2786 HARMONIA HAMMOCK ROAD, ST CLOUD, FL 34773
What's special
Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.
- 63 days |
- 188 |
- 12 |
Originating MLS: OsceolaTravel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Naf Zaman 407-580-5483,
THE FIRM RE 407-227-3345,
Amer Lababidi 407-800-3631,
THE FIRM RE
Originating MLS: Osceola
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
- Laundry: Laundry Room, Upper Level
Features
- Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 3,198
- Total interior livable area: 2,626 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Sidewalk, Sprinkler Metered
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
Lot
- Size: 0.31 Acres
- Features: Conservation Area, Corner Lot, Oversized Lot
Details
- Parcel number: 242631338300010290
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Details
- Builder model: Hayden
- Builder name: DR Horton
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: VILLAGES AT HARMONY PH 1B
HOA
- Has HOA: Yes
- HOA fee: $37 monthly
- HOA name: Association Solutions of Central Florida
- HOA phone: 407-847-2280
Location
- Region: Harmony
Financial & listing details
- Price per square foot: $175/sqft
- Tax assessed value: $370,000
- Annual tax amount: $7,359
- Date on market: 7/31/2026
- Cumulative days on market: 64 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/9/2026 | Price change | $459,999-1.1%$175/sqft |
Source:  Stellar MLS #S5154542 | ||
| 7/31/2026 | Listed for sale | $464,999+21.4%$177/sqft |
Source: Stellar MLS #S5154542 | ||
| 9/30/2021 | Sold | $383,000$146/sqft |
Source: Public Record | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,359 +1.7% | $370,000 -6.5% |
| 2024 | $7,233 +1.5% | $395,600 +1.5% |
| 2023 | $7,128 +4.8% | $389,700 +10.1% |
| 2022 | $6,801 +190.3% | $353,800 +607.6% |
| 2021 | $2,343 +1634.1% | $50,000 +437.6% |
| 2020 | $135 | $9,300 |
Find assessor info on the county website
Monthly payment
Estimated market value
$455,600
$433,000 - $478,000
$2,675/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.