281 Governors Ln #281, Elgin, IL 60123
What's special
Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity to right-size without giving up space! Tucked away in a small enclave of homes, this spacious residence offers over 1,800 square feet on the main level with a comfortable, open layout designed for everyday living and entertaining. A welcoming foyer leads to a private den/home office, while the vaulted ceiling, island kitchen with granite and Stainless Steel appliances and walk in pantry opens to expansive living and dining areas. Recent updates include new luxury vinyl plank flooring throughout the first floor, fresh paint throughout, new base trim, a new refrigerator, freshly painted garage, and updates to the kitchen and baths. The main level features two generous bedrooms and two full baths, including a spacious primary suite with an incredible four closets and private bath. Main-floor laundry adds everyday convenience. The finished basement dramatically expands the home's versatility with a large recreation room, third full bath, and bonus room ideal for hobbies, exercise, guests or a home office, plus abundant storage. If additional living space isn't needed, the lower level provides exceptional storage rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access and newer HVAC (2021). Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra and everything the area has to offer. If you've been searching for low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!
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Travel times
Foyer
Living Room
Kitchen
Dining Room
Primary Bedroom
Primary Bathroom
Bedroom 2
Office
Hall Bathroom
Family Room
Basement Bedroom
Basement Bathroom
Deck
Zillow last checked:
Listing updated:
Tamara O'Connor, CRS,GRI (630)485-4214,
Premier Living Properties
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Foyer, Den
Primary bedroom
- Features: Flooring (Luxury Vinyl), Bathroom (Full)
- Level: Main
- Area: 228 Square Feet
- Dimensions: 19X12
Bedroom 2
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12X12
Bedroom 3
- Features: Flooring (Carpet)
- Level: Basement
- Area: 192 Square Feet
- Dimensions: 16X12
Den
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12X12
Dining room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13X11
Family room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 504 Square Feet
- Dimensions: 28X18
Foyer
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 35 Square Feet
- Dimensions: 5X7
Kitchen
- Features: Kitchen (Eating Area-Table Space, Island), Flooring (Luxury Vinyl)
- Level: Main
- Area: 255 Square Feet
- Dimensions: 17X15
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 18 Square Feet
- Dimensions: 6X3
Living room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 322 Square Feet
- Dimensions: 23X14
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
- Laundry: Main Level, Gas Dryer Hookup, In Unit
Features
- Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath
- Basement: Partially Finished,Full
Interior area
- Total structure area: 3,208
- Total interior livable area: 1,858 sqft
- Finished area below ground: 1,350
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Deck
Lot
- Size: 3,840 Square Feet
- Dimensions: 60x64
Details
- Additional structures: None
- Parcel number: 0616227041
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex, Single Family Residence
Materials
- Aluminum Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1988
- Major remodel year: 2026
Details
- Builder model: ranch 1/2 duplex
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: Yes
- Services included: Insurance, Lawn Care, Snow Removal
- HOA fee: $185 monthly
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $242/sqft
- Annual tax amount: $8,212
- Date on market: 9/21/2026
- Ownership: Fee Simple w/ HO Assn.
Price history
| Date | Event | Price |
|---|---|---|
| 7/27/2026 | Listing removed | $399,900$215/sqft |
Source:  MRED as distributed by MLS GRID #12679505 Report a problem | ||
| 6/16/2026 | Price change | $399,900-5.9%$215/sqft |
Source: MRED as distributed by MLS GRID #12679505 Report a problem | ||
| 5/15/2026 | Listed for sale | $424,900$229/sqft |
Source: MRED as distributed by MLS GRID #12628038 Report a problem | ||
Public tax history
Monthly payment
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.