Stunning Gated Waterfront Estate - Experience the ultimate in coastal living with this exceptional 3-bedroom, 3-bath private estate, perfectly positioned on a pristine stretch of waterfront. Offering over 3,000 square feet of beautifully renovated living space, this home combines beach elegance with modern comfort, all framed by panoramic water views. Fully renovated from 2017-2022, the home boasts a bright, open floor plan ideal for family living and entertaining. The spacious living areas flow seamlessly into the gourmet kitchen and outdoor living areas, all overlooking the sparkling waters. Huge deck with 180 degree sunrise to sunset views.
230 ft. concrete capped sea wall, roof 2022, HVAC 2017, heated, enclosed pool, dock, boat slip, new hurricane Windows and Doors. Also on the property with a water view, don't miss The "Love Shack" 1970 authentic enclosed life guard shack converted with power, A/C, TV and queen size bed.
Car port has 2 large enclosed storage sheds built in and a smaller closet for outdoor equipment, tools and pool accessories.
Not enough can be said about this Emerald Coast Jewel. Currently rented and heavily booked as an AirBnB generating incredible income. Possibilities are endless for future owners....Dream home, generate income and use it when you want, or dial in on a great investment property.
Sold for $1,200,000
$1,200,000
2807 W Highway 98, Mary Esther, FL 32569
3beds
3,055sqft
Single Family Residence
Built in 1979
0.76 Acres Lot
$1,205,000 Zestimate®
$393/sqft
$3,977 Estimated rent
Home value
$1,205,000
$1.10M - $1.33M
$3,977/mo
Zestimate® history
Owner options
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$3,977/mo
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$3,977/mo
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$7,542/mo
Est. payment
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$7,542/mo
Est. payment
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List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Robert A Scarfe 540-580-4080,
ERA American Real Estate
Bought with:
Sharon Cam Lindemann, SL3468208
THE AMERICAN REALTY
Source: ECAOR,MLS#: 977401
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Master Suite !st Floor
- Level: First
- Area: 500 Square Feet
- Dimensions: 20 x 25
Bedroom
- Level: Third
- Area: 156 Square Feet
- Dimensions: 12 x 13
Bedroom
- Level: Third
- Area: 240 Square Feet
- Dimensions: 12 x 20
Primary bathroom
- Level: First
- Area: 192 Square Feet
- Dimensions: 12 x 16
Bathroom
- Level: Second
- Area: 140 Square Feet
- Dimensions: 14 x 10
Bathroom
- Level: Third
- Area: 144 Square Feet
- Dimensions: 12 x 12
Other
- Description: Attached Carport
- Level: First
- Area: 600 Square Feet
- Dimensions: 20 x 30
Dining area
- Level: Second
- Area: 168 Square Feet
- Dimensions: 12 x 14
Family room
- Level: Second
- Area: 432 Square Feet
- Dimensions: 24 x 18
Kitchen
- Level: Second
- Area: 294 Square Feet
- Dimensions: 21 x 14
Laundry
- Level: First
- Area: 96 Square Feet
- Dimensions: 12 x 8
Laundry
- Level: Second
- Area: 24 Square Feet
- Dimensions: 6 x 4
Other
- Description: Master suite
- Level: First
- Area: 192 Square Feet
- Dimensions: 12 x 16
Pantry
- Level: Second
- Area: 48 Square Feet
- Dimensions: 8 x 6
Sitting room
- Description: Master Suite
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Heating
- Natural Gas
Cooling
- Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Crown Molding, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Track Lighting, Newly Painted, Owner's Closet, Pantry, Shelving, Walls Mirrored, Walls Paneled, Woodwork Painted, Natural Woodwork
- Flooring: Hardwood, Laminate, Marble, Tile
- Windows: Double Pane Windows, Storm Window(s), Skylight(s), Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,055
- Total interior livable area: 3,055 sqft
Property
Parking
- Total spaces: 2
- Parking features: Boat, Attached Carport, Covered
- Carport spaces: 2
Features
- Stories: 3
- Patio & porch: Deck, Covered, Patio, Porch
- Exterior features: Balcony, Boat Slip, Boatlift, Dock, Separate Living Area, Rain Gutters
- Has private pool: Yes
- Pool features: Heated, In Ground, Gunite, Pool - Enclosed
- Fencing: Full,Privacy
- Has view: Yes
- View description: Intracoastal Waterwy, Sound
- Has water view: Yes
- Water view: Intracoastal Waterwy,Sound
- Waterfront features: Intracoastal Wtrwy, Shore - Beach, Seawall, Sound
Lot
- Size: 0.76 Acres
- Dimensions: 230 x 135 x 238 x 104
- Features: Flood Insurance Req, Level
Details
- Additional structures: Cabana, Separate Bldg Rent, Yard Building
- Parcel number: 172S25000000020190
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Block, Masonite, Stone, Trim Vinyl, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Shingle,Roof Pitched
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1979
Utilities & green energy
- Water: Public
Green energy
- Energy efficient items: Doors
- Energy generation: Solar
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Meets and Bounds
Location
- Region: Mary Esther
Financial & listing details
- Price per square foot: $393/sqft
- Tax assessed value: $613,708
- Annual tax amount: $5,127
- Date on market: 5/28/2025
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2025 | Sold | $1,200,000-11%$393/sqft |
Source:  ECAOR #977401 Report a problem | ||
| 7/24/2025 | Pending sale | $1,349,000$442/sqft |
Source: ECAOR #977401 Report a problem | ||
| 5/28/2025 | Listed for sale | $1,349,000+3.8%$442/sqft |
Source: ECAOR #977401 Report a problem | ||
| 3/2/2024 | Listing removed | -- |
Source: ECAOR #936005 Report a problem | ||
| 2/29/2024 | Price change | $1,299,000-3.8%$425/sqft |
Source: ECAOR #936005 Report a problem | ||
| 11/6/2023 | Listed for sale | $1,350,000+74.2%$442/sqft |
Source: ECAOR #936005 Report a problem | ||
| 6/12/2018 | Sold | $775,000-3%$254/sqft |
Source: Public Record Report a problem | ||
| 5/15/2018 | Pending sale | $799,000$262/sqft |
Source: Coldwell Banker Residential Real Estate - Destin / 30A #797996 Report a problem | ||
| 5/7/2018 | Listed for sale | $799,000+134.3%$262/sqft |
Source: Coldwell Banker Residential Real Estate - Destin / 30A #797996 Report a problem | ||
| 1/27/2016 | Sold | $340,969-6.2%$112/sqft |
Source: ECAOR #738382 Report a problem | ||
| 12/17/2015 | Price change | $363,600-5%$119/sqft |
Source: REALHome Services and Solutions #738382 Report a problem | ||
| 11/19/2015 | Price change | $382,700-5%$125/sqft |
Source: REALHome Services and Solutions #738382 Report a problem | ||
| 10/16/2015 | Price change | $402,800-5%$132/sqft |
Source: REALHome Services and Solutions #738382 Report a problem | ||
| 9/18/2015 | Listed for sale | $424,000$139/sqft |
Source: REALHome Services and Solutions #738382 Report a problem | ||
| 9/18/2015 | Pending sale | $424,000$139/sqft |
Source: REALHome Services and Solutions #738382 Report a problem | ||
| 9/18/2015 | Listed for sale | $424,000-24.2%$139/sqft |
Source: REALHome Services and Solutions #738382 Report a problem | ||
| 5/26/2015 | Listing removed | -- |
Source: Auction.com Report a problem | ||
| 5/7/2015 | Listed for sale | -- |
Source: Auction.com Report a problem | ||
| 5/5/2014 | Listing removed | $559,000$183/sqft |
Source: Owner Report a problem | ||
| 4/22/2014 | Listed for sale | $559,000$183/sqft |
Source: Owner Report a problem | ||
| 8/3/2013 | Listing removed | $559,000$183/sqft |
Source: Owner Report a problem | ||
| 5/7/2013 | Listed for sale | $559,000+148.4%$183/sqft |
Source: Owner Report a problem | ||
| 6/5/2006 | Sold | $225,000$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,140 +0.3% | $471,792 +3% |
| 2023 | $5,127 +5.3% | $458,050 +3% |
| 2022 | $4,870 +0.1% | $444,709 +3% |
| 2021 | $4,864 -16.8% | $431,756 -18% |
| 2020 | $5,844 +3.1% | $526,570 +2.3% |
| 2019 | $5,671 +7.4% | $514,731 +9.6% |
| 2018 | $5,279 | $469,441 +16.3% |
| 2017 | $5,279 +11.3% | $403,702 +2.7% |
| 2016 | $4,745 +3.4% | $392,976 +7% |
| 2015 | $4,587 +3.7% | $367,320 +0.7% |
| 2014 | $4,425 | $364,690 +1.3% |
| 2013 | -- | $360,125 -6.8% |
| 2012 | -- | $386,205 -3.6% |
| 2011 | -- | $400,809 -3.8% |
| 2010 | -- | $416,642 -17.8% |
| 2009 | -- | $506,667 -14.6% |
| 2008 | -- | $593,245 -3.7% |
| 2007 | -- | $615,845 -0.2% |
| 2006 | -- | $616,984 +121.7% |
| 2005 | -- | $278,300 -22.6% |
| 2004 | -- | $359,477 +9.7% |
| 2003 | -- | $327,712 +2.6% |
| 2002 | -- | $319,490 +1.9% |
| 2001 | -- | $313,648 |
Find assessor info on the county website
Neighborhood: 32569
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Nearby schools
GreatSchools rating
- 9/10Florosa Elementary SchoolGrades: PK-5Distance: 2.8 mi
- 7/10Max Bruner Junior Middle SchoolGrades: 6-8Distance: 8.5 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.1 mi
Schools provided by the listing agent
- Elementary: Florosa
- Middle: Bruner
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Okaloosa County
- Mary Esther
- 32569
- 2807 W Highway 98
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