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Sold for $700,000
  • $700,000

    2789 Summer Dr, Chipley, FL 32428

    3beds
    2,324sqft
    Single Family Residence
    Built in 2021
    3.62 Acres Lot
    $699,900 Zestimate®
    $301/sqft
    $2,869 Estimated rent

    Home value

    $699,900

    Estimated sales range

    Not available

    $2,869/mo

    Zestimate® history
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    What's special

    Exceptional craftsmanship throughoutHot tub hookupQuartz countertopsRoll-down shop doorSandy beach areaWelding outletCamper hookup
    UNDER CONTRACT. SELLER ACCEPTING BACKUP OFFERS. Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FL Welcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work. Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful. The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests. An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop. Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water. The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience. Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations. Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.

    Zillow last checked:

    Listing updated:

    Listed by:

    Rachel N Warrell 850-896-5899,

    eXp Realty, LLC

    Bought with:

    Tracey Simmons, SL3564881

    R Hancock Enterprises Inc

    Source: CPAR,MLS#: 772799MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: First
    • Dimensions: 15.1 x 15.5
    Bedroom
    • Level: First
    • Dimensions: 14.9 x 13.9
    Bedroom
    • Level: First
    • Dimensions: 14.9 x 13.7
    Primary bathroom
    • Level: First
    • Dimensions: 7.7 x 19.3
    Bonus room
    • Level: First
    • Dimensions: 11.3 x 11.2
    Dining room
    • Level: First
    • Dimensions: 14.3 x 15.5
    Kitchen
    • Level: First
    • Dimensions: 11.1 x 13.8
    Living room
    • Level: First
    • Dimensions: 16.8 x 19.4
    Heating
    • Central, Electric, Fireplace(s)
    Cooling
    • Central Air
    Appliances
    • Included: Electric Cooktop, Electric Oven, Electric Water Heater
    Features
    • Instant Hot Water
    • Doors: Storm Door(s)
    • Windows: Storm Window(s)
    Interior area
    • Total structure area: 2,324
    • Total interior livable area: 2,324 sqft

    Property

    Parking
    • Total spaces: 6
    • Parking features: Additional Parking, RV Garage, RV Carport, RV Access/Parking, Unpaved
    • Attached garage spaces: 6
    • Has carport: Yes
    Features
    • Patio & porch: Deck, Covered, Open, Porch
    • Exterior features: Covered Patio, Deck, Fire Pit
    • Pool features: Other, See Remarks
    • Fencing: Chain Link,Partial
    • Has view: Yes
    • View description: Lake, Other
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Lake, Lake Front, Shoreline - Sand, See Remarks
    • Frontage length: 200
    Lot
    • Size: 3.62 Acres
    • Dimensions: 151 x 627 x 363 x 422
    Details
    • Additional structures: Kennel/Dog Run, Second Garage, Garage(s), Guest House, Outbuilding, Other, RV/Boat Storage, Shed(s), Workshop
    • Parcel number: 000000000031100110
    • Zoning description: County, Horses Allowed

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Condition
    • New construction: No
    • Year built: 2021

    Utilities & green energy

    • Utilities for property: Cable Connected, Electricity Available, Natural Gas Available, High Speed Internet Available

    Community & neighborhood

    Community
    • Community features: Short Term Rental Allowed
    Location
    • Region: Chipley
    • Subdivision: Chipley

    Other

    Other facts
    • Road surface type: Gravel

    Price history

    DateEventPrice
    5/15/2026Sold$700,000$301/sqft
    Source: CPAR #772799 Report a problem
    3/18/2026Pending sale$700,000$301/sqft
    Source: CPAR #772799 Report a problem
    11/4/2025Price change$700,000-3.4%$301/sqft
    Source: CPAR #772799 Report a problem
    10/11/2025Price change$725,000-3.3%$312/sqft
    Source: CPAR #772799 Report a problem
    5/1/2025Listed for sale$750,000-3.2%$323/sqft
    Source: CPAR #772799 Report a problem
    9/30/2024Listing removed$774,900$333/sqft
    Source: CPAR #754868 Report a problem
    8/9/2024Price change$774,900-0.6%$333/sqft
    Source: CPAR #754868 Report a problem
    3/27/2024Listed for sale$779,900-2.5%$336/sqft
    Source: CPAR #754868 Report a problem
    2/17/2024Listing removed--
    Source: CPAR #748429 Report a problem
    10/26/2023Price change$800,000-3.6%$344/sqft
    Source: CPAR #748429 Report a problem
    7/2/2023Listed for sale$830,000+1924.4%$357/sqft
    Source: Owner Report a problem
    5/15/2018Sold$41,000-18%$18/sqft
    Source: Public Record Report a problem
    4/30/2018Pending sale$50,000$22/sqft
    Source: Engel & Volkers 30A Beaches #795209 Report a problem
    4/3/2018Listed for sale$50,000-31.5%$22/sqft
    Source: Engel & Volkers 30A Beaches #795209 Report a problem
    7/9/2013Listing removed$73,000$31/sqft
    Source: ERA Neubauer Real Estate, Inc. #605202 Report a problem
    6/27/2013Price change$73,000-8.8%$31/sqft
    Source: ERA Neubauer Real Estate, Inc. #605202 Report a problem
    1/9/2013Listed for sale$80,000$34/sqft
    Source: Neubauer Real Estate, Inc. ERA #605202 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025-- $304,946 +2.9%
    2024$3,441 +2%$296,352 +3%
    2023$3,373 +2.7%$287,720 +3%
    2022$3,285 +461.7%$279,340 +574.7%
    2021$585 -0.7%$41,400
    2020$589 -3.6%$41,400
    2019$611 -13.2%$41,400 -10%
    2018$704 +92.2%$46,000 +100%
    2017$366 $23,000
    2016$366 -3.9%$23,000
    2015$381 $23,000
    2014-- $23,000 +15%
    2013-- $20,000 -9.1%
    2012-- $22,000 -12%
    2011-- $25,000 -10.7%
    2010-- $28,000
    2009-- $28,000
    2008-- $28,000 +3.7%
    2007-- $27,000 +8%
    2005-- $25,000 +18.1%
    2004-- $21,165
    2003-- $21,165
    2002-- $21,165
    2001-- $21,165
    2000-- $21,165

    Find assessor info on the county website

    Neighborhood: 32428

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Vernon Elementary
    • Middle: Vernon
    • High: Vernon

    Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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