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For sale
    • Price cut: $15K (6/29)
    $535,000

    278 Valerie Ln, Lusby, MD 20657

    4beds
    2,615sqft
    : 
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    Single Family Residence
    Built in 1974
    0.51 Acres Lot
    $529,900 Zestimate®
    $205/sqft
    $21/mo HOA

    What's special

    Wood-burning fireplaceNew flooringAdditional bedroomUpdated lighting fixturesOne car garageFully finished lower level
    Rare waterfront home offering over 2500 sqft of finished space, one car garage, and panoramic views of Mill Creek! 300 ft of water frontage on a 0.51 acre lot. The main level features 3 bedrooms, new flooring, updated lighting fixtures, and a Florida room that opens to the deck overlooking Mill Creek. The fully finished lower level offers exceptional flexibility with an additional bedroom, full bath, and a wood-burning fireplace. Step outside to swim, relax by the water, or boat from your own private dock with an 8,000 lb boat lift. Additional improvements include roof, gutters, and vinyl windows (2015). HVAC system (2022), attic insulation (2022), and garage door (2026). Don’t miss your chance to call 278 Valerie Ln home!
    75 days
    |
    2,993
    |
    171
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ari Musliu 443-315-3156,

    Redfin Corp 4102028454

    Source: Bright MLS,MLS#: MDCA2026996MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bedroom 1, Bathroom 1, Bathroom 2, Bathroom 3
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Bedroom 4
      • Level: Lower
      Bathroom 1
      • Level: Main
      Bathroom 2
      • Level: Main
      Bathroom 3
      • Level: Lower
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Exhaust Fan, Ice Maker, Range Hood, Refrigerator, Cooktop, Washer, Dryer, Electric Water Heater
      Features
      • Kitchen - Country, Dining Area, Eat-in Kitchen, Entry Level Bedroom, Open Floorplan, Kitchenette
      • Flooring: Luxury Vinyl, Carpet
      • Doors: Sliding Glass
      • Basement: Finished,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Flue for Stove, Glass Doors, Mantel(s)
      Interior area
      • Total structure area: 2,615
      • Total interior livable area: 2,615 sqft
      • Finished area above ground: 1,497
      • Finished area below ground: 1,118

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Faces Front, Gravel, Attached
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      • Details: Garage Sqft: 224
      Accessibility
      • Accessibility features: Accessible Entrance
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      • Has view: Yes
      • View description: Creek/Stream, River
      • Has water view: Yes
      • Water view: Creek/Stream,River
      • Waterfront features: Creek/Stream, Boat - Powered, Canoe/Kayak
      • Body of water: Mill Creek
      • Frontage length: Water Frontage Ft: 300
      Lot
      • Size: 0.51 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0501066196
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Permanent
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Holding Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Drum Point
      HOA
      • Has HOA: Yes
      • HOA fee: $250 annually
      • HOA name: DRUM POINT PROPERTY OWNERS' ASSOCIATION
      Location
      • Region: Lusby

      Financial & listing details

      • Price per square foot: $205/sqft
      • Tax assessed value: $475,700
      • Annual tax amount: $5,255
      • Date on market: 5/8/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,Other,VA Loan,FHA
      • Ownership: Fee Simple

        Estimated market value

        $529,900

        $503,000 - $556,000

        $3,066/mo

        Price history

        DateEventPrice
        6/29/2026Price change$535,000-2.7%$205/sqft
        Source: Bright MLS #MDCA2026996 Report a problem
        5/8/2026Listed for sale$550,000-2.7%$210/sqft
        Source: Bright MLS #MDCA2026996 Report a problem
        5/7/2026Listing removed$565,000$216/sqft
        Source: Bright MLS #MDCA2024982 Report a problem
        3/13/2026Price change$565,000-1.7%$216/sqft
        Source: Bright MLS #MDCA2024982 Report a problem
        2/18/2026Listed for sale$575,000+21.1%$220/sqft
        Source: Bright MLS #MDCA2024982 Report a problem
        1/6/2022Sold$475,000-2.1%$182/sqft
        Source: Bright MLS #MDCA2000938 Report a problem
        11/30/2021Contingent$485,000$185/sqft
        Source: Bright MLS #MDCA2000938 Report a problem
        11/12/2021Listed for sale$485,000$185/sqft
        Source: Bright MLS #MDCA2000938 Report a problem
        11/7/2021Contingent$485,000$185/sqft
        Source: Bright MLS #MDCA2000938 Report a problem
        11/5/2021Price change$485,000-3%$185/sqft
        Source: Bright MLS #MDCA2000938 Report a problem
        10/5/2021Price change$499,900-4.8%$191/sqft
        Source: Bright MLS #MDCA2000938 Report a problem
        7/20/2021Listed for sale$524,999+56.7%$201/sqft
        Source: Owner Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        8/3/2020Listing removed$334,999$128/sqft
        Source: Owner Report a problem
        6/16/2020Price change$334,999+3.1%$128/sqft
        Source: Owner Report a problem
        6/16/2020Pending sale$324,999$124/sqft
        Source: Owner Report a problem
        5/5/2020Price change$324,999-1.5%$124/sqft
        Source: Owner Report a problem
        4/19/2020Listed for sale$329,999+12.1%$126/sqft
        Source: Owner Report a problem
        12/1/2018Listing removed$1,900$1/sqft
        Source: Better Homes and Gardens Real Estate Premier #1002242796 Report a problem
        11/8/2018Price change$1,900-5%$1/sqft
        Source: Better Homes and Gardens Real Estate Premier #1002242796 Report a problem
        8/15/2018Listed for rent$2,000$1/sqft
        Source: Better Homes and Gardens Real Estate Premier #1002242796 Report a problem
        6/7/2017Listing removed$2,000$1/sqft
        Source: Better Homes and Gardens Real Estate Premier #CA9940203 Report a problem
        6/2/2017Sold$294,480+40.2%$113/sqft
        Source: Public Record Report a problem
        5/23/2017Price change$2,000+8.1%$1/sqft
        Source: Better Homes and Gardens Real Estate Premier #CA9940203 Report a problem
        5/9/2017Listed for rent$1,850$1/sqft
        Source: Better Homes and Gardens Real Estate Premier #CA9940203 Report a problem
        5/6/1997Sold$210,000$80/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,845 +6.3%$449,000 +6.3%
        2024$4,557 +10.9%$422,300 +6.7%
        2023$4,110 +1.4%$395,600
        2022$4,054 +1.4%$395,600 +2.8%
        2021$3,997 +0.9%$384,733 +1.4%
        2020$3,960 -0.5%$379,300
        2019$3,979 $379,300
        2018$3,979 -9.9%$379,300 -8.6%
        2017$4,418 -5.4%$415,200 +2.6%
        2016$4,668 $404,533 +2.7%
        2015$4,668 $393,867 +2.8%
        2014$4,668 $383,200
        2013-- $383,200
        2012-- $383,200 -14%
        2011-- $445,760
        2010-- $445,760
        2009-- $445,760 -10.9%
        2008-- $500,360 +12.8%
        2007-- $443,690 +14.6%
        2006-- $387,020 +17.2%
        2005-- $330,350 +7.9%
        2004-- $306,052 +8.6%
        2003-- $281,756 +9.4%
        2002-- $257,460 +0.6%
        2001-- $255,920
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 20657

        Getting around

        0 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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