For sale
$464,999
5beds
2,626sqft
2786 HARMONIA HAMMOCK ROAD, ST CLOUD, FL 34773
5beds
2,626sqft
Single family residence
Built in 2021
0.31 Acres
2 Attached garage spaces
$177 price/sqft
$37/mo HOA
What's special
Large center islandDark granite countertopsOpen concept floor planCovered front porchSpacious primary suiteBeautifully appointed kitchenStainless steel whirlpool appliances
Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered ...
- 16 days |
- 536 |
- 26 |
Likely to sell faster than
Source: Stellar MLS,MLS#: S5154542
Originating MLS: Osceola
Originating MLS: OsceolaTravel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Listed by:
Naf Zaman 407-580-5483,
THE FIRM RE 407-227-3345,
Amer Lababidi 407-800-3631,
THE FIRM RE
Source: Stellar MLS,MLS#: S5154542Originating MLS: Osceola
Originating MLS: Osceola
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
- Laundry: Laundry Room, Upper Level
Features
- Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 3,198
- Total interior livable area: 2,626 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Sidewalk, Sprinkler Metered
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
Lot
- Size: 0.31 Acres
- Features: Conservation Area, Corner Lot, Oversized Lot
Details
- Parcel number: 242631338300010290
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Details
- Builder model: Hayden
- Builder name: DR Horton
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: VILLAGES AT HARMONY PH 1B
HOA
- Has HOA: Yes
- HOA fee: $37 monthly
- HOA name: Association Solutions of Central Florida
- HOA phone: 407-847-2280
Location
- Region: Harmony
Financial & listing details
- Price per square foot: $177/sqft
- Tax assessed value: $370,000
- Annual tax amount: $7,359
- Date on market: 7/31/2026
- Cumulative days on market: 8 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/31/2026 | Listed for sale | $464,999+21.4%$177/sqft |
Source:  Stellar MLS #S5154542 Report a problem | ||
| 9/30/2021 | Sold | $383,000$146/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,359 +1.7% | $370,000 -6.5% |
| 2024 | $7,233 +1.5% | $395,600 +1.5% |
| 2023 | $7,128 +4.8% | $389,700 +10.1% |
| 2022 | $6,801 +190.3% | $353,800 +607.6% |
| 2021 | $2,343 +1634.1% | $50,000 +437.6% |
| 2020 | $135 | $9,300 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,974/mo
Principal & interest
$2360
Property taxes
$577
HOA Fees
$37
Estimated market value
$458,500
$436,000 - $481,000
$2,612/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: Harmony
Nearby schools
Harmony Community School
Grades PK-5 • 1.6 miles9/10
GreatSchools® Rating
Test Score Rating
8/10Student Progress Rating
9/10Middle School AA
Grades 6-8 • 2.6 miles6/10
GreatSchools® Rating
Test Score Rating
6/10Student Progress Rating
6/10Harmony High School
Grades 9-12 • 2.4 miles5/10
GreatSchools® Rating
Test Score Rating
5/10College Readiness Rating
6/10Student Progress Rating
4/10