Skip main navigation
For sale
$799,000
4beds
2,248sqft

2796 CHALLENGER DRIVE, PALM HARBOR, FL 34683

4beds
2,248sqft
Single family residence
Built in 1991
9,771 sqft
2 Attached garage spaces
$355 price/sqft
$85/mo HOA

What's special

Sophisticated remodelingClean linesQuartz countertopsResort-style outdoor livingHigh-end finishesModern cabinetryGourmet kitchen

LOCATION, LIFESTYLE AND A BEAUTIFULLY REMODELED POOL HOME COME TOGETHER AT 2796 CHALLENGER DRIVE! Welcome to Waterford Crossings, a highly sought-after Palm Harbor community where a friendly neighborhood atmosphere meets an enviable location. Beautifully remodeled from top to bottom, this 4-bedroom, 2-bath pool home showcases a sleek, contemporary design with clean lines, high-end finishes, and a comfortable open-concept layout designed for the way you live today. At the heart of the home, the gourmet kitchen features modern cabinetry, quartz countertops, and premium stainless-steel appliances, all new in 2026. The living spaces flow effortlessly together, creating an inviting setting for both everyday living and entertaining. The primary suite offers a true resort-style retreat, complete with a luxurious standalone soaking tub and an oversized walk-in shower, creating a beautiful space to unwind at the end of the day. The secondary bathroom has also been thoughtfully updated with contemporary finishes. Step outside and the Florida lifestyle truly comes alive with a newly resurfaced pool featuring a Pebble Tec finish and gorgeous glass tile, completed in 2026. The pool and surrounding outdoor space provide the perfect setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Major updates include a NEW ROOF in 2026, HVAC replaced in 2025, Hot Water Heater 2018, luxury vinyl flooring throughout, updated kitchen & bathrooms, lighting and window treatments throughout, interior/exterior painting, built in features plus much more! Located in Flood Zone X (flood insurance is not required), adds another layer of appeal and peace of mind. Waterford Crossings offers low HOA fees, while its location puts you just minutes from Honeymoon Island State Park and the pristine beaches of Caladesi Island, as well as the Pinellas Trail. Enjoy easy access to the charming downtowns of Dunedin and Palm Harbor, Clearwater Beach, boating, golf, shopping, dining, and countless other recreational opportunities. Whether you’re looking for a full-time residence, Florida retreat, or simply a home where you can enjoy the best of the coastal lifestyle, 2796 Challenger Drive delivers the combination of sophisticated remodeling, resort-style outdoor living, community, and LOCATION that makes Palm Harbor so desirable. Check out the 3-D tour!

5 days
|
773
|
41
|

Likely to sell faster than

Source: Stellar MLS,MLS#: TB8544917MLS LogoOriginating MLS: Suncoast Tampa
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Linda Caruso 727-410-7501,

KELLER WILLIAMS REALTY- PALM HARBOR 727-772-0772

Source: Stellar MLS,MLS#: TB8544917MLS LogoOriginating MLS: Suncoast Tampa

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
Primary bedroom
  • Features: Built-in Closet
  • Level: First
  • Area: 316.03 Square Feet
  • Dimensions: 22.1x14.3
Bedroom 2
  • Features: Built-in Closet
  • Level: First
  • Area: 148.47 Square Feet
  • Dimensions: 14.7x10.1
Bedroom 3
  • Features: Built-in Closet
  • Level: First
  • Area: 126.44 Square Feet
  • Dimensions: 10.9x11.6
Bedroom 4
  • Features: Built-in Closet
  • Level: First
  • Area: 118.15 Square Feet
  • Dimensions: 8.5x13.9
Kitchen
  • Level: First
  • Area: 553.03 Square Feet
  • Dimensions: 27.5x20.11
Living room
  • Level: First
  • Area: 540.8 Square Feet
  • Dimensions: 20.8x26
Heating
  • Electric
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Microwave, Range, Refrigerator
  • Laundry: Inside
Features
  • Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters
  • Flooring: Luxury Vinyl, Tile
  • Has fireplace: Yes
  • Fireplace features: Living Room
Interior area
  • Total structure area: 2,248
  • Total interior livable area: 2,248 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
Features
  • Levels: One
  • Stories: 1
  • Exterior features: Lighting, Private Mailbox, Private Yard, Rain Gutters
  • Has private pool: Yes
  • Pool features: Gunite
Lot
  • Size: 9,771 Square Feet
  • Dimensions: 80 x 122
Details
  • Parcel number: 142815950700001040
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Block
  • Foundation: Slab
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 1991

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community
  • Pet fee: $0 monthly
  • Subdivision: WATERFORD CROSSING PH I
HOA
  • Has HOA: Yes
  • HOA fee: $85 monthly
  • HOA name: Proactive Property Managment Association
  • HOA phone: 727-942-4755
Location
  • Region: Palm Harbor

Financial & listing details

  • Price per square foot: $355/sqft
  • Tax assessed value: $564,592
  • Annual tax amount: $3,622
  • Date on market: 9/4/2026
  • Cumulative days on market: 124 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved

Price history

DateEventPrice
9/4/2026Listed for sale$799,000-0.7%$355/sqft
Source: Stellar MLS #TB8544917 Report a problem
8/31/2026Listing removed$805,000$358/sqft
Source: Stellar MLS #TB8505103 Report a problem
7/16/2026Price change$805,000-4.2%$358/sqft
Source: Stellar MLS #TB8505103 Report a problem
6/18/2026Price change$839,900-3.4%$374/sqft
Source: Stellar MLS #TB8505103 Report a problem
5/10/2026Listed for sale$869,900+50%$387/sqft
Source: Stellar MLS #TB8505103 Report a problem
12/9/2025Sold$580,000-14.1%$258/sqft
Source: Stellar MLS #TB8416271 Report a problem
11/10/2025Pending sale$675,000$300/sqft
Source: Stellar MLS #TB8416271 Report a problem
10/20/2025Price change$675,000-5.6%$300/sqft
Source: Stellar MLS #TB8416271 Report a problem
9/10/2025Price change$715,000-4.5%$318/sqft
Source: Stellar MLS #TB8416271 Report a problem
8/26/2025Listed for sale$749,000$333/sqft
Source: Stellar MLS #TB8416271 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,622 +5.9%$247,308 +2.9%
2024$3,419 +1.7%$240,338 +3%
2023$3,362 +3%$233,338 +3%
2022$3,264 -1.2%$226,542 +3%
2021$3,302 +0.3%$219,944 +1.4%
2020$3,293 +1.9%$216,907 +2.3%
2019$3,233 $212,030 +1.9%
2018$3,233 +1.5%$208,077 +2.1%
2017$3,187 +1.8%$203,797 +2.1%
2016$3,130 -1.6%$199,605 +0.7%
2015$3,181 +2.4%$198,217 +0.8%
2014$3,105 +0.6%$196,644 +1.5%
2013$3,087 +3.7%$193,738 +1.7%
2012$2,976 $190,500 +3%
2011-- $184,951 +1.5%
2010-- $182,218 +2.7%
2009-- $177,427 +0.1%
2008$2,644 $177,250 +3%
2007-- $172,087 -27.5%
2005-- $237,400 +14.9%
2004$2,885 +1.7%$206,700 +9.5%
2003$2,837 +5%$188,700 -0.7%
2002$2,703 $190,100 +19.2%
2001$2,703 +4.1%$159,500 +0.9%
2000$2,597 $158,100

Find assessor info on the county website

Monthly payment

Est. payment
$5,352/mo
Principal & interest
$4062
Property taxes
$1205
HOA Fees
$85
More affordability toolsChevron Right

Estimated market value

$778,800

$740,000 - $818,000

$3,968/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 34683

Nearby schools

San Jose Elementary School
Grades PK-51.9 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
6/10
Palm Harbor Middle School
Grades 6-81.2 miles
5/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
3/10
Dunedin High School
Grades 9-121.7 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
7/10
Student Progress Rating
3/10