Meticulously maintained and thoughtfully updated, this stunning waterfront home located on a dead end street in Mechanicsville, Maryland offers a rare opportunity to own 2.01 acres with approximately 381 feet of shoreline including house lot and lot next door. Featuring sweeping, panoramic water views create a beautiful backdrop from nearly every angle to be enjoyed from inside the home, the spacious screened porch, or the pier. The tax record square footage is incorrect; the home offers approximately 1,788 finished square feet, featuring 3 bedrooms and 2 full bathrooms. Rebuilt in 2004 that included new addition featuring new electrical wiring, windows, drywall, oak flooring, lighting, kitchen cabinetry, sound system, and vinyl siding, a new well and a tranquil 14’ x 18’ screen porch. Thoughtfully designed to embrace the waterfront lifestyle, this property provides direct access for boating, kayaking, crabbing and fishing, while also offering the perfect setting to relax and take in the peaceful surroundings. The private pier extends your living space to the water’s edge, ideal for enjoying sunrises, sunsets, and everything in between. Inside, a bright open floor plan with a backdrop of windows and welcomes you with a lovely family room anchored by a gas fireplace, seamlessly connected to the kitchen featuring granite countertops and extensive cabinetry, a high-end water filtration system and newer appliances. A main-level bedroom, full bathroom, and laundry room add flexibility and convenience. Upstairs, two additional bedrooms and an updated full bathroom provide gorgeous, comfortable accommodations. Additional extensive updates and improvements over the years include: the entire first floor painted May & June (2026), a new 8' x 10' storage shed (2025), new kitchen stove (12/2025), detached single-car garage with a new oversized garage door (2025), new HVAC system featuring a heat pump and propane furnace (2023), new interior paint (2022), crawl space dehumidifier installation (2021), new private pier (2020), new kitchen refrigerator (2020), new 6" gutters and 4" downspouts (2020), new front deck measuring approximately 10' x 8'6", new foyer and kitchen flooring, whole-house generator installation (2018), upper-level bathroom renovations (2017 & 2018), new roof (2017), new dishwasher (2017), new water heater (2015), new dryer (2013), gas fireplace installed by Taylor Gas (2011), crawl space encapsulation completed by JES (8/2011), and a main-level bathroom renovation (2009). This one-of-a-kind property is a rare offering combining extensive updates, acreage, and direct waterfront access, this property delivers a refined, yet relaxed lifestyle defined by space, comfort, and the natural beauty of Southern Maryland. Hurry this amazing property will not last long!
Pending
$610,000
27279 Cat Creek Rd, Mechanicsville, MD 20659
3beds
1,788sqft
Single Family Residence
Built in 1975
2.01 Acres Lot
$623,600 Zestimate®
$341/sqft
$-- HOA
What's special
Waterfront homeHigh-end water filtration systemBackdrop of windowsNewer appliancesNew roofLaundry roomSpacious screened porch
- 29 days |
- 523 |
- 42 |
Zillow last checked:
Listing updated:
Listed by:
Mary Chambers 301-659-2440,
JPAR Real Estate Professionals 3016844895
Source: Bright MLS,MLS#: MDSM2031456
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Laundry, Full Bath
Primary bedroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Foyer
- Level: Main
Other
- Level: Upper
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Screened porch
- Level: Main
Heating
- Forced Air, Heat Pump, Propane, Electric
Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Exhaust Fan, Oven/Range - Electric, Refrigerator, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Breakfast Area, Built-in Features, Entry Level Bedroom, Primary Bath(s)
- Flooring: Wood, Carpet
- Doors: Insulated, Sliding Glass
- Windows: Double Pane Windows, Triple Pane Windows, Window Treatments
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Wood Burning Stove
Interior area
- Total structure area: 1,788
- Total interior livable area: 1,788 sqft
- Finished area above ground: 1,788
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 7
- Parking features: Garage Faces Side, Garage Door Opener, Private, Driveway, Detached
- Garage spaces: 1
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Screened Porch
- Exterior features: Rain Gutters
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Private Dock Site, River, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Body of water: Cat Creek
- Frontage length: Water Frontage Ft: 381
Lot
- Size: 2.01 Acres
- Features: Additional Lot(s), Backs to Trees, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1906002005
- Zoning: RNC
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1975
- Major remodel year: 2004
Utilities & green energy
- Sewer: Septic Exists
- Water: Well
- Utilities for property: Electricity Available, Propane
Community & HOA
Community
- Subdivision: Riverwood Farms
HOA
- Has HOA: No
Location
- Region: Mechanicsville
- Municipality: MECHANICSVILLE
Financial & listing details
- Price per square foot: $341/sqft
- Tax assessed value: $512,767
- Annual tax amount: $4,906
- Date on market: 6/8/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$623,600
$592,000 - $655,000
$2,377/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Pending sale | $610,000$341/sqft |
Source: | ||
| 6/8/2026 | Listed for sale | $610,000$341/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,152 -8.8% | $511,200 +7.7% |
| 2024 | $4,554 +8.4% | $474,433 +8.4% |
| 2023 | $4,201 +9.2% | $437,667 +9.2% |
| 2022 | $3,848 +0.2% | $400,900 +0.2% |
| 2021 | $3,842 +0.2% | $400,267 +0.2% |
| 2020 | $3,836 +0.2% | $399,633 +0.2% |
| 2019 | $3,830 | $399,000 |
| 2018 | $3,830 -0.9% | $399,000 |
| 2017 | $3,866 +67.9% | $399,000 -8.5% |
| 2016 | $2,302 | $436,100 |
| 2015 | $2,302 | $436,100 |
| 2014 | $2,302 | $436,100 -2.5% |
| 2013 | -- | $447,200 |
| 2012 | -- | $447,200 |
| 2011 | -- | $447,200 -13% |
| 2010 | -- | $514,050 +16.4% |
| 2009 | -- | $441,510 +12.1% |
| 2008 | -- | $393,820 +32.9% |
| 2007 | -- | $296,430 +20.5% |
| 2006 | -- | $246,010 +25.8% |
| 2005 | -- | $195,590 +34.7% |
| 2004 | -- | $145,170 +2.4% |
| 2003 | -- | $141,700 +2.5% |
| 2002 | -- | $138,230 +2.6% |
| 2001 | -- | $134,760 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 20659
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Oakville Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 8/10Leonardtown Middle SchoolGrades: 6-8Distance: 9.9 mi
- 6/10Chopticon High SchoolGrades: 9-12Distance: 5.8 mi
Schools provided by the listing agent
- Middle: Leonardtown
- High: Chopticon
- District: St. Marys County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local lender can help you make sure your offer is ready when you are.
- Maryland
- Saint Marys County
- Mechanicsville
- 20659
- 27279 Cat Creek Rd





