2796 CHALLENGER DRIVE, PALM HARBOR, FL 34683
What's special
LOCATION, LIFESTYLE AND A BEAUTIFULLY REMODELED POOL HOME COME TOGETHER AT 2796 CHALLENGER DRIVE! Welcome to Waterford Crossings, a highly sought-after Palm Harbor community where a friendly neighborhood atmosphere meets an enviable location. Beautifully remodeled from top to bottom, this 4-bedroom, 2-bath pool home showcases a sleek, contemporary design with clean lines, high-end finishes, and a comfortable open-concept layout designed for the way you live today. At the heart of the home, the gourmet kitchen features modern cabinetry, quartz countertops, and premium stainless-steel appliances, all new in 2026. The living spaces flow effortlessly together, creating an inviting setting for both everyday living and entertaining. The primary suite offers a true resort-style retreat, complete with a luxurious standalone soaking tub and an oversized walk-in shower, creating a beautiful space to unwind at the end of the day. The secondary bathroom has also been thoughtfully updated with contemporary finishes. Step outside and the Florida lifestyle truly comes alive with a newly resurfaced pool featuring a Pebble Tec finish and gorgeous glass tile, completed in 2026. The pool and surrounding outdoor space provide the perfect setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Major updates include a NEW ROOF in 2026, HVAC replaced in 2025, Hot Water Heater 2018, luxury vinyl flooring throughout, updated kitchen & bathrooms, lighting and window treatments throughout, interior/exterior painting, built in features plus much more! Located in Flood Zone X (flood insurance is not required), adds another layer of appeal and peace of mind. Waterford Crossings offers low HOA fees, while its location puts you just minutes from Honeymoon Island State Park and the pristine beaches of Caladesi Island, as well as the Pinellas Trail. Enjoy easy access to the charming downtowns of Dunedin and Palm Harbor, Clearwater Beach, boating, golf, shopping, dining, and countless other recreational opportunities. Whether you’re looking for a full-time residence, Florida retreat, or simply a home where you can enjoy the best of the coastal lifestyle, 2796 Challenger Drive delivers the combination of sophisticated remodeling, resort-style outdoor living, community, and LOCATION that makes Palm Harbor so desirable. Check out the 3-D tour!
- 5 days |
- 773 |
- 41 |
Likely to sell faster than
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Linda Caruso 727-410-7501,
KELLER WILLIAMS REALTY- PALM HARBOR 727-772-0772

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 316.03 Square Feet
- Dimensions: 22.1x14.3
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 148.47 Square Feet
- Dimensions: 14.7x10.1
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 126.44 Square Feet
- Dimensions: 10.9x11.6
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 118.15 Square Feet
- Dimensions: 8.5x13.9
Kitchen
- Level: First
- Area: 553.03 Square Feet
- Dimensions: 27.5x20.11
Living room
- Level: First
- Area: 540.8 Square Feet
- Dimensions: 20.8x26
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Inside
Features
- Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters
- Flooring: Luxury Vinyl, Tile
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 2,248
- Total interior livable area: 2,248 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Lighting, Private Mailbox, Private Yard, Rain Gutters
- Has private pool: Yes
- Pool features: Gunite
Lot
- Size: 9,771 Square Feet
- Dimensions: 80 x 122
Details
- Parcel number: 142815950700001040
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: WATERFORD CROSSING PH I
HOA
- Has HOA: Yes
- HOA fee: $85 monthly
- HOA name: Proactive Property Managment Association
- HOA phone: 727-942-4755
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $355/sqft
- Tax assessed value: $564,592
- Annual tax amount: $3,622
- Date on market: 9/4/2026
- Cumulative days on market: 124 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/4/2026 | Listed for sale | $799,000-0.7%$355/sqft |
Source: | ||
| 8/31/2026 | Listing removed | $805,000$358/sqft |
Source: | ||
| 7/16/2026 | Price change | $805,000-4.2%$358/sqft |
Source: | ||
| 6/18/2026 | Price change | $839,900-3.4%$374/sqft |
Source: | ||
| 5/10/2026 | Listed for sale | $869,900+50%$387/sqft |
Source: | ||
| 12/9/2025 | Sold | $580,000-14.1%$258/sqft |
Source: | ||
| 11/10/2025 | Pending sale | $675,000$300/sqft |
Source: | ||
| 10/20/2025 | Price change | $675,000-5.6%$300/sqft |
Source: | ||
| 9/10/2025 | Price change | $715,000-4.5%$318/sqft |
Source: | ||
| 8/26/2025 | Listed for sale | $749,000$333/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,622 +5.9% | $247,308 +2.9% |
| 2024 | $3,419 +1.7% | $240,338 +3% |
| 2023 | $3,362 +3% | $233,338 +3% |
| 2022 | $3,264 -1.2% | $226,542 +3% |
| 2021 | $3,302 +0.3% | $219,944 +1.4% |
| 2020 | $3,293 +1.9% | $216,907 +2.3% |
| 2019 | $3,233 | $212,030 +1.9% |
| 2018 | $3,233 +1.5% | $208,077 +2.1% |
| 2017 | $3,187 +1.8% | $203,797 +2.1% |
| 2016 | $3,130 -1.6% | $199,605 +0.7% |
| 2015 | $3,181 +2.4% | $198,217 +0.8% |
| 2014 | $3,105 +0.6% | $196,644 +1.5% |
| 2013 | $3,087 +3.7% | $193,738 +1.7% |
| 2012 | $2,976 | $190,500 +3% |
| 2011 | -- | $184,951 +1.5% |
| 2010 | -- | $182,218 +2.7% |
| 2009 | -- | $177,427 +0.1% |
| 2008 | $2,644 | $177,250 +3% |
| 2007 | -- | $172,087 -27.5% |
| 2005 | -- | $237,400 +14.9% |
| 2004 | $2,885 +1.7% | $206,700 +9.5% |
| 2003 | $2,837 +5% | $188,700 -0.7% |
| 2002 | $2,703 | $190,100 +19.2% |
| 2001 | $2,703 +4.1% | $159,500 +0.9% |
| 2000 | $2,597 | $158,100 |
Find assessor info on the county website
Monthly payment
Estimated market value
$778,800
$740,000 - $818,000
$3,968/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.