For sale

$445,000

281 Royal Tern Way, Lanark Village, FL 32323

4beds

2,052sqft

$2,772/mo

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Single Family Residence

Built in 2022

7,405 Square Feet Lot

$438,100 Zestimate^®

$217/sqft

$40/mo HOA

What's special

Metal roofGranite countertopsHardie sidingLvp flooring throughoutTiled master showerStainless steel appliances

Located in St. James Bay with golf course frontage on Hole 14, this 2,052 sq ft home features 4 bedrooms and 2.5 baths. Interior finishes include Hardie siding, a metal roof, granite countertops, stainless steel appliances, LVP flooring throughout, and a tiled master shower. Situated in Flood Zone X with no flood or wind insurance required. Currently operating as a short-term rental property. Furnishings are not included in the sale price but may be available for purchase separately. HOA dues are $120 per quarter.

59 days

368

24

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Features: Master Downstairs

Primary bathroom

Features: Shower Only, Tile Counters

Heating

Has Heating (Unspecified Type)

Cooling

Has cooling: Yes

Appliances

Included: Dishwasher, Microwave, Refrigerator, Refrigerator w/Ice Maker
Laundry: Washer/Dryer Hookup

Features

Kitchen Island
Flooring: Tile, Vinyl
Windows: Insulated Windows
Basement: None
Attic: Pull Down Stairs
Has fireplace: No

Interior area

Total structure area: 2,664
Total interior livable area: 2,052 sqft

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Property

Parking

Total spaces: 3
Parking features: Garage Attached
Has attached garage: Yes

Features

Levels: 2
Stories: 2
Patio & porch: Covered Porch

Lot

Size: 7,405 Square Feet
Dimensions: 31 x 120 x 28 x 120
Features: Deeded Water Access, Subdivided, Sidewalks

Details

Parcel number: 0507S03W1000000G0130
Zoning description: Residential Single Family

Construction

Type & style

Home type: SingleFamily
Architectural style: Cape Cod,Craftsman
Property subtype: Single Family Residence

Materials

HardiPlank Type
Foundation: Slab
Roof: Metal

Condition

Construction Complete
Year built: 2022

Details

Builder name: Golden Construction

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Connected, Internet Available, Sewer Connected, Private Trash

Community & HOA

Community

Features: Golf
Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Subdivision: St James Bay

HOA

Has HOA: Yes
Services included: Recreational Facilities
HOA fee: $120 quarterly

Location

Region: Lanark Village

Financial & listing details

Price per square foot: $217/sqft
Tax assessed value: $45,000
Annual tax amount: $294
Date on market: 5/28/2026
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$438,100

$416,000 - $460,000

$3,055/mo

Price history

Date	Event	Price
5/28/2026	Listed for sale	$445,000+62.1%$217/sqft
Source: TBR #400513 Report a problem
7/1/2025	Sold	$274,600-38.3%$134/sqft
Source: Public Record Report a problem
3/26/2024	Listing removed	$445,000$217/sqft
Source: Forgotten Coast Realtor Association #311836 Report a problem
11/1/2023	Price change	$445,000-1.1%$217/sqft
Source: TBR #348893 Report a problem
9/27/2023	Price change	$450,000-3.2%$219/sqft
Source: Forgotten Coast Realtor Association #311836 Report a problem
7/18/2022	Listed for sale	$465,000+1228.6%$227/sqft
Source: TBR #348893 Report a problem
4/14/2022	Sold	$35,000$17/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$294 +67.1%	$18,700 +10%
2023	$176 +22.9%	$17,000 +65.9%
2022	$143 +8.3%	$10,249 +10%
2021	$132 +13.6%	$9,317 +10%
2020	$116	$8,470 -29.4%
2019	$116 +35.5%	$12,000 +71.4%
2018	$86 -35.2%	$7,000 -33.3%
2017	$132	$10,500 -12.5%
2016	$132 -1.5%	$12,000
2015	$134 +36.5%	$12,000 +66.7%
2014	$98	$7,200

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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