Escape to lakeside serenity in this impeccably maintained 3-bed+den, 2.5-bath waterfront retreat on nearly 1 acre tucked away on a quiet Lake Monticello cove. Enter into a spacious great room framed by scenic lake views and warmed by a see-through fireplace that connects the adjacent den/office with equally great views. The large kitchen offers granite countertops, abundant cabinetry, a pantry, and updated appliances. The primary suite on the main level ensures easy comfort, while two generous bedrooms and a shared bath await upstairs. Enjoy seamless indoor-outdoor living on the screened deck, outdoor patio, welcoming front porch, and 2024 rear hardscape that leads down to the dock. The basement features ~650 sq ft space with normal ceiling height ideal for storage (water toys!), recreation, or workshop, with the remainder as crawlspace/storage. A two-car attached garage add to everyday ease. As part of the private Lake Monticello community, residents enjoy a beach, racket courts, clubhouse with snack bar, boating, tubing, and a vibrant social scene.
Closed
$740,000
28 Possum Ln, Palmyra, VA 22963
3beds
2,420sqft
Single Family Residence
Built in 1999
0.93 Acres Lot
$728,900 Zestimate®
$306/sqft
$2,682 Estimated rent
Home value
$728,900
$612,000 - $867,000
$2,682/mo
Zestimate® history
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List your homeWhat's special
Outdoor patioSee-through fireplaceScenic lake viewsGranite countertopsWaterfront retreatLarge kitchenWelcoming front porch
Zillow last checked:
Listing updated:
Listed by:
MIKE D GAFFNEY 773-879-8009,
COMPASS-CHARLOTTESVILLE
Bought with:
PEGGY SHANKLIN, 0225247109
LONG & FOSTER - LAKE MONTICELLO
Source: CAAR,MLS#: 668172
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Level: Second
Dining room
- Level: First
Family room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Dryer, Washer
Features
- Primary Downstairs, Breakfast Bar, Eat-in Kitchen, Vaulted Ceiling(s)
- Flooring: Carpet, Wood
- Basement: Crawl Space
- Number of fireplaces: 2
- Fireplace features: Two, Stone
Interior area
- Total structure area: 4,660
- Total interior livable area: 2,420 sqft
- Finished area above ground: 2,420
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Deck, Front Porch, Patio, Porch, Screened
- Exterior features: Dock, Landscape Lights, Porch
- Pool features: None, Association
- Has view: Yes
- View description: Trees/Woods, Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.93 Acres
- Features: Private, Wooded, Waterfront
Details
- Parcel number: 18A 2 300
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, Satellite Internet Available
Community & neighborhood
Community
- Community features: Pond, Stream, Dock
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,464 annually
- Amenities included: Beach Rights, Boat Dock, Boat Ramp, Golf Course, Picnic Area, Pool, Tennis Court(s), Trail(s), Water
Price history
| Date | Event | Price |
|---|---|---|
| 10/15/2025 | Sold | $740,000+0.7%$306/sqft |
Source:  CAAR #668172 Report a problem | ||
| 8/26/2025 | Pending sale | $735,000$304/sqft |
Source: CAAR #668172 Report a problem | ||
| 8/22/2025 | Listed for sale | $735,000+97.8%$304/sqft |
Source: CAAR #668172 Report a problem | ||
| 6/12/2003 | Sold | $371,500$154/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,596 | $544,600 |
| 2023 | $4,596 | $544,600 +11.2% |
| 2022 | -- | $489,700 |
| 2021 | -- | $489,700 |
| 2020 | -- | $489,700 +6.2% |
| 2018 | $3,676 | $461,100 |
| 2017 | $3,676 | $461,100 +7.7% |
| 2016 | $3,676 | $428,100 |
| 2015 | $3,676 +10.7% | $428,100 +2.5% |
| 2014 | $3,321 +24.1% | $417,700 |
| 2013 | $2,676 | $417,700 -11% |
| 2012 | -- | $469,400 |
| 2011 | $2,535 | $469,400 |
| 2010 | -- | $469,400 |
| 2009 | -- | $469,400 |
| 2008 | -- | $469,400 |
| 2007 | -- | $469,400 +15% |
| 2006 | -- | $408,100 +0.9% |
| 2005 | -- | $404,600 +62.8% |
| 2004 | -- | $248,500 |
| 2003 | -- | $248,500 |
| 2002 | -- | $248,500 +18.6% |
| 2001 | $1,488 | $209,600 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 7.9 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 4.1 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.9 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$728,900
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$728,900
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 28 Possum Ln
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