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Pending
  • Listed by: ReeceNichols Real Estate
    $450,000

    2814 Spruce Ridge Ct, Saint Charles, MO 63303

    4beds
    2,638sqft
    : 
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    Single Family Residence
    Built in 1991
    0.42 Acres Lot
    $-- Zestimate®
    $171/sqft
    $10/mo HOA

    What's special

    Tucked away in culdesacGranite countertopsFront dining roomTiled backsplashBuilt in deskRaised panel oak cabinetsBlack appliances
    This is an INCREDIBLE Two Story Home! Over 2600 sq ft, 4 bedrooms, 2.5 baths, and 2 car garage. Great access to the highways and bridge. But yet tucked away in culdesac. Almost an HALF ACRE Lot. It is a great yard that has been well maintained and fenced. Includes a matching outbuilding to store the riding lawn mower and other lawn equipment. The interior features a gourmet kitchen with raised panel oak cabinets, black appliances, granite countertops, tiled backsplash, built in desk, 5 burner gas stove. Gorgeous HARDWOOD THRU OUT THE MAIN LEVEL. Large Main Floor Laundry which includes cabinets and a coat/storage closet. Entry Foyer and Front Door are classy. Front Dining room and Office. Greatroom with wood burning fireplace, brick surround, wood mantel, 4 window bay, and a great open floorplan to the Kitchen and Breakfast room. Breakfast room door leads to the large patio overlooking the Luxurious Lawn. Windows are newer double hung with life time warranty. Covered by nice 2 inch faux blinds. Upper Level has an open LOFT and 4 generous size bedrooms with all new carpet. Double doors to the primary suite and Luxury Bath. Luxury Bath includes walk in closet, dual sinks, separate shower, and corner garden tub. Lower Level is ready for your finish. Architectural shingle roof, dual HVAC, 50 gallon water heater. This is a GREAT HOME in a GREAT LOCATION. Be sure to tour soon!
    18 days
    |
    390
    |
    69
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lucia M Roberts 314-304-7918,

    ReeceNichols Real Estate

    Source: MARIS,MLS#: 26034322MLS LogoOriginating MLS: St. Charles County Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Features: Floor Covering: Carpeting
      • Area: 216
      • Dimensions: 18x12
      Bedroom 2
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 156
      • Dimensions: 13x12
      Bedroom 3
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 132
      • Dimensions: 12x11
      Bedroom 4
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 132
      • Dimensions: 12x11
      Breakfast room
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 143
      • Dimensions: 13x11
      Dining room
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 176
      • Dimensions: 16x11
      Great room
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 323
      • Dimensions: 19x17
      Kitchen
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 160
      • Dimensions: 16x10
      Laundry
      • Features: Floor Covering: Vinyl
      • Level: Main
      • Area: 54
      • Dimensions: 9x6
      Loft
      • Features: Floor Covering: Carpeting
      • Level: Upper
      • Area: 180
      • Dimensions: 15x12
      Office
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 169
      • Dimensions: 13x13
      Heating
      • Dual Fuel/Off Peak, Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Dual
      Appliances
      • Included: ENERGY STAR Qualified Appliances, Dishwasher, Disposal, Humidifier, Ice Maker, Microwave, Oven, Free-Standing Gas Oven, Range, Free-Standing Gas Range, Refrigerator, Free-Standing Refrigerator, Gas Water Heater
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Breakfast Room, Ceiling Fan(s), Crown Molding, Custom Cabinetry, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Speed Internet, Open Floorplan, Pantry, Recessed Lighting, Separate Dining, Separate Shower, Shower, Smart Thermostat, Soaking Tub, Storage, Tub, Walk-In Closet(s), Workshop/Hobby Area
      • Flooring: Carpet, Ceramic Tile, Hardwood, Laminate
      • Windows: Blinds, Double Pane Windows, Insulated Windows, Tilt-In Windows
      • Basement: Concrete,Full,Sump Pump,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Great Room, Wood Burning
      Interior area
      • Total structure area: 2,638
      • Total interior livable area: 2,638 sqft
      • Finished area above ground: 2,638
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Attached, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Parking Pad
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Patio & porch: Covered, Front Porch, Patio, Porch
      • Exterior features: Awning(s), Private Yard, Storage
      • Pool features: None
      • Fencing: Back Yard,Fenced,Full,Gate
      Lot
      • Size: 0.42 Acres
      • Features: Back Yard, Cul-De-Sac, Front Yard, Interior Lot, Irregular Lot, Landscaped, Level, Some Trees, Sprinklers In Front, Sprinklers In Rear
      Details
      • Additional structures: Equipment Shed, Outbuilding, Shed(s), Workshop
      • Parcel number: 301186669000029.0000000
      • Special conditions: Standard
      • Other equipment: Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Masonite
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Year built: 1991
      Details
      • Builder name: Whittaker

      Utilities & green energy

      • Electric: Other
      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Ridgeview Estate
      HOA
      • Has HOA: Yes
      • Amenities included: Association Management
      • Services included: Common Area Maintenance
      • HOA fee: $120 annually
      • HOA name: Ridgeview
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $171/sqft
      • Tax assessed value: $409,558
      • Annual tax amount: $4,550
      • Date on market: 6/11/2026
      • Cumulative days on market: 18 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/15/2026Pending sale$450,000$171/sqft
        Source: MARIS #26034322 Report a problem
        6/11/2026Listed for sale$450,000+95.7%$171/sqft
        Source: MARIS #26034322 Report a problem
        4/6/2011Sold--
        Source: Public Record Report a problem
        1/30/2011Price change$230,000$87/sqft
        Source: Mid America Property Partners #11004082 Report a problem
        1/28/2011Listed for sale--
        Source: foreclosure.com Report a problem
        8/23/2010Sold--
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,550 +0.8%$77,816 +6.5%
        2024$4,514 +0.1%$73,037
        2023$4,508 +10.2%$73,037 +19%
        2022$4,090 $61,366
        2021-- $61,366 +8.5%
        2020-- $56,554
        2019$3,770 $56,554 +6.9%
        2018$3,770 +0.5%$52,927
        2017$3,750 +11.2%$52,927 +10.9%
        2016$3,373 +1%$47,717
        2015$3,338 +1.4%$47,717 +4.6%
        2014$3,294 $45,637
        2013-- $45,637 -7%
        2012-- $49,070 -4.9%
        2011-- $51,600
        2010-- $51,600
        2009-- $51,600 -3.2%
        2008-- $53,280 -78%
        2007-- $242,450
        2006-- $242,450
        2005-- $242,450 +12.8%
        2004-- $214,900
        2003-- $214,900
        2002-- --
        2001-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 63303

          Getting around

          3 / 100
          Car-Dependent
          15 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Becky-David Elem.
          • Middle: Barnwell Middle
          • High: Francis Howell North High

          Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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