area, Built-in Features, Entry Level Bedroom, Primary Bath(s)
      • Flooring: Wood, Carpet
      • Doors: Insulated, Sliding Glass
      • Windows: Double Pane Windows, Triple Pane Windows, Window Treatments
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane, Wood Burning Stove
      Interior area
      • Total structure area: 1,788
      • Total interior livable area: 1,788 sqft
      • Finished area above ground: 1,788
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 7
      • Parking features: Garage Faces Side, Garage Door Opener, Private, Driveway, Detached
      • Garage spaces: 1
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Screened Porch
      • Exterior features: Rain Gutters
      • Pool features: None
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Private Dock Site, River, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
      • Body of water: Cat Creek
      • Frontage length: Water Frontage Ft: 381
      Lot
      • Size: 2.01 Acres
      • Features: Additional Lot(s), Backs to Trees, Wooded
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1906002005
      • Zoning: RNC
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1975
      • Major remodel year: 2004

      Utilities & green energy

      • Sewer: Septic Exists
      • Water: Well
      • Utilities for property: Electricity Available, Propane

      Community & HOA

      Community
      • Subdivision: Riverwood Farms
      HOA
      • Has HOA: No
      Location
      • Region: Mechanicsville
      • Municipality: MECHANICSVILLE

      Financial & listing details

      • Price per square foot: $341/sqft
      • Tax assessed value: $512,767
      • Annual tax amount: $4,906
      • Date on market: 6/8/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $623,600

        $592,000 - $655,000

        $2,377/mo

        Price history

        DateEventPrice
        6/10/2026Pending sale$610,000$341/sqft
        Source: Bright MLS #MDSM2031456 Report a problem
        6/8/2026Listed for sale$610,000$341/sqft
        Source: Bright MLS #MDSM2031456 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,152 -8.8%$511,200 +7.7%
        2024$4,554 +8.4%$474,433 +8.4%
        2023$4,201 +9.2%$437,667 +9.2%
        2022$3,848 +0.2%$400,900 +0.2%
        2021$3,842 +0.2%$400,267 +0.2%
        2020$3,836 +0.2%$399,633 +0.2%
        2019$3,830 $399,000
        2018$3,830 -0.9%$399,000
        2017$3,866 +67.9%$399,000 -8.5%
        2016$2,302 $436,100
        2015$2,302 $436,100
        2014$2,302 $436,100 -2.5%
        2013-- $447,200
        2012-- $447,200
        2011-- $447,200 -13%
        2010-- $514,050 +16.4%
        2009-- $441,510 +12.1%
        2008-- $393,820 +32.9%
        2007-- $296,430 +20.5%
        2006-- $246,010 +25.8%
        2005-- $195,590 +34.7%
        2004-- $145,170 +2.4%
        2003-- $141,700 +2.5%
        2002-- $138,230 +2.6%
        2001-- $134,760

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 20659

        Getting around

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        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Leonardtown
        • High: Chopticon
        • District: St. Marys County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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