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ActivePrice cut: $75K (8/11)
$2,074,000
4beds
--sqft

275 Bell Creek Cove Rd, Hiawassee, GA 30546

4beds
--sqft
Residential
Built in 2017
1.63 Acres
4 Garage spaces
$63/mo HOA

What's special

Peaceful fenced backyardHardwood floorsOpen floor planSerene zen gardenStunning great roomStainless steel appliancesOversized center island

Experience luxury lakefront living on beautiful Lake Chatuge in the breathtaking North Georgia Mountains. Custom built by an Atlanta-based builder for his own family, this exquisitely crafted retreat is perfectly situated on a level 1.6-acre lot, offering a blend of timeless craftsmanship, comfort, & refined mountain-lake elegance. Enjoy effortless access to the water with a deeded boat slip at the community dock. The thoughtfully designed open floor plan is anchored by a stunning great room featuring a floor-to-vaulted-ceiling stone gas-log fireplace & an inviting mix of upscale custom finishes throughout. The chef's kitchen is designed for both everyday living and entertaining, complete with stainless steel appliances, a gas range, oversized center island, butler's pantry, with seamless flow into the dining area. This spacious home offers 4 bedrooms & 3.5 bathrooms, along with a finished bonus room above the oversized 3-car garage—ideal for a home office, gym, or recreation room. The primary suite is a private sanctuary, featuring folding glass walls that open to a screened-in deck overlooking the lake & tranquil Zen garden.The terrace level expands the living space with an additional living area, bedroom, nursery, and full bathroom—perfect for extended family, guests, or multi-generational living. A garage on the terrace level provides convenient storage for a boat, lawn equipment, or outdoor gear. Additional highlights include: 10-foot ceilings throughout, two expansive decks & two patios designed for exceptional outdoor living, two fireplaces, including a wood-burning fireplace on the screened-in deck, Hardwood floors & custom closet systems, pre-wired TVs and speakers in every room & energy-efficient upgrades including foam insulation & dual-fuel HVAC systems. Step outside to a peaceful fenced backyard featuring a serene Zen garden, creating the perfect retreat to relax and enjoy the natural beauty of the North Georgia mountains & lakefront lifestyle.

111 days
|
560
|
10
|
Source: NGBOR,MLS#: 430493
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

James Rick Andrews 828-557-9139,

Century 21 Black Bear Realty

Source: NGBOR,MLS#: 430493

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 3
Rooms
  • Room types: Living Room, Dining Room, Kitchen, Laundry, Bonus Room, Great Room
Primary bedroom
  • Level: Main
Heating
  • Central, Dual Fuel
Cooling
  • Central Air, Electric
Appliances
  • Included: Refrigerator, Cooktop, Oven, Microwave, Dishwasher, Disposal, Washer, Dryer
  • Laundry: Main Level, Laundry Room
Features
  • Pantry, Ceiling Fan(s), Sheetrock, Wood, Entrance Foyer, High Speed Internet
  • Flooring: Wood, Carpet, Tile
  • Windows: Insulated Windows, Vinyl, Screens
  • Basement: Partial,See Remarks
  • Number of fireplaces: 2
  • Fireplace features: Vented, Wood Burning, Outside, See Remarks
Video & virtual tour

Property

Parking
  • Total spaces: 4
  • Parking features: Garage, Concrete
  • Garage spaces: 4
  • Has uncovered spaces: Yes
Features
  • Patio & porch: Screened, Patio
  • Exterior features: Pasture, Garden, Dock
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s), Year Round, Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Front
  • Body of water: Lake Chatuge,Lake Chatuge
  • Frontage type: Road,Lakefront
Lot
  • Size: 1.63 Acres
  • Topography: Level
Details
  • Parcel number: 0041A105

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Craftsman,See Remarks
  • Property subtype: Residential
Materials
  • Frame, Other
  • Roof: Shingle
Condition
  • Resale
  • New construction: No
  • Year built: 2017

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Public

Community & HOA

Community
  • Features: Lake Access, Pavilion, See Remarks
  • Subdivision: Bell Creek Cove
HOA
  • Has HOA: Yes
  • HOA fee: $750 annually
Location
  • Region: Hiawassee

Financial & listing details

  • Tax assessed value: $1,323,487
  • Annual tax amount: $3,574
  • Date on market: 5/11/2026
  • Road surface type: Paved

Price history

DateEventPrice
8/11/2026Price change$2,074,000-3.5%
Source: NGBOR #430493 Report a problem
6/26/2026Price change$2,149,000-2.3%
Source: NGBOR #430493 Report a problem
5/11/2026Listed for sale$2,199,000+126.7%
Source: NGBOR #430493 Report a problem
5/14/2021Sold$970,000-1.9%
Source: NGBOR #305607 Report a problem
4/2/2021Pending sale$989,000
Source: NGBOR #305607 Report a problem
4/1/2021Listed for sale$989,000+661.4%
Source: NGBOR #305607 Report a problem
5/15/2020Listing removed$129,900
Source: HomeSmart Realty Partners #6560242 Report a problem
7/1/2019Listed for sale$129,900+13%
Source: HomeSmart Realty Partners #6560242 Report a problem
8/31/2015Sold$115,000
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,574 -3.1%$529,395 +10.6%
2024$3,690 -9.9%$478,764 +14.7%
2023$4,095 -4.8%$417,545 +6.2%
2022$4,301 -3.2%$392,987 +6.6%
2021$4,443 +30.1%$368,495 +40.5%
2020$3,416 +8.3%$262,275 +11%
2019$3,155 +84%$236,314 +90.6%
2018$1,715 +169.5%$123,970 +169.5%
2017$636 +0%$46,000
2016$636 0%$46,000 -8%
2015$636 -9.2%$50,000
2014$700 $50,000
2013-- $50,000
2012-- --
2011-- --
2010-- --
2009-- --

Find assessor info on the county website

Monthly payment

Est. payment
$11,397/mo
Principal & interest
$10695
Property taxes
$639
HOA Fees
$63
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 30546

Nearby schools

Towns County Elementary School
Grades PK-53.8 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
Towns County Middle School
Grades 6-83.9 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
7/10
Towns County High School
Grades 9-123.9 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
6/10