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Active
    • Price cut: $36K (7/18)
    $519,000

    2806 SW 38th Ter, Cape Coral, FL 33914

    4beds
    2,062sqft
    : 
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    Single Family Residence
    Built in 1989
    10,018 Square Feet Lot
    $-- Zestimate®
    $252/sqft
    $-- HOA

    What's special

    Waterfront settingScreened poolBright open residenceWell-maintained gulf-access waterfront homeVaulted ceilings
    Well-maintained gulf-access, waterfront home with screened pool and numerous recent updates. This bright, open residence features vaulted ceilings, neutral interior paint (2021), and updated lighting and ceiling fans throughout. The living areas flow seamlessly to the screened lanai, offering ideal indoor-outdoor living with tranquil canal views. Major improvements include a new HVAC system (2021), resurfaced pool (2021), pool heater (2021), and a brand-new pool cage/screen enclosure (2023). Additional updates include new blinds and closet doors in all bedrooms, new storage closets in the garage, and a new garage door opener and track system (2024). Recent functional upgrades include a new washer and dryer (2023) and dishwasher (2025). The spacious screened pool area provides ample room for relaxing or entertaining while enjoying the waterfront setting. Move-in ready and thoughtfully updated, this home offers comfort, functionality, and classic Florida living.
    159 days
    |
    1,390
    |
    106
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michael Soto 305-772-9012,

    Soto Realty Group

    Source: Florida Gulf Coast MLS,MLS#: 2026007223MLS LogoOriginating MLS: Florida Gulf Coast

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den, Great Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Range, Refrigerator, Self Cleaning Oven, Washer
      • Laundry: Inside
      Features
      • Bedroom on Main Level, Separate/Formal Dining Room, Dual Sinks, Main Level Primary, Shower Only, Separate Shower, Walk-In Closet(s), Split Bedrooms, Den, Great Room
      • Flooring: Tile, Vinyl
      • Windows: Single Hung
      Interior area
      • Total structure area: 2,473
      • Total interior livable area: 2,062 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Paved, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Open, Patio, Porch
      • Exterior features: None, Patio
      • Has private pool: Yes
      • Pool features: In Ground
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Intersecting Canal, Navigable Water, Seawall
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 77 x 126 x 77 x 126
      • Features: Rectangular Lot, Cul-De-Sac, Dead End
      Details
      • Parcel number: 054523C404911.0030
      • Lease amount: $0
      • Land lease expiration date: 1776297600000
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1989

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Non-Gated
      • Security: Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: Guest Suites, Hobby Room
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $252/sqft
      • Tax assessed value: $500,169
      • Annual tax amount: $8,789
      • Date on market: 2/10/2026
      • Cumulative days on market: 160 days
      • Listing terms: 1031 Exchange,VA Loan
      • Ownership: Single Family

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/18/2026Price change$519,000-6.5%$252/sqft
        Source: Florida Gulf Coast MLS #2026007223 Report a problem
        6/10/2026Price change$555,000-6.7%$269/sqft
        Source: Florida Gulf Coast MLS #2026007223 Report a problem
        5/20/2026Price change$595,000-2.5%$289/sqft
        Source: Florida Gulf Coast MLS #2026007223 Report a problem
        4/25/2026Price change$610,000-3.9%$296/sqft
        Source: Florida Gulf Coast MLS #2026007223 Report a problem
        4/21/2026Listed for rent$3,200-15.8%$2/sqft
        Source: Florida Gulf Coast MLS #2026018343 Report a problem
        3/24/2026Price change$634,900-3.1%$308/sqft
        Source: Florida Gulf Coast MLS #2026007223 Report a problem
        2/10/2026Listed for sale$654,900+28.4%$318/sqft
        Source: Florida Gulf Coast MLS #2026007223 Report a problem
        1/7/2026Listing removed$3,800$2/sqft
        Source: Florida Gulf Coast MLS #2025016524 Report a problem
        10/22/2025Listed for rent$3,800-26.9%$2/sqft
        Source: Florida Gulf Coast MLS #2025016524 Report a problem
        10/22/2025Listing removed$5,200$3/sqft
        Source: Florida Gulf Coast MLS #2025012219 Report a problem
        9/26/2025Listed for rent$5,200+48.6%$3/sqft
        Source: Florida Gulf Coast MLS #2025012219 Report a problem
        9/22/2025Listing removed$3,500$2/sqft
        Source: Florida Gulf Coast MLS #225052595 Report a problem
        8/7/2025Price change$3,500-2.8%$2/sqft
        Source: Florida Gulf Coast MLS #225052595 Report a problem
        7/10/2025Price change$3,600-7.7%$2/sqft
        Source: Florida Gulf Coast MLS #225052595 Report a problem
        6/3/2025Listed for rent$3,900-4.9%$2/sqft
        Source: Florida Gulf Coast MLS #225052595 Report a problem
        11/24/2023Listing removed--
        Source: NABOR FL #223067718 Report a problem
        11/15/2023Price change$4,100-2.4%$2/sqft
        Source: NABOR FL #223067718 Report a problem
        9/18/2023Listed for rent$4,200$2/sqft
        Source: NABOR FL #223067718 Report a problem
        8/23/2021Sold$510,000+2%$247/sqft
        Source: Florida Gulf Coast MLS #221038998 Report a problem
        6/28/2005Sold$499,900+56.3%$242/sqft
        Source: Public Record Report a problem
        12/1/2004Sold$319,900$155/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,789 -10.7%$500,169 -10.9%
        2024$9,840 +10.2%$561,246 +10%
        2023$8,928 +9.8%$510,224 +10%
        2022$8,131 +108.4%$463,846
        2021$3,902 -7.5%--
        2020$4,219 -1.3%$218,865 -12.6%
        2019$4,273 $250,340 +19.2%
        2018$4,273 -0.6%$209,955 +2.1%
        2017$4,298 +0%$205,637 -11.1%
        2016$4,297 +0.8%$231,355 +3.4%
        2015$4,265 -2.8%$223,803 +3.6%
        2014$4,388 +1.3%$215,989 -2.5%
        2013$4,332 +4.5%$221,508 +12.6%
        2012$4,144 +1.3%$196,699 +5.4%
        2011$4,090 -4.4%$186,621 -2.7%
        2010$4,277 -15.2%$191,859 -17.1%
        2009$5,043 -5.5%$231,490 -19.5%
        2008$5,334 -33.1%$287,720 -31.9%
        2007$7,972 -12.5%$422,730 -8.3%
        2006$9,110 +169.1%$461,220 +97.7%
        2004$3,386 -1%$233,270 +13.1%
        2003$3,421 +53.1%$206,250 +32.7%
        2002$2,234 $155,440 +28.3%
        2000-- $121,110
        Find assessor info on the county website

        Monthly payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33914

        Getting around

        6 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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