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  • $540,000

    28 COBALT Lane, St. Augustine, FL 32092

    4beds
    2,126sqft
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    Single Family Residence
    Built in 2019
    0.29 Acres Lot
    $530,000 Zestimate®
    $254/sqft
    $20/mo HOA

    What's special

    Sleek linear fireplaceSpacious laundry roomGas rangeOversized backyardAbundant storage throughoutCovered and screened lanaiCustom barn door detail
    Welcome home to this beautifully upgraded 3-bedroom, 2-bathroom home situated on one of the largest lots in highly sought-after Shearwater -- one of the premier master-planned communities in St. Johns County. From the moment you step inside, you'll feel right at home with a thoughtfully designed floor plan offering seamless transitions, open-concept living, and incredible versatility throughout. Upon entry, you are greeted by a spacious flex room ideal for a formal dining space, home office, playroom, or additional sitting area. The stunning kitchen serves as the heart of the home featuring an oversized quartz island, stainless steel appliances, gas range, abundant cabinetry, walk-in pantry, and beautiful finishes that effortlessly flow into the expansive great room. The inviting living space is enhanced by a custom shiplap feature wall with floating wood shelves, built-in cabinetry, and a sleek linear fireplace creating the perfect blend of warmth and modern design. Large sliding glass doors lead to your covered and screened lanai overlooking the oversized backyard -- an ideal setting for entertaining, relaxing, or enjoying Florida living year-round. The expansive primary suite is truly a retreat featuring a spa-inspired ensuite bathroom complete with dual vanities, soaking tub, separate walk-in shower, and an impressive oversized walk-in closet with built-in safe. The secondary bedrooms are privately tucked away in their own wing of the home with an additional bonus/flex room in between -- perfect for a kids' retreat, TV room, homeschool space, play area, or secondary office. The possibilities truly abound. Additional highlights include wood-look tile flooring throughout main living areas, upgraded lighting, custom barn door detail, drop-zone mud bench, spacious laundry room, and abundant storage throughout. Located in award-winning Shearwater, residents enjoy resort-style amenities including pools, lazy river, waterslide, fitness center, tennis courts, walking trails, playgrounds, dog parks, zip line park, community garden, kayak launch, and access to top-rated St. Johns County schools. This is the perfect opportunity to enjoy luxury, functionality, and lifestyle all in one exceptional home.
    58 days
    |
    364
    |
    33
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    DANIELLE WRIGHT 904-534-1017,

    CASTILLO REAL ESTATE JAX 904-891-6133

    Source: realMLS,MLS#: 2145804MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
      Features
      • Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      Interior area
      • Total interior livable area: 2,126 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch, Rear Porch
      • Fencing: Back Yard,Privacy,Wrought Iron
      Lot
      • Size: 0.29 Acres
      Details
      • Additional structures: Outdoor Kitchen
      • Parcel number: 0100150750

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Water: Public
      • Utilities for property: Other

      Community & HOA

      Community
      • Subdivision: Shearwater
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Playground, Tennis Court(s)
      • Services included: Other
      • HOA fee: $236 annually
      Location
      • Region: St Augustine

      Financial & listing details

      • Price per square foot: $254/sqft
      • Tax assessed value: $452,313
      • Annual tax amount: $8,462
      • Date on market: 5/18/2026
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $530,000

        $504,000 - $557,000

        $3,036/mo

        Price history

        DateEventPrice
        5/18/2026Listed for sale$540,000+8%$254/sqft
        Source: realMLS #2145804 Report a problem
        2/28/2022Sold$500,000-4.8%$235/sqft
        Source: realMLS #1148836 Report a problem
        2/5/2022Pending sale$525,000$247/sqft
        Source: realMLS #1148836 Report a problem
        1/26/2022Contingent$525,000$247/sqft
        Source: realMLS #1148836 Report a problem
        1/12/2022Listed for sale$525,000+64%$247/sqft
        Source: realMLS #1148836 Report a problem
        11/8/2019Sold$320,100$151/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,463 +5.3%$452,313 -0.5%
        2024$8,037 -4.6%$454,705 +2.2%
        2023$8,422 +43.7%$444,705 +47.4%
        2022$5,860 +1.8%$301,763 +3%
        2021$5,759 +0.2%$292,974 +1.4%
        2020$5,745 $288,929
        2019-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32092

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Trout Creek Academy
        • Middle: Trout Creek Academy
        • High: Beachside

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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