1 Bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 2-2-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 2-23-2026 at 5:00 PM. Fair Housing Opportunity.
Sold for $416,363
$416,363
280 Spear St #12H, San Francisco, CA 94105
1beds
652sqft
Condominium
Built in 2020
-- sqft lot
$409,500 Zestimate®
$639/sqft
$5,655 Estimated rent
Home value
$409,500
$389,000 - $430,000
$5,655/mo
Zestimate® history
Owner options
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$5,655/mo
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$5,655/mo
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$3,450/mo
Est. payment
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$3,450/mo
Est. payment
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Zillow last checked:
Listing updated:
Listed by:
Robert Belli DRE #01913570 415-317-8540,
Compass 415-738-7000
Bought with:
David Yi, DRE #01914323
Light Realty Inc.
Source: SFAR,MLS#: 426097041
Originating MLS: San Francisco Association of REALTORS
Originating MLS: San Francisco Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Area: 0
- Dimensions: 0 x 0
Bedroom 1
- Area: 0
- Dimensions: 0 x 0
Bedroom 2
- Area: 0
- Dimensions: 0 x 0
Bedroom 3
- Area: 0
- Dimensions: 0 x 0
Bedroom 4
- Area: 0
- Dimensions: 0 x 0
Primary bathroom
- Features: Tub w/Shower Over
Dining room
- Area: 0
- Dimensions: 0 x 0
Family room
- Area: 0
- Dimensions: 0 x 0
Kitchen
- Area: 0
- Dimensions: 0 x 0
Living room
- Area: 0
- Dimensions: 0 x 0
Heating
- Central
Appliances
- Included: Dishwasher, Disposal, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave, Washer/Dryer Stacked
Features
- Flooring: Carpet, Simulated Wood
- Has fireplace: No
Interior area
- Total structure area: 652
- Total interior livable area: 652 sqft
Property
Lot
- Size: 1.26 Acres
Details
- Parcel number: 3740247
- Special conditions: Housing Assist Program
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- Year built: 2020
Utilities & green energy
- Water: Public
Community & HOA
Community
- Security: Fire Alarm, Fire Suppression System, Smoke Detector(s)
HOA
- Has HOA: Yes
- Amenities included: Barbecue, Gym, Roof Deck
- Services included: Common Areas, Door Person, Elevator, Maintenance Structure, Maintenance Grounds, Management, Trash, Water
- HOA fee: $793 monthly
- HOA name: MIRA
Location
- Region: San Francisco
- Elevation: 0
Financial & listing details
- Price per square foot: $639/sqft
- Tax assessed value: $365,783
- Annual tax amount: $5,225
- Price range: $416.4K - $416.4K
- Date on market: 2/1/2026
- Cumulative days on market: 165 days
- Total actual rent: 0
Price history
| Date | Event | Price |
|---|---|---|
| 7/17/2026 | Sold | $416,363$639/sqft |
Source:  SFAR #426097041 Report a problem | ||
| 4/3/2026 | Pending sale | $416,363$639/sqft |
Source: SFAR #426097041 Report a problem | ||
| 2/1/2026 | Listed for sale | $416,363+23.2%$639/sqft |
Source: SFAR #426097041 Report a problem | ||
| 2/26/2021 | Sold | $338,000$518/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,225 +3.2% | $365,783 +2% |
| 2024 | $5,062 +1.6% | $358,611 +2% |
| 2023 | $4,981 +2.3% | $351,581 +2% |
| 2022 | $4,872 +52.3% | $344,689 +68.8% |
| 2021 | $3,198 | $204,153 |
Find assessor info on the county website
Neighborhood: Financial District
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Nearby schools
GreatSchools rating
- 8/10Daniel Webster Elementary SchoolGrades: K-5Distance: 2.1 mi
- 2/10S.F. International High SchoolGrades: 8-12Distance: 2 mi
- 7/10Galileo High SchoolGrades: 9-12Distance: 2 mi
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Estimated market value
$409,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$409,500
- California
- San Francisco County
- San Francisco
- 94105
- Financial District
- 280 Spear St Unit 12H
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