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  • $999,000

    277 Congress Street, Troy, NY 12180

    11beds
    3,650sqft
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    Triplex, Multi Family
    Built in 1910
    -- sqft lot
    $946,800 Zestimate®
    $274/sqft
    $-- HOA

    What's special

    Modern amenitiesOn-demand hot water heatersQuality furnishingsCeramic-tiled bathroomsHigh-end furnitureUpdated back deckGreen backyard
    Turnkey Student-Housing Investment Near RPI - Fully Renovated & Low Maintenance Rare opportunity to own a beautifully maintained, high-quality student-housing investment in the RPI area. This impressive 11-bedroom, 4-bathroom property offers strong rental income, modern amenities, quality furnishings, and excellent tenant appeal. The residence underwent a full renovation, including new electrical systems, new plumbing systems, new insulation, and new drywall throughout. These major infrastructure upgrades significantly reduce long-term operating costs, resulting in exceptionally low maintenance expenses--a major advantage for investors seeking stable, predictable cash flow. The property includes three HVAC systems, on-demand hot water heaters, high-end furniture, stainless-steel appliances, three quartz kitchen countertops, ceramic-tiled bathrooms, and well-appointed living areas. The enclosed patio/entertainment room provides a comfortable year-round space for recreation and gatherings. Outdoor amenities include an updated back deck and a green backyard for tenant enjoyment. Prospect Park is directly across the street, with a convenience store nearby. Located within walking distance of RPI and Downtown Troy, the property offers easy access to campus, restaurants, shops, entertainment, and public amenities. It has a strong history of full occupancy, reflecting consistent demand for high-quality student housing. Highlights 11 Bedrooms; 4 Bathrooms Fully renovated: new electrical, plumbing, insulation, drywall Extremely low maintenance expenses Three HVAC systems; on-demand hot water heaters High-end furniture; stainless-steel appliances; quartz countertops Enclosed patio/entertainment room Updated back deck; green backyard Prospect Park across the street Walking distance to RPI and Downtown Troy Approx. $92K gross annual rental income Strong history of full occupancy Proof of income or financial qualification required before scheduling a showing.
    32 days
    246
    8

    Zillow last checked:

    Listing updated:

    Listed by:

    Capital Elite Realty Group LLC 518-776-8898,

    Capital Elite Realty Team 518-776-8898

    Source: Global MLS,MLS#: 202625554MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 11
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Laundry: Electric Dryer Hookup, Laundry Closet, Laundry Room, Main Level, Upper Level, Washer Hookup
      Features
      • Walk-In Closet(s)
      • Flooring: Hardwood
      • Doors: ENERGY STAR Qualified Doors, French Doors
      • Windows: Double Pane Windows, Blinds, Curtain Rods
      • Basement: Bilco Doors,Crawl Space,Full,Pillar/Post/Pier,Sump Pump,Unfinished,Walk-Out Access
      Interior area
      • Total structure area: 3,650
      • Total interior livable area: 3,650 sqft
      • Finished area above ground: 3,650
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off Street, Driveway
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Rear Porch, Covered, Deck, Enclosed
      • Fencing: Back Yard,Partial
      • Has view: Yes
      • View description: Trees/Woods, Hills
      Lot
      • Size: 5,227 Square Feet
      • Features: Wooded
      Details
      • Parcel number: 381700 101.6373
      • Zoning description: Multi Residence
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Traditional
      • Property subtype: Triplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • Brick
      • Foundation: Brick/Mortar, Stone, Slab
      • Roof: Flat
      Condition
      • Year built: 1910

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      HOA
      • Has HOA: No
      Location
      • Region: Troy

      Financial & listing details

      • Price per square foot: $274/sqft
      • Tax assessed value: $184,900
      • Annual tax amount: $5,295
      • Date on market: 9/7/2026

        Estimated market value

        $946,800

        $899,000 - $994,000

        Not available

        Price history

        DateEventPrice
        9/7/2026Listed for sale$999,000+33.2%$274/sqft
        Source: Global MLS #202625554 Report a problem
        6/9/2023Listing removed--
        Source: Global MLS #202313143 Report a problem
        3/27/2023Price change$749,999-3.2%$205/sqft
        Source: Global MLS #202313143 Report a problem
        3/11/2023Listed for sale$775,000+55%$212/sqft
        Source: Global MLS #202313143 Report a problem
        4/14/2022Listing removed--
        Source: Global MLS #202213273 Report a problem
        3/23/2022Pending sale$499,999$137/sqft
        Source: Global MLS #202213273 Report a problem
        3/3/2022Listed for sale$499,999-25.9%$137/sqft
        Source: Global MLS #202212926 Report a problem
        5/3/2021Listing removed--
        Source: NY State MLS Report a problem
        1/22/2021Listed for sale$675,000$185/sqft
        Source: NY State MLS #10941320 Report a problem
        1/11/2021Listing removed--
        Source: NY State MLS Report a problem
        12/11/2020Price change$675,000+4.7%$185/sqft
        Source: CAPITAL ELITE REALTY GROUP LLC #10941320 Report a problem
        11/28/2020Price change$645,000-4.4%$177/sqft
        Source: CAPITAL ELITE REALTY GROUP LLC #10941320 Report a problem
        11/2/2020Price change$675,000-3.3%$185/sqft
        Source: CAPITAL ELITE REALTY GROUP LLC #10941320 Report a problem
        9/29/2020Listed for sale$698,000+2485.2%$191/sqft
        Source: CAPITAL ELITE REALTY GROUP LLC #10941320 Report a problem
        5/6/2013Sold$27,000+35.7%$7/sqft
        Source: Global MLS #201314597 Report a problem
        4/18/2013Price change$19,900-49%$5/sqft
        Source: Copper Cove Realty #201314597 Report a problem
        4/8/2013Price change$39,000-20.4%$11/sqft
        Source: Copper Cove Realty #201314597 Report a problem
        3/21/2013Listed for sale$49,000$13/sqft
        Source: Copper Cove Realty #201314597 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $108,000
        2024-- $108,000
        2023-- $108,000
        2022-- $108,000
        2021-- $108,000
        2020-- $108,000
        2019-- $108,000
        2018-- $108,000
        2017$4,568 $108,000
        2016-- $108,000
        2015-- $108,000
        2014-- $108,000
        2013-- $108,000 +1023.8%
        2012-- $9,610
        2011-- $9,610
        2010-- $9,610
        2009-- $9,610
        2008-- $9,610
        2007-- $9,610
        2006-- $9,610
        2005-- $9,610
        2004-- $9,610
        2003-- $9,610
        2002-- $9,610
        2001-- $9,610
        2000-- $9,610
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: The Hill

        Getting around

        74 / 100
        Very Walkable
        48 / 100
        Some Transit
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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