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Pending
  • Price cut: $10K (6/19)
    $519,000

    2784 W 5th St #B, Fernandina Beach, FL 32034

    2beds
    970sqft
    : 
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    Townhouse
    Built in 1991
    4,268 Square Feet Lot
    $502,300 Zestimate®
    $535/sqft
    $-- HOA

    What's special

    Newer appliancesSpacious primary suiteOpen-concept designDurable lvp flooring throughoutBeautifully updated walk-in showerWalk-in closetSteps from the shoreline
    YOUR COASTAL ESCAPE AWAITS with no worries of having to pay HOA or Condo fees! Just steps from the shoreline and only two blocks to beach access, this charming duplex townhome offers the ultimate blend of location, convenience, and relaxed island living. Ideally situated near Fort Clinch State Park, you'll enjoy easy access to scenic trails, parks, and some of the area's most loved restaurants--all just a short walk or bike ride away. Spend your mornings strolling the beach, afternoons biking to Main Beach, and evenings dining at nearby local favorites. Whether you're searching for a full-time residence, a weekend getaway, or a second home by the ocean, this property delivers the coastal lifestyle buyers dream about---A 1-car garage adds convenience and extra storage--perfect for beach gear, golf cart, bikes, and all your coastal essentials. Inside, the 2-bedroom, 2-bath layout features an open-concept design with durable LVP flooring throughout--perfect for easy, low-maintenance living. The kitchen is equipped with granite countertops and newer appliances, while the spacious primary suite offers a walk-in closet and a beautifully updated walk-in shower. Enjoy peace of mind with major recent updates, including a 1 YEAR OLD ROOF, NEWER HVAC system, and BRAND NEW SIDING installed in 2025. Step outside to your PRIVATE BACKYARD--perfect for evening cookouts, entertaining, or simply unwinding after a day at the beach. This is a rare opportunity to own near the beach without added restrictions. Live where others vacation and experience the best of Amelia Island--sun, sand, dining, and nature--all right outside your door.
    52 days
    |
    418
    |
    13
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    Zillow last checked:

    Listing updated:

    Listed by:

    Katrina Moughton-Ragon 912-227-1755,

    WATSON REALTY CORP.

    Source: AINCAR,MLS#: 116254MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Oven, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), French Door(s)/Atrium Door(s), Window Treatments
      • Doors: French Doors
      • Windows: Screens, Vinyl, Blinds
      Interior area
      • Total structure area: 970
      • Total interior livable area: 970 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: One Car Garage
      • Garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Fence
      Lot
      • Size: 4,268 Square Feet
      • Dimensions: .10 Acre
      Details
      • Parcel number: 000031140G00070020
      • Zoning: R-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: One Story
      • Property subtype: Townhouse
      Materials
      • Fiber Cement
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1991

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Ingram Dunes
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $535/sqft
      • Tax assessed value: $301,542
      • Annual tax amount: $3,291
      • Date on market: 5/29/2026
      • Cumulative days on market: 53 days
      • Listing terms: Cash,Conventional,FHA
      • Road surface type: Paved

        Estimated market value

        $502,300

        $477,000 - $527,000

        $2,771/mo

        Price history

        DateEventPrice
        7/7/2026Pending sale$519,000$535/sqft
        Source: AINCAR #116254 Report a problem
        6/19/2026Price change$519,000-1.9%$535/sqft
        Source: realMLS #2150594 Report a problem
        5/29/2026Listed for sale$529,000-0.9%$545/sqft
        Source: AINCAR #116254 Report a problem
        5/29/2026Listing removed$534,000$551/sqft
        Source: AINCAR #114471 Report a problem
        5/12/2026Price change$534,000-0.9%$551/sqft
        Source: realMLS #2122110 Report a problem
        4/25/2026Price change$539,000-0.9%$556/sqft
        Source: AINCAR #114471 Report a problem
        4/8/2026Price change$544,000-0.9%$561/sqft
        Source: AINCAR #114471 Report a problem
        3/21/2026Price change$549,000-1.8%$566/sqft
        Source: realMLS #2122110 Report a problem
        3/2/2026Price change$559,000-0.9%$576/sqft
        Source: AINCAR #114471 Report a problem
        1/30/2026Price change$564,000-0.9%$581/sqft
        Source: AINCAR #114471 Report a problem
        12/19/2025Listed for sale$569,000+3478.6%$587/sqft
        Source: AINCAR #114471 Report a problem
        12/16/2003Sold$15,900-93.1%$16/sqft
        Source: Public Record Report a problem
        1/31/2003Sold$230,000$237/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,291 +1.1%$221,105 +3%
        2023$3,256 +6.8%$214,665 +3%
        2022$3,049 +0.2%$208,413 +3%
        2021$3,043 -0.7%$202,343 +1.4%
        2020$3,066 -2.4%$199,549 +2.3%
        2019$3,142 $195,063 +4.1%
        2018$3,142 -16.5%$187,453 +9.2%
        2017$3,763 +11.9%$171,681 +12.8%
        2016$3,364 +9.2%$152,158 +9.6%
        2015$3,081 +7.1%$138,865 +10%
        2014$2,878 $126,241 -0.3%
        2013-- $126,571 -0.3%
        2012-- $126,898 +1.1%
        2011-- $125,558 -15.1%
        2010-- $147,863 -11.4%
        2009-- $166,823 -0.6%
        2008-- $167,777
        2007-- $167,777
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        8 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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